19ad2dc0-1f2d-4c7d-9051-ebe500809541 Home How We Can Help Details Objective: To offer a low interest rate second mortgage loan product for gap funding on Plus One ADU Grant projects. Currently being offered to Plus One ADU Grant applicants in the Towns of Babylon, East Hampton, Shelter Island and Southampton. Below are the parameters for CDLI’s Accessory Dwelling Unit Loan Product: Applicant homeowners must go through CDLI’s ADU grant process to secure primary financing before applying for this loan Minimum Credit Score = 625 Loan amounts up to $125,000.00 based on need and funds availability Applicant’s Income must not be greater than 100% of the Area Median Income (AMI) adjusted for family size Interest (4% or 6%) based on household income in relation to the Standard AMI for the county of residence with no adjustment for family size APR = 4.84% for loans with interest of 4% APR = 6.909% for loans with interest of 6% APR calculations are based on a loan of $125,000 over 10 years (120 months) considering loans fees, interim interest, and possible title insurance costs . Duration: 10 year-term (120 months). Other terms may be allowed based on underwriting guidelines Second lien position is required Title insurance may be required for all loan amounts. Borrower to pay the loan fees at closing Loan fees: 1% origination fee $120 application fee $125 processing fee Title insurance fee (applicant to shop for) Loans will be disbursed at closing. A signed contract with the builder/contractor will be required at closing, or before disbursement. Contact Info Phone : (631)-471-1215 ext. 1510 or 1930 Email : Homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply Now Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit.

6c291870-d79d-40e5-b544-b9ad1ca90b34 Home How We Can Help Details A deferred loan for the down payment and post-closing home repairs is available for first-time homebuyers. The goal of this program is to improve the quality of decent, affordable housing for New York and home buyers. Household gross income must be below 120% of the area median income based on family size. The deferred loan/grant can be up to $25,000, $32,500, $40,000, $50,000, or $60,000 based on family size and household income, and the number of repairs needed on the subject property. This is a deferred loan, at 0% interest, with no payments required and a term of 10 years, during which time any refinance or transfer of home title will result in the recapture of funds or request from the homeowner for the subordination of the loan if qualified. The home must be used as the primary residence and the homeowner is required to remain in the home for 10 years, or the loan must be paid back. It is required that 51% of the deferred loan amount must be used for post-closing home repairs. All home buyers are required to complete Community Development Long Island (CDLI) NeighborWorks® HomeOwnership Center HUD approved Home Buyer Education class and counseling. The Home Buyer is responsible for obtaining an Engineer’s report and CDLI rehabilitation staff will assist in identifying the repairs, contract with licensed and insured contractors to get the best pricing, and provide project management and oversight. The home being purchased must be located in Nassau or Suffolk County must be a co-op, condominium, single-family, or legal two-family home, and must be owner-occupied. Grant awards in excess of $50,000 per unit and up to $60,000 per unit must have an occupancy and repayment schedule of no less than 20 years. The deferred loan will be secured with a note and mortgage. The income of all household members is used to determine eligibility. This program is in effect while funding is available. The program may end at any time. Requirements One-month consecutive paystubs (anyone over 18) Three years W-2 forms Proof of any additional income as reported in the application Three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Three months of complete asset statements Home Buyer Education Certificate from CDLI (if available) Photo ID for all applicants Documentation for additional grants funds being used for this transaction Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : Homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply Now! NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing.

250 Wincoram Way < Rental Opportunities Wincoram Commons 250 Wincoram Way 176 Units Application Contact Us

dad47a05-af81-4281-be00-e0fa5a23deb4 Home How We Can Help Details The Climate Friendly Homes Fund (CFHF), administered by The Community Preservation Corporation, provides financing for existing, 5-50-unit buildings in New York State with a focus on replacing older and less energy-efficient systems with all-electric, high-performance heating, cooling, and hot water heating systems. With $250 million in New York State funding, CPC and New York State Homes and Community Renewal aim to finance electrification retrofits in at least 10,000 units of multifamily housing that serve economically disadvantaged communities. These funds will empower small building owners to identify and execute a scope of work to improve the energy efficiency of their buildings and decrease their greenhouse gas emissions. https://www.youtube.com/watch?v=YEhQn6MvO2Y Program Overview Owners of eligible buildings may apply for funds to cover the cost of eligible building upgrades including electrification of heating, cooling, and water heating systems and additional building envelope improvements. Funds may be used for approved retrofit work scope items (see below), as well as certain soft costs. Retrofit Scope of Work items eligible for funding include: Electrical service upgrades HVAC systems replacement with high-efficiency heat pumps Domestic Hot Water replacement with high efficiency heat pumps Additional energy conservation measures to optimize new system performance Systems commissioning Eligibility at a Glance Buildings must have 5-50 residential units, and be located in New York State. Owners of regulated affordable and unregulated multifamily rental buildings in eligible locations may apply; Buildings must currently be subject to a regulatory agreement with a public agency or be located in one of the following locations: Low-Moderate Income Qualified Census Tract as defined by the U.S. Department of Housing and Urban Development Disadvantaged Communities as defined in the New York State Climate Leadership and Community Protection Act. Find out if your building location is eligible: See HUD Qualified Census Tract Areas here and view a map of NYSERDA Disadvantaged Communities Areas here. Lending and Community Partners In order to maximize impact and the reach of the program, CPC has identified like-minded green lending institutions, CDFIs, and other community-based nonprofits to collaborate on the identification and screening of building retrofit opportunities across the State. In addition, local community-based organizations from across the state will provide outreach and originations support to the program. Lending Partners : Enterprise Community Partners and Inclusive Prosperity Capital Community Partners: Better Community Neighborhoods, Inc. (Albany), Community Development Long Island (Long Island), Home Headquarters (Syracuse), Hudson River Housing (Hudson Valley), Kinetic Communities (NYC) NYCHP (NYC), PUSH Buffalo (Buffalo), RUPCO (Hudson Valley) Contact Info Phone : 631-471-1215 ext. 1510 or 1930 Email : Homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Take Action Apply Now Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems.

100 Commons Way < Rental Opportunities Brookview Commons 100 Commons Way 208 Units Application Contact Us

601ef05a-f7c9-4652-8179-0c990e9c1701 Home How We Can Help Details This Program Is No Longer Accepting Applications All available funding has been used and we are not currently accepting applications. The RESTORE Program provided income-eligible homeowners, 60 years of age and older, the resources to make necessary emergency repairs to address hazardous conditions posing a threat to life, health or safety of the elderly homeowner. Funds are no longer available. If you are a Veteran, you may qualify for the Access to Home for Heroes program, which is currently accepting applications. Learn more here. If you are seeking help with urgent home safety repairs, you may qualify for an Emergency Home Repair Loan. View program details. If you need accessibility modifications or structural repairs and can manage a low-interest loan, explore our Home Improvement Loan options. Learn more. Homeowners age 62 and older may also consider Reverse Mortgage Counseling to explore whether home equity could help fund necessary modifications. Explore this option. If you are unsure which program may be right for you, contact our team for guidance. Contact us. RESTORE Program Emergency repairs for seniors aged 60 and over.

20ae4b7a-cf0a-442d-89cb-91e3a26d2c54 Home How We Can Help Details Are You A Medicaid Member? We’re Here to Help. Community Development Long Island (CDLI) is a proud partner of the Health Empowerment Alliance of Long Island (HEALI), Long Island’s Social Care Network (SCN) under the New York State Medicaid 1115 Waiver. HEALI is a regional network of more than 100 community-based organizations, healthcare providers, and social service partners working together to connect Medicaid members with services that address health-related social needs. Through this collaborative network, individuals and families across Nassau and Suffolk Counties can access coordinated support that improves health, safety, and overall quality of life. As part of the HEALI Social Care Network, CDLI provides services that help identify needs and connect Medicaid members to critical supports, including: Health-Related Social Needs Screening A short screening to identify health and housing needs that may qualify for support. Navigation and Care Coordination Help connecting you to the right local services and providers. Enhanced Case Management Ongoing support to help you access and stay connected to needed services. Asthma Remediation Home improvements that reduce asthma triggers such as mold, pests, and poor ventilation. Asthma Self-Management Education Education and guidance to help you better manage asthma at home. Home Remediation Services Repairs and improvements that make your home healthier and safer. Home Accessibility Modifications Modifications such as ramps, handrails, or grab bars to improve safety and mobility. These services are designed to address factors that impact health outside of the doctor’s office—such as housing conditions, environmental triggers, and accessibility challenges—so individuals can live more safely and independently. Start with a Free, Confidential Screening If you or someone in your household is enrolled in Medicaid, you may be eligible for a free screening to identify services that can support your health and well-being. By contacting CDLI, you can: Complete a confidential screening Learn what services you may qualify for Get connected to CDLI and other trusted HEALI network partners Start Here Contact Info Phone: 631-740-8710 Email: HealthyHousing@cdli.org Fill Out the Interest Form Click Here Email Us Health Empowerment Alliance of Long Island (HEALI) Medicaid members may qualify for free support services that address housing, health, and home safety needs through CDLI and the HEALI Social Care Network.

62600 North Road < Rental Opportunities Vineyard View 62600 North Road 50 Units Application Contact Us

ae3e70c3-7b84-42ac-87a8-5d4710096f0c Home How We Can Help Details eHome America is an online home buyer education class where you will learn how to: shop for a home; secure a mortgage; and maintain your home. Class fee is $100. Register now for America’s Premier Online Homebuyer Education. The Framework homebuyer course qualifies as the homebuyer education requirement for most local and national mortgage loan products and first-time homebuyer programs that require education. Learn what can you afford; how to fix or improve your credit; how to choose a realtor; how to shop for the best mortgage; the mortgage process; roles of the professionals involved in most home purchases; home inspection basics; and the closing process. Educate yourself for smart homeownership with Framework. Class fee is $75.00 Click Here and register Requirements Requirements are unique to each of the online learning tools listed Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdli.org Sign Up Here! Contact Us Online Homebuyer Education Key concepts surrounding homebuying and homeownership.

4b310cab-6070-4cd2-b2b4-95fb6965489d Home How We Can Help Details Shelter Island residents – The Plus One ADU grant application is open – See if you qualify here ! Southampton Residents — The Plus One ADU grant application is open, with limited funding available — See if you qualify here . The Town of Southampton's CHF ADU Loan (0% Interest Rate Loan for 20 years) application is open — See if you qualify here . East Hampton Residents — The Plus One ADU grant application is open, with limited funding available — See if you qualify here . Babylon Residents – The Plus One ADU grant application is currently closed. Please check back here for updates. You may submit your interest form to join the Waitlist. https://www.youtube.com/watch?v=mSue0QIJAcY Accessory Dwelling Units (ADUs) are secondary housing units on a single-family residential lot. ADUs benefit homeowners, renters, and the community by creating more housing options while maintaining the character of single-family residential suburban and rural communities. For homeowners, a code-compliant ADU can provide an additional source of income, flexibility for multi-generational housing, and an increase in property value. CDLI has been selected by New York State Homes and Community Renewal to administer the new Plus One ADU Program in the Town of Babylon, East Hampton, Shelter Island, and Southampton. The Plus One ADU Program provides a full-service program to support low- and middle-income single-family homeowner occupants who wish to: Build a new accessory dwelling unit on their property OR Improve an existing ADU that needs to be brought into compliance with code requirements. Click here for Plus One ADU Program FAQs Income Guidelines Household Size 1 2 3 4 5 6 7 8 Household Maximum Annual Income $138,012 $157,728 $177,444 $197,160 $212,933 $228,706 $244,479 $260,052 Program Highlights Up to $125,000 in grant funding including project management costs per ADU constructed. Program support includes ADU design, permitting, and construction costs including oversight and closeout. Household annual income must be at or below the current Nassau/Suffolk Area Median Income based on household size.[1] Homeowners and renters must maintain year-round residency and keep the property in good condition and repair for 10 years or until the sale of the property[2] Frequently Asked Questions How much does an ADU cost? That depends on what you would like to build! For example, converting an existing garage will be less expensive than building a new free-standing dwelling unit. Our project team can provide suggestions to bring down project costs. However, homeowners usually need to contribute funds above the Plus One ADU grant amount. How much funding does Plus One ADU provide? The Plus One ADU Program may provide up to $125,000 (which includes CDLI program support, such as design, permitting, construction oversight, closeout and ongoing compliance) in forgivable grant funds. The total amount available for construction costs is up to $115,000. Applicants who do not use grant funds for pre-development costs (design, procuring an architect without CDLI putting out an RFP or getting the design, etc.) will have more funding available for construction up to a maximum of $115,000. What if constructing my ADU costs more than the grant can provide? Either (1) Reduce project scope to be within budget, or (2) Submit proof that you have or can borrow the necessary additional funds to complete the project. Is the Plus One ADU Program a loan program? Do I have to pay the money back? The Plus One ADU Program is a forgivable grant program. As long as you continue to meet program requirements, you will not have to pay the money back. Homeowners and ADU renters must maintain year-round residency and keep property in good condition and repair for 10 years or until sale of property. A deed covenant will be required to be filed with the County Clerk. Who will manage my design? Homeowners can choose their own design team or can work with an architect through CDLI. If homeowners pay for design costs directly, they can work with a designer of their choosing and they will have more grant funds available for construction costs. If CDLI procures a design team, the costs incurred will be drawn from that $115,000 in grant funds. In either case, Homeowners will work closely with the chosen firm to discuss designs. If a homeowner chooses to work with an architect through CDLI and then decides to cancel the project after design costs have been incurred they may be responsible for those costs. Who will manage my construction? CDLI will oversee all aspects of the construction process from contractor bidding & selection, compliance with MWBE/SDVOB utilization standards, general construction oversight & coordination between property owners and contractors, preparation of payment requests & other essential activities to ensure efficient construction. I have a contractor in mind, can I work with them? Yes, if they meet our requirements (licensing, insurance, etc.) and there is no conflict of interest. You will need to provide itemized work scope and cost estimate from your selected contractor as well as one additional written quote to confirm the cost is competitive. How will funds be disbursed to contractors? Plus One ADU grant funds can only be issued on a reimbursement basis. Advance payments to contractors are not permitted. Contractors may submit receipts for reimbursable items such as materials purchased, surveys etc. Plus One ADU grant funds will be paid to contractors in progress payments at 50% completion and 100% completion. 10% of funds will be held until a Certificate of Occupancy has been issued. Contractors may submit invoices for reimbursement of materials, permit fees and survey prior to 50% completion. If Plus One ADU grant funds are disbursed for these items, that amount will be deducted from the payment at 50% completion. For construction projects which exceed the Plus One ADU grant amount, a payment schedule will be included in the contract to delineate the split between homeowner payments and Plus One ADU grant payments. Requirements What documents do I need to apply? Babylon Residents click here East Hampton Residents click here Shelter Island Residents click here Southampton Residents click here Design Guidelines Babylon Residents click here East Hampton Residents click here Shelter Island Residents click here Southampton Residents click here [1] Currently $197,160 for a household of 4. [2] In the event of the sale of property or non-compliance, the amount of grant funds will be subject to repayment in accordance with a simple annual declining balance, based on the ten-year regulatory period. Contact Info Phone : (631) 364-5646 Email : PlusOneADU@cdli.org See If You Qualify Our Team will contact you after reviewing your interest form! Submit Interest Form Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction.