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Empower your homeownership dreams with CDLI's nonprofit services in Long Island. Access affordable rentals, homeownership education, Home and Property Developer Resources, and community development. Effective February 27, 2024, CDLI is unable to issue new Tenant-Based Housing Choice Vouchers (“voucher pause”), which is expected to remain in effect in 2026 until further notice. CDLI will share any updates/changes to this pause from NYS HCR as soon as that information becomes available. CDLI is a community influencer and housing innovator that empowers families, individuals, and communities to change their lives. About CDLI TENANT RESOURCES CDLI's Housing Choice Voucher Program offers assistance to tenants and landlords in accessing and providing quality, affordable rentals. CDLI also offers additional programs accessible to qualified tenants and landlords. Learn More DREAMERS OF HOMEOWNERSHIP Preparation for homeownership starts long before the purchase takes place. CDLI will help you to become mortgage-ready by educating you about the buying process, pitfalls to avoid, and available funding opportunities. CDLI can help make your homeownership dream become a reality. Learn More HOMEOWNER RESOURCES We provide a variety of resources and education to assist homeowners in improving and maintaining their home. Learn More PROPERTY DEVELOPERS & OWNERS CDLI works with residents, government officials, community leaders, builders, and other partners to develop affordable housing throughout Long Island. Learn More Financial Coaching & Resources CDLI has a wealth of information to share. From financial fitness to buying your first home, we're here to educate so you can have a home, health, and opportunities. Financial Resources Partner with CDLI CDLI is your collaborative partner in fostering sustainable, inclusive, and thriving communities. We welcome innovative partnerships with property developers, municipalities, businesses, nonprofits, and any other entities eager to explore new possibilities. CDLI brings expertise in affordable housing, clean energy, financial empowerment, and beyond, offering both established solutions and a willingness to venture into uncharted territories. Together, let's innovate and shape vibrant communities for all. Contact Us Community Development Financial Institution Our CDFI has provided a variety of lending options to meet the needs of our ever evolving communities. Learn More about CDFI MISSION STATEMENT CDLI invests in the housing and economic aspirations of individuals and families by providing solutions that foster and maintain vibrant, equitable and sustainable communities. About CDLI Rentals Available Find the right and affordable home for you. Rental Opportunities Impact and Results Learn how CDLI is helping the people of Long Island change their lives. Impact & Results

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. CDLI is dedicated to increasing affordable housing opportunities throughout Long Island that meet each community’s needs. Wherever there is opportunity and community support, CDLI works with residents, government officials, community leaders, and other partners to accomplish affordable housing development. Click on each community to contact the property manager and find out about leasing opportunities. Rental Opportunities Greenview Estate House 4180 Sunrise Highway Oakdale, NY 11769 158 Units Senior Housing Read More Baldwin Commons 785 Merrick Road Baldwin, NY 11510 33 Units Multi-Family Read More The Hudson House 104 Front St. Mineola, NY 11501 36 Units Senior Housing Read More More Rental Opportunities Unlock Your Dreams With Our Programs Empowering individuals, families, and communities to change their lives. Featured Programs Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Access to Home for Heroes Home accessibility modifications for veterans with mobility challenges. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Access your home equity to cover expenses while aging in place. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU). Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Making Moves for Landlord & Brokers Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Load More

e10ab74c-6b39-4e1f-845c-97ed56ec8f08 Home How We Can Help Details This Program Is No Longer Accepting Applications All available funding has been used and we are not currently accepting applications. The Access To Home Program provided assistance to make residential units accessible for those living with physical mobility challenges. The program helps individuals with mobility challenges live safely and independently at home, whether due to disability, injury, or aging, avoiding the need for institutional care. If you are a Veteran, you may qualify for the Access to Home for Heroes program, which is currently accepting applications. Learn more here. If you are seeking help with urgent home safety repairs, you may qualify for an Emergency Home Repair Loan. View program details. If you need accessibility modifications or structural repairs and can manage a low-interest loan, explore our Home Improvement Loan options. Learn more. Homeowners age 62 and older may also consider Reverse Mortgage Counseling to explore whether home equity could help fund necessary modifications. Explore this option. If you are unsure which program may be right for you, contact our team for guidance. Contact us. Access To Home Program Home accessibility options for individuals facing mobility challenges.

8bc5a1c2-e37b-4608-9c52-813987f003fc Home How We Can Help Details As many Long Island homes continue to age, maintenance and upkeep need to be done. The question becomes how to pay for those repairs. Community Development Long Island has available low-interest home improvement loans for eligible Long Island homeowners. We will help to identify the repairs, contract with licensed contractors to get the best prices and finance the cost of repairs up to $25,000. Community Development Long Island and NYS Affordable Housing Corporation is also providing deferred loans to eligible Long Island homeowners, so inquire today! Loans can be used to make the following types of repairs: Electrical Plumbing HVAC Energy Efficiency Measures Structural, Health, & Safety Measures CDLI will manage the process, bid out your job with reputable contractors, and get you the fairest price. If you decide to have CDLI manage your construction, there is a fee. Loans are for a period of 15 years and can be paid off in advance with no prepayment penalty. All loans will be secured with a note and mortgage. Interest rates vary between 4% or 6%, based on household income in relation to the Area Median Income (AMI). Requirements Contact us today and find out if a reverse mortgage is right for you Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply today! Apply Home Improvement Loan Low-interest loan for eligible Long Island homeowners.

6c291870-d79d-40e5-b544-b9ad1ca90b34 Home How We Can Help Details A deferred loan for the down payment and post-closing home repairs is available for first-time homebuyers. The goal of this program is to improve the quality of decent, affordable housing for New York and home buyers. Household gross income must be below 120% of the area median income based on family size. The deferred loan/grant can be up to $25,000, $32,500, $40,000, $50,000, or $60,000 based on family size and household income, and the number of repairs needed on the subject property. This is a deferred loan, at 0% interest, with no payments required and a term of 10 years, during which time any refinance or transfer of home title will result in the recapture of funds or request from the homeowner for the subordination of the loan if qualified. The home must be used as the primary residence and the homeowner is required to remain in the home for 10 years, or the loan must be paid back. It is required that 51% of the deferred loan amount must be used for post-closing home repairs. All home buyers are required to complete Community Development Long Island (CDLI) NeighborWorks® HomeOwnership Center HUD approved Home Buyer Education class and counseling. The Home Buyer is responsible for obtaining an Engineer’s report and CDLI rehabilitation staff will assist in identifying the repairs, contract with licensed and insured contractors to get the best pricing, and provide project management and oversight. The home being purchased must be located in Nassau or Suffolk County must be a co-op, condominium, single-family, or legal two-family home, and must be owner-occupied. Grant awards in excess of $50,000 per unit and up to $60,000 per unit must have an occupancy and repayment schedule of no less than 20 years. The deferred loan will be secured with a note and mortgage. The income of all household members is used to determine eligibility. This program is in effect while funding is available. The program may end at any time. Requirements One-month consecutive paystubs (anyone over 18) Three years W-2 forms Proof of any additional income as reported in the application Three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Three months of complete asset statements Home Buyer Education Certificate from CDLI (if available) Photo ID for all applicants Documentation for additional grants funds being used for this transaction Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : Homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply Now! NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing.

09cd1d90-936b-47fc-afed-c8ae968a8047 Home How We Can Help Details If you have a Housing Choice Voucher (Section 8), currently live in an eligible area and are either pregnant or have at least one child under 18, the Making Moves program can help you explore new housing options in high-opportunity areas in Nassau and Suffolk counties. For families who qualify and commit to the contract of participation we offer personalized coaching, housing support and financial assistance. Working with your coach you will create a personalized housing search plan and set achievable goals that support your journey toward moving to a high opportunity community. What the Making Moves Program Offers Personal Housing Coach A dedicated coach will guide you through your move—from planning to post-move support. Help Finding the Right Home We assist in locating homes in well-resourced neighborhoods that qualify for Making Moves. Financial Support Eligible families may receive help with broker fees, application fees, and other moving costs. Landlord Incentives Based on the location of the move an additional bonus may be available for landlords. How the Program Works Making Moves Overview Video Hear From One of Our Making Moves Coaches Check If a Home Qualifies Use the Long Island Opportunity Lookup Tool to see if an address is eligible for Making Moves support. Check Address Eligibility This tool uses Google Maps which does not always align with the Census map. Contact Us Call: 631-597-0742 Email: makingmoves@cdli.org Take the First Step! We’ll contact you after you submit the form to discuss your goals and next steps. Click Here Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid.

ae3e70c3-7b84-42ac-87a8-5d4710096f0c Home How We Can Help Details eHome America is an online home buyer education class where you will learn how to: shop for a home; secure a mortgage; and maintain your home. Class fee is $100. Register now for America’s Premier Online Homebuyer Education. The Framework homebuyer course qualifies as the homebuyer education requirement for most local and national mortgage loan products and first-time homebuyer programs that require education. Learn what can you afford; how to fix or improve your credit; how to choose a realtor; how to shop for the best mortgage; the mortgage process; roles of the professionals involved in most home purchases; home inspection basics; and the closing process. Educate yourself for smart homeownership with Framework. Class fee is $75.00 Click Here and register Requirements Requirements are unique to each of the online learning tools listed Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact Us Online Homebuyer Education Key concepts surrounding homebuying and homeownership.

aac4e078-24db-4314-a4a4-a929bed26c0e Home How We Can Help Details In collaboration with Home HeadQuarters, a nonprofit entity based in Syracuse, NY, CDLI offers loan packaging for potential buyers looking to acquire a manufactured home. CDLI staff will educate potential applicants on the loan process and take their applications. Home HeadQuarters’ staff will process and underwrite the loan. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us! Contact Us Manufactured Home Loan packaging for acquiring a manufactured home.

285e7f76-631a-427c-af6d-50a9bdf11b43 Home How We Can Help Details Down Payment Assistance Loans are funded through the Town of Southampton’s Community Housing Fund (CHF). CDLI only administers part of the program for application, processing, and underwriting under the following guidelines established by the Town. Loan amount up to 3% of the home’s purchase price to be applied toward the down payment of the recipient’s purchase of an owner occupied, residential property located within the Town of Southampton. Zero percent (0%) interest and payable at the sale of the home or refinance transaction. Purchase Price not to exceed $1,665,600. Eligibility Criteria: Be a First-Time Homebuyer . Defined by Southampton Town Code §140-40 as an eligible individual who has not owned a primary residential property and is not married to a person that has owned a residential property during the three year period prior to his or her purchase of the primary residential property, and who does not own a vacation or investment home. Be an Eligible Individual . Defined as a household income that does not exceed 100% of the income limits as established by the State of New York Mortgage Agency low interest rate loan program in non-target categories for Suffolk County in effect on the contract date for the sale of such property. (see the chart that follows). Purchase Community Housing. Defined as a primary residential property for an eligible individual that does not exceed 150% of the purchase price limits established by the State of New York Mortgage Agency (currently, a maximum purchase price of $1,665,600). Attend a mortgage counseling session. Given by The Community Development Corporation of Long Island (CDLI) which is a HUD certified not-for-profit housing agency and submit proof of attendance (a certificate of completion). Have NOT entered into a Contract of Sale to purchase a home prior to being issued a Purchaser Certificate by the Southampton Town Department of Housing and Community Development. The recipient(s) of a certificate has (have) 180 days to submit a fully executed Contract of Sale to the Town of Southampton. Failure to comply will trigger the nullification of the Purchaser Certificate HOMEBUYER CONTRIBUTION: The applicant is required to have a minimum of 2% of the projected purchase price deposited in the bank at the time of application . Applicant’s liquid assets cannot exceed the purchase price of the house. * PLEASE CONSULT THE TOWN OF SOUTHAMPTON FOR APPLICABLE TOWN CODE PROPERTY AND ZONING REQUIREMENTS Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply now Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton.

Discover a world of impactful events at our nonprofit organization in Melville, NY. Join us in creating meaningful experiences and making a difference. Events Multiple Dates Wed, Feb 25 Financial Fitness Health & Wealth Workshop / Virtual Class RSVP Feb 25, 2026, 6:30 PM – 8:30 PM Virtual Class Build strong financial habits that last. CDLI’s Financial Fitness, Health & Wealth course helps you budget smarter, improve credit, reduce debt, and set achievable financial goals through a four-session class series. Share Tue, Mar 03 Landlord Forum / Virtual Webinar RSVP Mar 03, 2026, 12:00 PM Virtual Webinar Join us for our Landlord Forum to learn more about the HCV and Making Moves Programs, landlord roles and responsibilities, and the benefits of becoming an HCV landlord. Share Mon, Mar 16 Realtor Lunch & Learn / CDLI's Melville Office RSVP Mar 16, 2026, 12:00 PM – 2:00 PM CDLI's Melville Office, 1660 Walt Whitman Rd, Melville, NY 11747, USA Join LIBOR and Community Development Long Island (CDLI) for an engaging, in-person session designed to equip Realtors with valuable tools and information to support both prospective and current homeowners. Share Wed, Mar 18 In-Person Meet the Lender Night / Melville RSVP Mar 18, 2026, 6:30 PM – 8:30 PM Melville, 1660 Walt Whitman Rd, Suite 130, Melville, NY 11747, USA Join us for our Meet the Lender Night at our Melville office to learn more about programs for first-time homebuyers! Share