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dad47a05-af81-4281-be00-e0fa5a23deb4 Home How We Can Help Details The Climate Friendly Homes Fund (CFHF), administered by The Community Preservation Corporation, provides financing for existing, 5-50-unit buildings in New York State with a focus on replacing older and less energy-efficient systems with all-electric, high-performance heating, cooling, and hot water heating systems. With $250 million in New York State funding, CPC and New York State Homes and Community Renewal aim to finance electrification retrofits in at least 10,000 units of multifamily housing that serve economically disadvantaged communities. These funds will empower small building owners to identify and execute a scope of work to improve the energy efficiency of their buildings and decrease their greenhouse gas emissions. Program Overview Owners of eligible buildings may apply for funds to cover the cost of eligible building upgrades including electrification of heating, cooling, and water heating systems and additional building envelope improvements. Funds may be used for approved retrofit work scope items (see below), as well as certain soft costs. Retrofit Scope of Work items eligible for funding include: Electrical service upgrades HVAC systems replacement with high-efficiency heat pumps Domestic Hot Water replacement with high efficiency heat pumps Additional energy conservation measures to optimize new system performance Systems commissioning Eligibility at a Glance Buildings must have 5-50 residential units, and be located in New York State. Owners of regulated affordable and unregulated multifamily rental buildings in eligible locations may apply; Buildings must currently be subject to a regulatory agreement with a public agency or be located in one of the following locations: Low-Moderate Income Qualified Census Tract as defined by the U.S. Department of Housing and Urban Development Disadvantaged Communities as defined in the New York State Climate Leadership and Community Protection Act. Find out if your building location is eligible: See HUD Qualified Census Tract Areas here and view a map of NYSERDA Disadvantaged Communities Areas here. Lending and Community Partners In order to maximize impact and the reach of the program, CPC has identified like-minded green lending institutions, CDFIs, and other community-based nonprofits to collaborate on the identification and screening of building retrofit opportunities across the State. In addition, local community-based organizations from across the state will provide outreach and originations support to the program. Lending Partners : Enterprise Community Partners and Inclusive Prosperity Capital Community Partners: Better Community Neighborhoods, Inc. (Albany), Community Development Long Island (Long Island), Home Headquarters (Syracuse), Hudson River Housing (Hudson Valley), Kinetic Communities (NYC) NYCHP (NYC), PUSH Buffalo (Buffalo), RUPCO (Hudson Valley) Contact Info Phone : 631-471-1215 ext. 1510 or 1930 Email : Homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Take Action Apply Now Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems.

eb544b3b-a71b-4a8e-ab95-d91ca6a1e0f3 Home How We Can Help Details The type of repairs that are covered include, but are not limited to: Hot water heater Heating system Roof repair (due to leak) Wind damage (due to storm) Tree removal Termite treatment or damage Broken window(s) Removal of an oil tank Chimney repair Basement leaks Requirements Home Repairs up to $5,000 for emergency repairs Must be owner-occupied single-family homes Household income cannot exceed 120% of the Area Median Income for Long Island Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us! Contact Us Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs.

Resources to Help You Age in Place with Confidence Stay Home. Stay Independent. Stay Secure. Resources to help You Age In Place with Confidence Home Modifications Access To Home Ramps, lifts & stair glides Bathroom safety modifications Expanded doorways Kitchen adaptations Contact Info Phone: (631) 648-5089 Email: access@cdcli.org More Info Weatherization Assistance Energy efficiency improvements Heating system repairs/replacement Window and door upgrades Completely free program Contact Info Phone: (631) 648-5091 Email: weatherization@cdcli.org More Info Storm Protection Resilient Retrofits Storm protection upgrades Flood damage prevention Climate-ready home systems Up to $50,000 available 50% grant, 50% loan at 3% Contact Info Phone: (631) 251-8171 Email: lmaldonado@cdcli.org More Info Targeted Home Improvement Critical repair assistance Health & safety measures Heating, electrical, structural repairs Village of Hempstead residents only Contact Info Phone: (631) 904-0985 Email: thip@cdcli.org More Info Reverse Mortgage Counseling HUD-required counseling to help you make informed decisions Clear explanation of benefits, risks and responsibilities Guidance on eligibility, timelines and available options Contact Info Phone: (631) 471-1215 ext 5393 Email: homeownershipcenter@cdcli.org More Info Foreclosure Intervention Free, confidential counseling for mortgage challenges We work directly with your lender to explore solutions Support with modifications, repayment plans and next steps Contact Info Phone: (631) 471-1215 ext 5393 Email: homeownershipcenter@cdcli.org More Info Financial Resources

10 Station Drive < Rental Opportunities Wyandanch Village, Building E 10 Station Drive 124 Units Application Contact Us

See required documentation for Plus One ADU - Shelter Island. CDLI REQUIRED DOCUMENTATION FOR PLUS ONE ADU APPLICATION - Shelter Island Residents I. Proof of Ownership A. Property Deed: Copy of Property Deed with Schedule A (Property Description). If applicant’s name is not on deed AND/OR one or more of the owners listed on deed is deceased, please contact CDLI to determine additional or alternate acceptable proof of ownership. II. Proof of Residency A. For owner occupants: Proof of Residency/Owner Occupancy- Select (a) or (b) and (c) from the items below: a) Driver's license or Non-Motorized Identification Card b) Voter Registration – registered voters can upload a screenshot of their voter registration confirmation from https://voterlookup.elections.ny.gov c) Copy of current utility bill in homeowner’s name (electric, natural gas, water, sewer, cellphone, cable) B. For owners listed on deed who are not occupants of the home (if applicable): 1. Notarized letter of non-residency and consent to application by resident III. Proof of Income for Household Members A. Working Individuals: Wages (if applicable) a) Copies of last three (3) consecutive pay stubs b) Last year of State and Federal Income Tax Returns, summary pages only (IRS Form 1040 and NYS IT201) 2. Self-Employment (if applicable) a) Last 2 years of State and Federal Income Tax Returns, summary pages and Schedule C (IRS Form 1040 and NYS IT201) 3. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 4. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts B. Non-Working Individuals: 1. Last year of State and Federal Income Tax Returns if applicable, summary pages only (IRS Form 1040 and NYS IT201) 2. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 3. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts *Zero Income Form - All household members residing at the home who do not have any income, will be asked to fill out a zero-income certification form.

3000 Brookwood Circle < Rental Opportunities Pinehurst 3000 Brookwood Circle 140 Units Application Contact Us

11 First Avenue < Rental Opportunities Mill House Apartments 11 First Avenue 20 Units Application Contact Us Mill House Apartments Applications open at 9AM on January 3rd, 2025. First-come, first served/ on-line application Affordable Rental Housing Program Guidelines THIS DOCUMENT CONTAINS THE MILL HOUSE PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE STRICTLY ENFORCED. Community Development Long Island (CDLI) , in partnership with 161 East, LLC (Owner/Manager) , is pleased to announce that it is accepting applications to establish a list of potential applicants for 4 newly constructed affordable rental units located within Mill House. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at Millhouse @cdcli.org Applications will be processed on a first-come, first-serve basis beginning at 9AM January 3, 2025. Applications will be available ONLY online at www.cdli.org . DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. Mill House Mill House is a 20-unit rental development located at 11 First Avenue, Bay Shore, New York. Four (4) of the units are designated to be affordable units within the income and rent parameters set forth below. Mill House consists of one 4-story elevator building with onsite parking available for an additional fee. Each unit comes equipped with stainless steel appliances, quartz countertops, central heat and air and in unit washer/dryers. Community amenities include a lounge space for residents. Income and Rent Restrictions In accordance with the requirements of the Town of Islip Town Board, the four (4) affordable units will be initially leased to households with incomes at or below 80% of the HUD Area Median Income for Suffolk County as adjusted for family size. Maximum income and rent limits for studio units will be based on family size of 1, one bedroom units will be based on family size 2, and two bedroom units will be based on family size of 3 in accordance with Town requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable HUD Area Median Income for Suffolk County as adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income Limits for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Based on the above, the initial maximum and minimum income limits and rents for the 4 affordable units at Mill House are as follows: UNIT SIZE FAMILY SIZE MONTHLY RENT** TOTAL GROSS ANNUAL INCOME RANGE @ 80% HUD AMI Minimum* Maximum Studio 1 $2,045 $73,629 $87,450 2 $2,045 $73,629 $87,450 1 Bedroom 1 $2,319 $83,475 $99,950 2 $2,319 $83,475 $99,950 2 Bedroom 2 $2,578 $92,817 $112,450 3 $2,578 $92,817 $112,450 4 $2,578 $92,817 $112,450 * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. **Includes utility allowance calculated using TOI PHA utility schedule. Not including any mandatory or optional charges for other services. Utilities Tenants are required to pay utilities as follows: Heat – Electric Cooking – Electric Air-conditioning – Electric Hot water – Electric Electric Cable Internet Telephone INITIAL TENANT SELECTION PROCEDURES General process Eligibility for a unit involves three steps: (1) Timely submission of a completed Application; (2) Review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history; and (3) Timely submission of additional information required necessary to assess program eligibility for tenancy including income, tax returns, and related documentation. STEP ONE – SUBMISSION OF WAIT LIST APPLICATION Applications will be processed on a first-come, first-served basis and may only be submitted on-line beginning at 9AM January 3, 2025. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.cdli.org and click on the link for Mill House Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. STEP TWO – TENANT SUITABILITY SCREENING As applicant’s names are reached on the Waitlist , CDLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit photo ID for all household members above the age of 18. CDLI will refer applicants to Owner/Manager to complete a Rental Application . A $20 application fee is required to be paid by all applicants over the age of 18 by credit or debit card online. Owner/Manager eligibility review will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. A personal interview may also be conducted by the Owner/Manager. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be referred back to CDLI for program eligibility review. STEP THREE – PROGRAM ELIGIBILITY SCREENING As applicants are deemed eligible pursuant to Step 2 above, CDLI will notify applicants via email to submit required documentation that will include (2) last 2 years of federal income tax returns, W-2 and/or 1099 form; (3) four most recent consecutive pay stubs, current Social Security Award letter, retirement statements, etc. (4) if applicable, approved subsidy housing assistance information/voucher (3) three most recent consecutive monthly bank statements for all bank accounts and investment accounts. The applicant will have 5 business days to provide all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12-month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. Criminal Background Search A criminal background check will be conducted. There are two mandatory reasons why an applicant WILL be denied tenancy based on their criminal background: (1) applicant or any member of the household has been convicted for methamphetamine production; or (2) applicant or any member of the household is a lifetime registrant on a State or Federal Sex Offender database. In addition, Owner/Manager will assess applicants with criminal convictions and pending arrests for offenses that (1) involved physical danger or violence to persons or property or (2) that adversely affected the health, safety and welfare of other people. These categories of crimes are relevant because they relate to the behavior expected of a tenant, who is to live peaceably alongside other tenants and to respect their property. An individualized assessment will be conducted and a determination made which may result in an applicant being denied. Credit History A credit report will be obtained on each applicant. Applicant must have a satisfactory credit history of meeting financial obligations, including timely payment of rent. Applicants cannot have been late on rental payments in the last 12 months. Outstanding judgements, collections, a history of late payments, and criminal history may be a cause for ineligibility. A minimum credit score of 650 is required. Credit history, outstanding judgements, collections, bankruptcy filing, a history of late payments, and criminal history are reviewed on a case-by-case basis. Annual Income Recertification. Tenants will be recertified annually in accordance with the guidelines established for affordability. Tenants will be provided with an affordable unit recertification checklist and acknowledgement at time of lease up which details income recertification requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable 80% of HUD Area Median income for Suffolk County as adjusted for family size. If tenant income exceeds maximum income required for the affordable units, the tenant may continue to occupy the unit but rent will be adjusted to market rent. In the event a unit previously designated as affordable is converted to market rent, the next available unit will be designated as affordable in conformance with the requirements stated within these Program Guidelines. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Town of Islip Town Board. WAITLIST The Intake Waitlist will convert to a permanent waitlist once the 4 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. COMMITMENT TO FAIR HOUSING & NONDISCRIMINATION The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class. REASONABLE ACCOMMODATIONS/MODIFICATIONS FOR PERSONS WITH DISABILITIES Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Compliance with the Violence Against Women Act (“VAWA”) As applicable, Owner/Manager will adhere to the VAWA final rule that prohibits denial of tenancy or eviction as a result of an incident of domestic violence, dating violence, sexual assault, or stalking that is reported and confirmed. ADDITIONAL TERMS Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Owner /Manager 161 East LLC Telephone Number: 631-666-4040 Affirmative Fair Housing Marketing Contact Community Development Long Island 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 Contact Person: Donna Schrimpe Telephone Number: (631) 904-0913 Email Address: Millhouse@cdcli.org

200d5a2d-7980-43e3-8f66-89438fe3cebe Home How We Can Help Details Get up to $50,000 in grants and loans to make your home more resilient against storms, flooding, and extreme weather while improving its energy efficiency. The funding is split into: Half as a low-interest loan (3% interest rate, 5-10 year repayment term) Half as a grant that doesn't need to be repaid once you complete your loan payments ELIGIBILITY Must be a Long Island homeowner Property must be your primary residence (1-4 unit buildings eligible) Household income at or below 120% of the area median income Property location must be eligible under program guidelines Homeowner must be current on their mortgage and taxes WHAT IMPROVEMENTS ARE COVERED? 50% of the loan/grant proceeds must be used for resiliency measures that will fortify the home to protect against future flood and storm damage. Additional eligible improvements include: Storm protection and weather resilience upgrades Energy efficiency improvements Home electrification projects Climate-ready home systems Improvements must be to the main structure of your home These improvements benefit all homeowners while also helping seniors age safely in their current homes. HOW IT WORKS Choose your own contractor(s) - they must be licensed and insured Work with us to plan eligible improvements Get up to $25,000 as a grant Get up to $25,000 as a 3% interest loan Pay back just the loan portion over 5-10 years ADDITIONAL INFORMATION No minimum credit score required Lender and third party fees do apply: approximately $1,189 – $1,779 Technical assistance provided throughout the process Work must be completed by approved contractors INCOME LIMITS FOR NASSAU AND SUFFOLK COUNTIES Household Size 1 2 3 4 5 6 7 8 Max Annual Income @ 120% AMI $138,500 $158,300 $178,100 $197,900 $213,700 $229,550 $245,350 $261,200 To see a list of eligible improvements through this program, click here . Contact Info Phone : (516) 519-0678 Email : jguerrero@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Click Here to Apply Apply Now Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms.

fe2ef4bd-e560-4b63-ab35-ff89e44f7cbd Home How We Can Help Details In collaboration with the Suffolk County Landbank Corporation (SCLBC) and the New York State Attorney General’s Office, SCLBC purchases abandoned and foreclosed homes and CDLI rehabilitates them to a high-quality standard. CDLI then makes them available for sale to qualified first-time home buyers. Our goal is to revitalize Long Island neighborhoods and to promote homeownership. Guidelines Suffolk County Landbank Program Guidelines Pautas del Programa de Suffolk County Landbank Contact Info Phone : (631) 471-1215 ext 1550 Email : wachnitz@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify If you are interested in finding out about housing opportunities, sign up below! Sign Up Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership.

ae3e70c3-7b84-42ac-87a8-5d4710096f0c Home How We Can Help Details eHome America is an online home buyer education class where you will learn how to: shop for a home; secure a mortgage; and maintain your home. Class fee is $100. Register now for America’s Premier Online Homebuyer Education. The Framework homebuyer course qualifies as the homebuyer education requirement for most local and national mortgage loan products and first-time homebuyer programs that require education. Learn what can you afford; how to fix or improve your credit; how to choose a realtor; how to shop for the best mortgage; the mortgage process; roles of the professionals involved in most home purchases; home inspection basics; and the closing process. Educate yourself for smart homeownership with Framework. Class fee is $75.00 Click Here and register Requirements Requirements are unique to each of the online learning tools listed Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact Us Online Homebuyer Education Key concepts surrounding homebuying and homeownership.