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1409c442-d19e-403c-83e6-3ff6f366a6f6 Home How We Can Help Details CDLI has partnered with a New York State program that provides renters and homeowners a risk-free way to save 10% or more on their monthly electric bill. Credits are applied to your yearly electric expenses. Why participate? Benefits include risk-free savings. How does it work? Community Power Long Island’s Melville fuel cell farm adds electricity to the PSEG grid. Once you sign up, the utility distributes the energy to you in the form of an on-bill energy credit. Credits are applied to your monthly bill, and you save 10% while paying us only for the credits you use. Spots are limited, so don’t wait to take advantage of this great program, which will bring cleaner, cheaper power to Long Island renters and homeowners. Contact Info Phone : (855) 720-2701 Email : info@communitypowerli.com See If You Qualify Sign up today! Sign up Community Power Program Reduce your monthly electric bill by 10%.

104 Front St. < Rental Opportunities The Hudson House 104 Front St. 36 Units Application Contact Us *Hudson House currently has two two-bedroom units available. Affordable Age Restricted Rental Program Guidelines Last revised May 1st, 2026 This document contains the HUDSON HOUSE Program Guidelines. Please read this document carefully as the guidelines set forth will be strictly enforced. Hudson House Program Guidelines-050126 .pdf Download PDF • 165KB Complex and Amenities The Hudson House consists of 36 one and two bedroom age-restricted apartments and is located at 104 Front Street, Mineola NY. All of the units are required to be maintained as income restricted age restricted rental units. Age Restricted Occupancy Requirement Occupancy of a unit shall be for residential purposes and shall be limited to persons who are 55 years of age or over, with the following exceptions: A) A husband and wife under the age of 55 years who is residing with his or her spouse who is 55 years of age or over. B) Children and grandchildren residing with their parents or grandparents where one of said parents or grandparents with whom the child or children or grandchild or grandchildren is/are residing is 55 years of age or older, provided that said child or children or grandchild or grandchildren are over the age of 19 years. Proof of age (license, i.d. card, etc.) is required. Income and Rent Restrictions In accordance with the requirements of the Village of Mineola, units will be leased to households with incomes at or below 80% of the HUD Area Median Income for Nassau/Suffolk County, adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. *Not including any mandatory or optional charges for other services *Rents are updated annually. Tenants are responsible to pay all utilities, including electric and gas. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Village of Mineola. Annual Income Recertification. Tenants will be recertified annually in accordance with the income and rent guidelines established above based on the HUD Area Median Income in effect for each year. Leases will contain addendums that outline the requirements for continued eligibility and requirements to recertify annually. Tenant Selection Procedures Step One - Submission of Wait List Application Applications will be processed on a first come, first serve basis and may only be submitted online. Mailed or hand delivered applications will not be accepted. Applications will be accepted via CDLI’s website at www.cdli.org . Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Step Two - Preliminary Eligibility Review As applicant’s names are reached on the Waitlist, CDCLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit a Formal Rental Application, together with required documentation that will include Proof of age for all household members* last 2 years of federal income tax returns, W-2 and/or 1099 form; four most recent consecutive pay stubs; three most recent consecutive monthly bank statements for all bank accounts and investment accounts. *The following documents are considered to be reliable for age verification: birth certificate, driver’s license, passport, immigration card, military identification, or any other state, local, national or international documentation, provided it contains current information about the age or birth of the possessor. The applicant will have 5 business days to provide the fully completed Formal Rental Application together with all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment, and to permit the Owner/Manager to conduct background checks, credit checks and criminal background checks. The applicant will be required to submit a one-time fee of $20 per person with the Formal Rental Application to cover the cost of credit and background checks. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12-month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Once a full review of the Formal Rental Application has been completed, the applicant will be notified by email, if available, or by regular mail of their status. If the applicant is deemed eligible, their application will be forwarded to the Owner/Manager for final review and assessment pursuant to Step 3 below. If an applicant is deemed ineligible, they will be advised of the reason and be allowed 5 business days to address or correct the deficiency. If received in a timely manner, the information will be reviewed by CDLI and the applicant advised of eligibility or ineligibility by email, if available, or by regular mail. If determined to be ineligible, no further review will be conducted. The process set forth in Step 2 will continue until applicants for all 3 of the affordable units have executed a Lease Agreement with the Owner/Manager as described in Step 3 below. Step Three - Tenant Suitability Screening The third step in the process is for the Owner/Manager to conduct a final eligibility review for those applicants deemed preliminarily eligible pursuant to Step 2 above. As applicants are deemed eligible pursuant to Step 2 above, the applicant’s information will be forwarded by CDLI to the Owner/Manager who will conduct the suitability screening review. This will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. The process above will be repeated until three fully eligible applicants are identified and enter into a Lease Agreement with the Owner/Manager. Commitment to Fair Housing & Nondiscrimination The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class except familial status in accordance with HOPA exemption for housing for older persons. Reasonable Accommodations/Modifications for Persons with Disabilities Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Additional Terms Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Fair Housing Laws will be followed. CDLI staff is available to assist with the application, and answer questions about eligibility requirements. If you have any questions regarding the guidelines or need language assistance including translation and/or oral interpretation services, please call CDLI at (631)904-0913 or email hudsonhouse@cdcli.org before applying.

41a5a8dd-9ccd-4d34-beea-a3bd99a08d9e Home How We Can Help Details About The Course Getting your House in Order is a 5 week culturally specific financial education course that takes into consideration African Americans’ shared history, culture, beliefs and behaviors around money management to inform the way we have managed our finances in the past and how we will manage it going forward. Learn more about the course: https://www.youtube.com/watch?v=V_WD57vOL6c New Customer? Start Here! Start the registration process here for our Getting Your House in Order course. 🗓️ Next class starts February 5th! Click Here to Register Returning Clients Already have an account? Access your account. Click Here to Log In Contact Info Phone : (631)-471-1215 ext. 5393 Email : Homeownershipcenter@cdli.org New Customer? Start Here! Take the first step to close the wealth gap! Register Now Getting your House in Order A culturally specific program aimed to improve African American financial well-being.

a23ebe13-8f72-4470-bca8-a2f314f1454f Home How We Can Help Details Where do you imagine yourself in 5 years? Maybe with a new job? A finished degree? Moving towards home ownership? Whatever your goal is, our Family Self-Sufficiency (FSS) program will get you right on track to achieving those goals. Contact us today! Family Self-Sufficiency is a FREE voluntary program that helps families/individuals with a CDLI Housing Choice Voucher (Section 8) obtain services to become more economically stable and successful. FSS Participants can work on: Job training and career counseling Budget/Financial health and wealth classes Homebuyer education Self-Improvement Now I take on all my bills without stress, learn how to maintain my money and not waste it. Thanks to the program, I will make it in life. ~ Corey Ricks, FSS Graduate Who is eligible? To be eligible, you must: Be an adult member of a household with a Housing Choice Voucher (Section 8 rental subsidy) in good standing with CDLI Be motivated to become more economically self-sufficient Be willing to sign a Contract of Participation (COP) and participate actively in service coordination with your FSS team member FSS Provides One-one case management; emotional support and encouragement Links to community services Resources-packed online quarterly newsletter Possible cash savings: based on increases in household earned income, also known as Escrow Potential for Voucher Homeownership Escrow Savings Account Escrow is an incentive for FSS families to increase your earned income. It’s an interest-bearing account established by New York State on behalf of the FSS family where deposits are made throughout the duration of the family’s participation in the FSS program if and when their rent increases as a result of increased earned income by anyone in the FSS family. If the participant who signed the Contract of Participation (“Head of FSS family”) successfully completes the program, they are provided with the money saved. If they meet good standing guidelines, the Head of FSS family can request up to half of what they have earned in escrow at any point during their program participation to support needs related to their Service Plan goals. Completing the Contract of Participation The FSS Contract requires that the family comply with the lease. NEW as of August 2022: All FSS family members (not just the Head of FSS family who elected to participate in FSS and signed the Contract) are welfare-free at the time the FSS contract is completed, and that the Head of the FSS family seek and maintain suitable employment. You must have suitable employment in place by your Contract end date to graduate from FSS and receive any escrow you have accrued. The family successfully completes the FSS Program when it fulfills all its obligations under the Contract of Participation on or before the expiration of the contract term. The FSS program helped me maintain a positive outlook on life and continue to make goals as well as accomplish them. It is a strong support system that helped me overcome many issues on my way to self-sufficiency. I have since graduated with my Associates and Bachelor's degree in Graphic Design. ~ Crystal Marquez, FSS Graduate 2023 Nassau and Suffolk FSS Stats: CDLI Winter 2026 FSS Newsletter (English): Spring 2026 FSS News .pdf Download PDF • 2.09MB CDLI Winter 2026 FSS Newsletter (Spanish): Spring 2026 FSS News spanish .pdf Download PDF • 1.70MB Contact Info - Nassau Phone: (631) 565-7859 Email: cpapp@cdli.org Contact Info - Suffolk Phone: (631) 590-8307 Email: pveliz@cdli.org Interested in the Program? Complete our interest form. Complete Form Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals!

ae3e70c3-7b84-42ac-87a8-5d4710096f0c Home How We Can Help Details eHome America is an online home buyer education class where you will learn how to: shop for a home; secure a mortgage; and maintain your home. Class fee is $100. Register now for America’s Premier Online Homebuyer Education. The Framework homebuyer course qualifies as the homebuyer education requirement for most local and national mortgage loan products and first-time homebuyer programs that require education. Learn what can you afford; how to fix or improve your credit; how to choose a realtor; how to shop for the best mortgage; the mortgage process; roles of the professionals involved in most home purchases; home inspection basics; and the closing process. Educate yourself for smart homeownership with Framework. Class fee is $75.00 Click Here and register Requirements Requirements are unique to each of the online learning tools listed Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact Us Online Homebuyer Education Key concepts surrounding homebuying and homeownership.

e10ab74c-6b39-4e1f-845c-97ed56ec8f08 Home How We Can Help Details This Program Is No Longer Accepting Applications All available funding has been used and we are not currently accepting applications. The Access To Home Program provided assistance to make residential units accessible for those living with physical mobility challenges. The program helps individuals with mobility challenges live safely and independently at home, whether due to disability, injury, or aging, avoiding the need for institutional care. If you are a Veteran, you may qualify for the Access to Home for Heroes program, which is currently accepting applications. Learn more here. If you are seeking help with urgent home safety repairs, you may qualify for an Emergency Home Repair Loan. View program details. If you need accessibility modifications or structural repairs and can manage a low-interest loan, explore our Home Improvement Loan options. Learn more. Homeowners age 62 and older may also consider Reverse Mortgage Counseling to explore whether home equity could help fund necessary modifications. Explore this option. If you are unsure which program may be right for you, contact our team for guidance. Contact us. Access To Home Program Home accessibility options for individuals facing mobility challenges.

726cf278-1a5c-4f6b-b0a0-eaed4e8e86e1 Home How We Can Help Details The Town of Southampton, through its Community Housing Fund (CHF), is offering funding to eligible Town residents for the construction of accessory dwelling units (ADUs). These units help address the shortage of affordable housing in many of the Town of Southampton’s hamlets. Note: In the Town of Southampton’s local code, ADUs are referred to as “Accessory Apartments.” ADUs provide an additional option for housing that is typically more affordable than renting or buying a standalone unit. They can also help accommodate individuals or families who may otherwise struggle to find suitable housing within their budget. Loan Highlights Homeowner Income Eligibility: There is no income limit for homeowners. Tenant Income Eligibility: The household income of the tenant must be at or below current Nassau/Suffolk AMI of 130%. No Interest Rate Loans for 20 years. Loan repayment begins year 2. Owner Occupancy : Both the homeowner and tenant must occupy the apartment as their primary residence to prevent the units from being used for short-term rentals or investment purposes. Workforce Housing: At least one Tenant must work at least 30 hours a week at a business located within the Town of Southampton. Affordability Restrictions: The limit on the rent charged must comply with the Town rental guidelines to ensure that it remains affordable for renters. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply now Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU).

f894e34d-bdcf-4570-8ef0-ef27f87b2130 Home How We Can Help Details Preparation for homeownership starts long before the purchase takes place. CDLI will help you to become mortgage-ready by educating you about the buying process, pitfalls to avoid, and available funding opportunities. CDLI can help make your dream become a reality. Buying a home can be challenging especially for a first-timer. Whether you are ready to buy a home right away, or whether you need additional preparation, the team at CDLI will help you through every step of the way! Learn more about our First Time Homebuyer program: https://www.youtube.com/watch?v=aJn6SvOJsKs Homebuyer Education Classes CDLI offers comprehensive Homebuyer Education (HBE) classes that fulfill the U.S. Department of Housing and Urban Development (HUD) 8-hour requirement. These classes are led by HUD-Certified Housing Counselors and are designed to prepare first-time homebuyers with the knowledge and tools they need to navigate the homebuying process with confidence. What to Expect: Classes are offered both in-person and via Zoom The cost is $50 for the course Participants receive one-on-one counseling following the class A Certificate of Completion is provided, which is often required for down payment assistance or grant programs (e.g., SONYMA) Our classes include guidance from: A HUD-Certified Housing Counselor A loan officer A licensed real estate agent A real estate attorney Frequently Asked Questions Do I receive a certificate after the Orientation? The Orientation is an informational session regarding our services with the focus on Homebuyer Education. Although there isn’t any certificate provided to you upon completion of the Orientation, it gives you the opportunity to enroll in our Homebuyer Education Program. You will receive a Certificate of Homebuyer Education upon completion of the 8 hour class and one to one appointment with your Housing Educator. What is the "one to one" appointment? Upon completion of the homebuyer education class, you’ll schedule an appointment to meet with one of CDLI’s knowledgeable Housing Educators to discuss your individual housing goals. This is for your benefit! Ask lots of questions so the Housing Educator can assist you accordingly. During this appointment, the Housing Educator will review your income, assets, credit and budget. They’ll discuss various mortgage programs and grants that may apply to your current housing goals. The Housing Educator will provide you with guidance and resources to assist you as you navigate the homebuying process. At the end of the appointment, you will be provided a detailed action plan with your next steps, a summary of your budget and the homebuyer education certificate. The Housing Educator will follow up with you monthly to see how you’re progressing towards homeownership. How long is the homebuyer education certificate good for? Your homebuyer education certificate is good for one year after the date of your one to one appointment. Is there a fee for the Homebuyer Education? Yes. The class is offered in person or virtually and the fees vary depending on how you take the class. Our in person class is $50.00. We also offer our class via zoom and the fee is the same. There are also two options for you to take the class online. With the online options, you can complete the 8 hour class at your leisure. The online options are either $75.00 or $100.00. What is covered in the Homebuyer Education Class? The class covers what you need to know from the pre-approval to closing and everything in between. Renting vs. buying, budgeting, credit. You’ll learn about the role of a loan officer, realtor, home inspector, homeowner’s insurance agent, and closing attorney. Also covered is emergency preparedness and post closing resources. If you choose our in person class, we have professionals in the field discuss their role. How do grants work? Grants are based on household income, household size and availability. Homebuyer education is typically a pre-requisite just to apply. Most grants must be awarded to you prior to signing contract on a home. They typically cover various regions/areas of Long Island. For example, there may be a grant that covers Nassau County and one that covers Suffolk County. Keep in mind that you should be “homebuyer ready” prior to applying for a grant, meaning that you have a pre-approval. Remember, a grant may cover some of the down payment and closing costs so you’ll need a pre-approval to cover difference. Are grants just for down payment? In addition to grants for down payment, some cover home repairs/renovations. Do I have to repay any grants that I receive? Typically, grants have a “recapture clause", meaning that as you remain in the home, the grant is forgiven over time. For example, if a grant has a 10 year recapture clause, a portion of the grant is forgiven over time. If you sell the house or refinance the mortgage prior to the recapture clause expiring, you may have to pay back some or all of the grant funds received. How do I know which lender to choose for a pre-approval? During your one to one homebuyer education appointment, you will tell your Housing Educator what’s most important. For example, a low interest rate, down payment assistance, or even a lender who caters to borrowers with a lower credit score. Based on what you tell us and our assessment of your mortgage readiness, your Housing Educator will provide you with at least 3 referrals to lenders. You are under no obligation to use them. However, keep in mind that CDLI screens the services of mortgage lenders throughout the year to see who offers the most incentives for 1st time homebuyers. Those are the ones that we have on our list. I'm disabled. Can I purchase a home? Purchasing a home is based on your ability to pay. It’s not based on the source of your income, it’s based on the amount of your income. As long as your income is documented and consistent, in most cases, it can be used to qualify for a mortgage. We say in most cases because ultimately, you’ll have to meet with a mortgage loan officer who will submit your loan application to underwriting. How much money do I need in savings to purchase a home? Typically, you’ll need 3% of the purchase price for down payment and an additional 5% of the purchase price for closing costs. How much income do I need in savings to purchase a home? This depends on other factors, such as the purchase price, down payment, property taxes, homeowner’s insurance, etc. You should also take into consideration how much outstanding debt you owe. For example, if two borrowers have identical income and savings but one borrower has no debt and the other has a car payment, student loans and credit cards, the borrower with the debt will qualify for a lower mortgage amount. First Time Homebuyer Orientation Click the link below to watch our free, virtual First-Time Homebuyer Orientation video. This informational session provides an overview of the program and what to expect as you begin your homebuying journey. Watch Orientation Video New Customer? Start Here! Start the registration process here for our First Time Homebuyer course. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdli.org New Customer? Start Here! Fill out our interest form! Click Here First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI.

09cd1d90-936b-47fc-afed-c8ae968a8047 Home How We Can Help Details If you have a Housing Choice Voucher (Section 8), currently live in an eligible area and are either pregnant or have at least one child under 18, the Making Moves program can help you explore new housing options in high-opportunity areas in Nassau and Suffolk counties. For families who qualify and commit to the contract of participation we offer personalized coaching, housing support and financial assistance. Working with your coach you will create a personalized housing search plan and set achievable goals that support your journey toward moving to a high opportunity community. What the Making Moves Program Offers Personal Housing Coach A dedicated coach will guide you through your move—from planning to post-move support. Help Finding the Right Home We assist in locating homes in well-resourced neighborhoods that qualify for Making Moves. Financial Support Eligible families may receive help with broker fees, application fees, and other moving costs. Landlord Incentives Based on the location of the move an additional bonus may be available for landlords. How the Program Works https://video.wixstatic.com/video/d28675_9a113edefd544f1c95d2754c9fca096c/1080p/mp4/file.mp4 Making Moves Overview Video https://video.wixstatic.com/video/d28675_35bf709347084b35a79a528ce9624bd6/1080p/mp4/file.mp4 Hear From One of Our Making Moves Coaches Check If a Home Qualifies Use the Long Island Opportunity Lookup Tool to see if an address is eligible for Making Moves support. Check Address Eligibility This tool uses Google Maps which does not always align with the Census map. Contact Us Call: 631-597-0742 Email: makingmoves@cdli.org Take the First Step! We’ll contact you after you submit the form to discuss your goals and next steps. Click Here Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid.

100 Woodcrest Drive < Rental Opportunities Woodcrest Estates 100 Woodcrest Drive 256 Units Application Contact Us