c6c55488-2f5a-4157-a8e4-b646ba628f61 Home How We Can Help Details Financial Fitness, Health, & Wealth Our Financial Fitness, Health, & Wealth course is an approach to foster behavioral changes that will affect families over the long term, allowing them to set and reach financial goals. Learn more by attending our education classes that take place over 4 sessions. Financial Fitness graduates have the option to enroll in Financial Coaching and receive one-on-one long-term guidance. Participants are empowered to create a personal, workable family budget, establish a savings plan, and address credit issues. CDLI’s Financial Coach leverages knowledge and skills learned in Financial Fitness, Health, & Wealth to help individuals determine their own needs and abilities to reach their goals. Learning how to budget and save are the key skills taught in our financial fitness class. Homeowners and renters are taught how to modify spending behavior, reduce debt, increase savings, and repair credit blemishes. There is a $25 Registration/Credit Report Fee per person. Course topics include: Basic Banking, Money Management, and Savings, Establishing Good Credit, Steps to Repair Your Credit, and Consumer Awareness & Predatory Lending. Learn more about Financial Fitness, Health, & Wealth: https://www.youtube.com/watch?v=00zHxcCrYjM Contact us today to create an account and learn more about our services. Requirements There is a $25 Registration fee Returning Clients Access your account. Already have an account? Click Here to Log In New Customer? Start Here Start the registration process here for our Financial Education and Coaching services. Start Registration Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdli.org New Customer? Start Here Start the registration process here for our Financial Education and Coaching services. Start Registration Financial Education & Coaching Set and achieve financial goals on the path towards homeownership.

9089b240-8ecf-47a6-8501-fec9db6940bd Home How We Can Help Details About the Mainstream Voucher Program The Mainstream Voucher Program helps non-elderly people with disabilities and their families access affordable housing through tenant-based rental assistance. If you currently have a Mainstream Voucher or if you are on a waitlist, please create an account with the Mainstream Portal to manage your information and stay connected. For step-by-step instructions and answers to common questions, visit our Mainstream Portal Guide & FAQ . *The Mainstream Voucher Program waitlist is currently closed. Please follow us on our social channels to stay up to date on when the wait list and/or applications open back up Contact Info Email: mainstreamapplicantportal@cdli.org Access the Mainstream Portal Click Here Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community.

57 Park Ave. < Rental Opportunities The North District Lofts 57 Park Ave. 90 Units Application Contact Us North District Lofts First-come, first served/ on-line application Affordable Rental Housing Program Guidelines Program Guidelines THIS DOCUMENT CONTAINS THE NORTH DISTRICT LOFTS PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE WILL BE STRICTLY ENFORCED. North District Lofts Program Guidelines 05/09/2025 .pdf Download PDF • 154KB Community Development Long Island (CDLI) , in partnership with Park Avenue Bay Shore, LLC (Owner/Manager) , is pleased to announce that it is accepting applications to establish a list of potential applicants for 18 newly constructed affordable rental units located within North District Lofts. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at northdistrictlofts@cdcli.org . Applications will be processed on a first-come, first-serve basis. Applications will be available ONLY online at www.cdli.org . DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. North District Lofts North District Lofts is a 90-unit rental development located at 57 Park Avenue, Bay Shore, New York. Eighteen (18) of the units are designated to be affordable units within the income and rent parameters set forth below. North District Lofts consists of one 4-story elevator building with onsite covered parking available for an additional fee. Each unit comes equipped with stainless steel appliances, granite countertops, central heat and air and in unit washer/dryers. Community amenities include a roof terrace, grills and lounge space for residents.. Income and Rent Restrictions In accordance with the requirements of the Town of Islip Town Board, the eighteen (18) affordable units will be initially leased to households with incomes at or below 80% of the HUD Area Median Income for Suffolk County as adjusted for family size. Maximum income and rent limits for studio units will be based on family size of 1, one bedroom units will be based on family size 2, and two bedroom units will be based on family size of 3 in accordance with Town requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable HUD Area Median Income for Suffolk County as adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income Limits for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Based on the above, the initial maximum and minimum income limits and rents for the 18 affordable units at North District Lofts are as follows: UNIT SIZE FAMILY SIZE MONTHLY RENT** TOTAL GROSS ANNUAL INCOME RANGE @ 80% HUD AMI Minimum* Maximum Studio 1 $2,168 $78,057 $129,262 2 $2,168 $78,057 $129,262 1 Bedroom*** 1 $2,461 $88,596 $147,728 2 $2,461 $88,596 $147,728 2 Bedroom 2 $2,737 $98,523 $166,194 3 $2,737 $98,523 $166,194 4 $2,737 $98,523 $166,194 * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. **Includes utility allowance calculated using TOI PHA utility schedule. Not including any mandatory or optional charges for other services. ***Three of the 1 Bedroom apartments will be reserved for use by individuals referred by Autism Communities. Utilities Tenants are required to pay utilities as follows: Heat - Electric Cooking - Electric Air-conditioning - Electric Hot water - Electric Electric Cable Internet Telephone Initial Tenant Selection Procedures General Process Eligibility for a unit involves three steps: Timely submission of a completed Application; Timely submission of additional information required necessary to assess preliminary program eligibility for tenancy including income, tax returns, and related documentation; and Final review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history. Step One – Submission of Waitlist Application Applications will be processed on a first-come, first-served basis and may only be submitted on-line. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.cdli.org and click on the link for North District Lofts Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. Step Two – Preliminary Eligibility Review As applicant’s names are reached on the Waitlist, CDLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit required documentation that will include: last 2 years of federal income tax returns, W-2 and/or 1099 form; four most recent consecutive pay stubs; three most recent consecutive monthly bank statements for all bank accounts and investment accounts. The applicant will have 5 business days to provide the fully completed Formal Rental Application together with all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12-month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Once a full review of the Formal Rental Application has been completed, the applicant will be notified by email, if available, or by regular mail of their status. If the applicant is deemed eligible, they will be provided with a link to complete the full rental application. A $20 application fee is required and may be payable by credit card. Upon submission of a complete full rental application and application fee, the Owner/Manager will complete a final review and assessment pursuant to Step 3 below. Step Three – Tenant Suitability Screening The third step in the process is for the Owner/Manager to conduct a final eligibility review for those applicants deemed preliminarily eligible pursuant to Step 2 above. As applicants are deemed eligible pursuant to Step 2 above, they will be provided with a link to complete the full rental application including upload of bank statements, pay stubs and photo ID. A $20 application fee is required to be paid by credit or debit card online. Owner/Manager eligibility review will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. A personal interview will also be conducted by the Owner/Manager. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. Criminal Background Search A criminal background check will be conducted. There are two mandatory reasons why an applicant WILL be denied tenancy based on their criminal background: applicant or any member of the household has been convicted for methamphetamine production; or applicant or any member of the household is a lifetime registrant on a State or Federal Sex Offender database. In addition, Owner/Manager will assess applicants with criminal convictions and pending arrests for offenses that: involved physical danger or violence to persons or property or that adversely affected the health, safety and welfare of other people. These categories of crimes are relevant because they relate to the behavior expected of a tenant, who is to live peaceably alongside other tenants and to respect their property. An individualized assessment will be conducted and a determination made which may result in an applicant being denied. Credit History A credit report will be obtained on each applicant. Applicant must have a satisfactory credit history of meeting financial obligations, including timely payment of rent. Applicants cannot have been late on rental payments in the last 12 months. Outstanding judgements, collections, a history of late payments, and criminal history may be a cause for ineligibility. A minimum credit score of 650 is required. Credit history, outstanding judgements, collections, a history of late payments, and criminal history are reviewed on a case-by-case basis. Appeals Owner/Manager will provide written notice to an applicant who is rejected on the basis of any of the above screening criteria. The applicant will have five business days to submit a written appeal to the Owner/Manager. The appeal will be reviewed by a member of the Owner/Manager staff not involved in the initial review and rejection and such party will provide a final written determination within ten days of receipt of the applicant’s written appeal. Annual Income Recertification Tenants will be recertified annually in accordance with the guidelines established for affordability. Tenants will be provided with an affordable unit recertification checklist and acknowledgement at time of lease up which details income recertification requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable 80% of HUD Area Median income for Suffolk County as adjusted for family size. If tenant income exceeds maximum income required for the affordable units, the tenant may continue to occupy the unit but rent will be adjusted to market rent. In the event a unit previously designated as affordable is converted to market rent, the next available unit will be designated as affordable in conformance with the requirements stated within these Program Guidelines. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Town of Islip Town Board. Waitlist The Intake Waitlist will convert to a permanent waitlist once the 18 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. Commitment to Fair Housing & Nondiscrimination The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class. Reasonable Accommodations/Modifications For Persons with Disabilities Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Compliance with the Violence Against Women Act (“VAWA”) As applicable, Owner/Manager will adhere to the VAWA final rule that prohibits denial of tenancy or eviction as a result of an incident of domestic violence, dating violence, sexual assault, or stalking that is reported and confirmed. Additional Terms Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Owner /Manager Park Avenue Bay Shore, LLC Telephone Number: 631-666-4040 Affirmative Fair Housing Marketing Contact Community Development Long Island .1660 Walt Whitman Road Melville, NY 11747 Contact Person: Jeanmarie Buffett Telephone Number: (631) 904-0913 Email Address: northdistrictlofts@cdcli.org

f894e34d-bdcf-4570-8ef0-ef27f87b2130 Home How We Can Help Details Preparation for homeownership starts long before the purchase takes place. CDLI will help you to become mortgage-ready by educating you about the buying process, pitfalls to avoid, and available funding opportunities. CDLI can help make your dream become a reality. Buying a home can be challenging especially for a first-timer. Whether you are ready to buy a home right away, or whether you need additional preparation, the team at CDLI will help you through every step of the way! Learn more about our First Time Homebuyer program: https://www.youtube.com/watch?v=aJn6SvOJsKs Homebuyer Education Classes CDLI offers comprehensive Homebuyer Education (HBE) classes that fulfill the U.S. Department of Housing and Urban Development (HUD) 8-hour requirement. These classes are led by HUD-Certified Housing Counselors and are designed to prepare first-time homebuyers with the knowledge and tools they need to navigate the homebuying process with confidence. What to Expect: Classes are offered both in-person and via Zoom The cost is $50 for the course Participants receive one-on-one counseling following the class A Certificate of Completion is provided, which is often required for down payment assistance or grant programs (e.g., SONYMA) Our classes include guidance from: A HUD-Certified Housing Counselor A loan officer A licensed real estate agent A real estate attorney Frequently Asked Questions Do I receive a certificate after the Orientation? The Orientation is an informational session regarding our services with the focus on Homebuyer Education. Although there isn’t any certificate provided to you upon completion of the Orientation, it gives you the opportunity to enroll in our Homebuyer Education Program. You will receive a Certificate of Homebuyer Education upon completion of the 8 hour class and one to one appointment with your Housing Educator. What is the "one to one" appointment? Upon completion of the homebuyer education class, you’ll schedule an appointment to meet with one of CDLI’s knowledgeable Housing Educators to discuss your individual housing goals. This is for your benefit! Ask lots of questions so the Housing Educator can assist you accordingly. During this appointment, the Housing Educator will review your income, assets, credit and budget. They’ll discuss various mortgage programs and grants that may apply to your current housing goals. The Housing Educator will provide you with guidance and resources to assist you as you navigate the homebuying process. At the end of the appointment, you will be provided a detailed action plan with your next steps, a summary of your budget and the homebuyer education certificate. The Housing Educator will follow up with you monthly to see how you’re progressing towards homeownership. How long is the homebuyer education certificate good for? Your homebuyer education certificate is good for one year after the date of your one to one appointment. Is there a fee for the Homebuyer Education? Yes. The class is offered in person or virtually and the fees vary depending on how you take the class. Our in person class is $50.00. We also offer our class via zoom and the fee is the same. There are also two options for you to take the class online. With the online options, you can complete the 8 hour class at your leisure. The online options are either $75.00 or $100.00. What is covered in the Homebuyer Education Class? The class covers what you need to know from the pre-approval to closing and everything in between. Renting vs. buying, budgeting, credit. You’ll learn about the role of a loan officer, realtor, home inspector, homeowner’s insurance agent, and closing attorney. Also covered is emergency preparedness and post closing resources. If you choose our in person class, we have professionals in the field discuss their role. How do grants work? Grants are based on household income, household size and availability. Homebuyer education is typically a pre-requisite just to apply. Most grants must be awarded to you prior to signing contract on a home. They typically cover various regions/areas of Long Island. For example, there may be a grant that covers Nassau County and one that covers Suffolk County. Keep in mind that you should be “homebuyer ready” prior to applying for a grant, meaning that you have a pre-approval. Remember, a grant may cover some of the down payment and closing costs so you’ll need a pre-approval to cover difference. Are grants just for down payment? In addition to grants for down payment, some cover home repairs/renovations. Do I have to repay any grants that I receive? Typically, grants have a “recapture clause", meaning that as you remain in the home, the grant is forgiven over time. For example, if a grant has a 10 year recapture clause, a portion of the grant is forgiven over time. If you sell the house or refinance the mortgage prior to the recapture clause expiring, you may have to pay back some or all of the grant funds received. How do I know which lender to choose for a pre-approval? During your one to one homebuyer education appointment, you will tell your Housing Educator what’s most important. For example, a low interest rate, down payment assistance, or even a lender who caters to borrowers with a lower credit score. Based on what you tell us and our assessment of your mortgage readiness, your Housing Educator will provide you with at least 3 referrals to lenders. You are under no obligation to use them. However, keep in mind that CDLI screens the services of mortgage lenders throughout the year to see who offers the most incentives for 1st time homebuyers. Those are the ones that we have on our list. I'm disabled. Can I purchase a home? Purchasing a home is based on your ability to pay. It’s not based on the source of your income, it’s based on the amount of your income. As long as your income is documented and consistent, in most cases, it can be used to qualify for a mortgage. We say in most cases because ultimately, you’ll have to meet with a mortgage loan officer who will submit your loan application to underwriting. How much money do I need in savings to purchase a home? Typically, you’ll need 3% of the purchase price for down payment and an additional 5% of the purchase price for closing costs. How much income do I need in savings to purchase a home? This depends on other factors, such as the purchase price, down payment, property taxes, homeowner’s insurance, etc. You should also take into consideration how much outstanding debt you owe. For example, if two borrowers have identical income and savings but one borrower has no debt and the other has a car payment, student loans and credit cards, the borrower with the debt will qualify for a lower mortgage amount. First Time Homebuyer Orientation Click the link below to watch our free, virtual First-Time Homebuyer Orientation video. This informational session provides an overview of the program and what to expect as you begin your homebuying journey. Watch Orientation Video New Customer? Start Here! Start the registration process here for our First Time Homebuyer course. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdli.org New Customer? Start Here! Fill out our interest form! Click Here First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI.

1cd38faf-ea0a-4277-902c-5685846d3d19 Home How We Can Help Details List Your Unit Let us help you fill your vacant units! Complete the electronic form to share any available units with searching voucher holders (one unit per form). Click here for the form. NSPIRE Requirements for 2025 NSPIRE REQUIREMENTS .pdf Download PDF • 217KB HCV NSPIRE Most Common Fails .pdf Download PDF • 1.37MB https://www.youtube.com/watch?v=M6n9bwwMH30 The Housing Choice Voucher (HCV) program (previously referred to as Section 8) assists families and individuals to afford decent, safe, and sanitary housing in the private market. The participant is free to choose any housing that meets the requirements of the program, including single-family homes, townhouses, and apartments, and is not limited to units located in subsidized housing projects. Once the tenant and landlord sign a lease, the tenant's family typically contributes 30%-40% of their income towards rent and utilities, and the HCV program pays the remainder directly to the landlord. CDLI is the Local Administrator for the New York State Homes & Community Renewal (HCR) Housing Choice Voucher program on Long Island and select rental properties in Brooklyn, NY. Benefits of Being an HCV Participating Property Owner: You will get timely and dependable payments from the Public Housing Authority (PHA) Participating, compliant landlords will receive timely and dependable housing assistance payments (HAP) each month once the HAP contract and lease are signed. Payments are made directly into the property owner’s account, no worries about lost checks or late payments. Potential for limited unit turnover The average HCV participant remains in a unit for 7-8 years. You will get your full rental payment When an HCV tenant’s income permanently changes, the portion of rent paid by the PHA and the tenant is adjusted to reflect this change. This provides financial protection to landlords in that if an HCV tenant’s income decreases, there is a process for the PHA to pay a larger portion of the rent to the landlord so the landlord continues to receive a full rental payment. You will receive regular inspections Some landlords appreciate the routine inspections because they provide an opportunity to check on the condition of the unit. This can result in identifying maintenance needs that may have otherwise gone unnoticed for some time. Landlords that own or manage properties across wide geographies in particular tend to appreciate the value in having a routine, objective inspection of their rental units. Please note property owners of subsidized units are required to comply with all relevant state and local codes in addition to HQS requirements. If a property owner has units in a municipality where rental permits are required, it is expected that property owners obtain and maintain compliance with all applicable rental permit requirements. CDLI may, upon request, require submission of documentation to demonstrate rental permit or other state/local code compliance. You may request annual reasonable rent increases Compliant landlords may request a rent increase at the annual anniversary of the HAP contract by written notice to the PHA. You can help low-income elderly, disabled, and veteran households, as well as families with children by providing affordable housing More than 50 percent of vouchers serve elderly or non-elderly disabled families. About 45 percent of vouchers assist single-parent families. Learn more about participating in the HCV Program: Information about the benefits and myths about being an HCV Property Owner: English Spanish Steps to become an HCV Participating Property Owner: English Spanish Payment Standards and Rent Increase Information The resources below provide information regarding potential rental rates and rent increases for units participating in the HCV program. Please read through the HCV Program Payment Standard and Rental Increase Guidance document to assist in determining potential rent or opportunities for rental increases. Payment Standards 2026 NYE Payment Standards 2026 Nassau Payment Standards 2026 Suffolk Payment Standards Utility Allowances 2026 NYC Utility Allowances 2026 Village of Freeport Utility Allowances 2026 Nassau Utility Allowances 2026 Suffolk Utility Allowances Project Based Vouchers ONLY 2026 Nassau/Suffolk PBV Rent Limits 2026 NYE PBV Rent Limits Rent Increase Form Rent Increase Form .pdf Download PDF • 136KB Making Moves The Making Moves program provides housing mobility coaching and financial assistance to Housing Choice Voucher (Section 8) families that have children aged 18 or under who are interested in living in well-resourced areas and offers possible additional landlord incentives. Visit our Making Moves page here . Click here to view The Long Island Opportunity Lookup tool. Source of Income Discrimination Everyone deserves a place to make their home, including tenants who receive government assistance. A rental applicant cannot be rejected or steered based on their lawful source of income. Learn more here: https://www.homeforallofus.org/source-of-income/ Housing Quality Standards (HQS) Inspections Resources Property owners must maintain compliance with all HQS requirements. Please note property owners of subsidized units are required to comply with all relevant state and local codes in addition to HQS requirements. If a property owner has units in a municipality where rental permits are required, it is expected property owners obtain and maintain compliance with all applicable rental permit requirements. CDLI may, upon request, require submission of documentation to demonstrate rental permit or other state/local code compliance. Below are some resources related to HQS inspections: HQS Form: Form utilized to complete HQS inspections, along with summary information regarding minimum criteria. HUD Form 52580A - HCV Inspection Form .pdf Download PDF • 1.65MB HQS Administrative Plan Chapter: Full HQS requirements. https://www.hud.gov/sites/documents/DOC_35620.PDF Most Common HQS Failures: Reviewing your property and correcting for common HQS failures reduces the likelihood of a failed inspection. No Access - The Inspector must have access to the basement and all rooms for inspection. Inspection appointment letters are mailed to tenants ~2 weeks prior to inspection. Please follow up with the tenant to confirm their typical inspection month and/or date. Electrical - Ground Fault Circuit Interrupter (GCFI) outlets are required within 6 ft of water sources (Tubs, sinks, etc.). Outlets must be wired properly (no open grounds, reverse polarity, hot/neutral reverse, etc.). No exposed wiring, missing cover plates, or open gaps in the electrical panel. Inoperable Smoke/Carbon Monoxide Detectors - Smoke detectors are required in each bedroom. Smoke and carbon monoxide detectors are required on each level. Deteriorated and Unstable Paint Surfaces - Peeling, cracking, chipping paint. Security - All doors and windows accessible from outside must lock and be double keyed. Deadbolts not permitted. Cutting Hazards - Broken glass, cracked floor tiles, countertops, protruding nails, etc. Infestations - Presence of roaches, mice, bedbugs, fleas, etc. Utilities - All utilities must be in service. Missing Handrails - Handrails are required for four or more steps. Update your Contact Information Stay connected electronically by providing your email and mobile: https://cdcli.tfaforms.net/4866621 CDLI Landlord Forum Click here to learn more about the HCV program for landlords. Landlord Forum September 23, 2026 at 11:00 AM Virtual Webinar Register Now HUD Landlord Resources PIH HCV Landlord Resources | HUD.gov / U.S. Department of Housing and Urban Development (HUD) Sign Up for HUD Landlord Newsletters Contact Info Phone : (631) 471-1215 Email : landlordforum@cdli.org Interested in the Program? Contact us today! Contact Us Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments.

726cf278-1a5c-4f6b-b0a0-eaed4e8e86e1 Home How We Can Help Details The Town of Southampton, through its Community Housing Fund (CHF), is offering funding to eligible Town residents for the construction of accessory dwelling units (ADUs). These units help address the shortage of affordable housing in many of the Town of Southampton’s hamlets. Note: In the Town of Southampton’s local code, ADUs are referred to as “Accessory Apartments.” ADUs provide an additional option for housing that is typically more affordable than renting or buying a standalone unit. They can also help accommodate individuals or families who may otherwise struggle to find suitable housing within their budget. Loan Highlights Homeowner Income Eligibility: There is no income limit for homeowners. Tenant Income Eligibility: The household income of the tenant must be at or below current Nassau/Suffolk AMI of 130%. No Interest Rate Loans for 20 years. Loan repayment begins year 2. Owner Occupancy : Both the homeowner and tenant must occupy the apartment as their primary residence to prevent the units from being used for short-term rentals or investment purposes. Workforce Housing: At least one Tenant must work at least 30 hours a week at a business located within the Town of Southampton. Affordability Restrictions: The limit on the rent charged must comply with the Town rental guidelines to ensure that it remains affordable for renters. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply now Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU).

54 Railroad Avenue, Suite A < Rental Opportunities Copiague Commons 54 Railroad Avenue, Suite A 90 Units Application Contact Us

250 Wincoram Way < Rental Opportunities Wincoram Commons 250 Wincoram Way 176 Units Application Contact Us

dbc3360a-9922-4046-b82b-43008f7d6816 Home How We Can Help Details Due to high demand for the Voucher Homeownership Program, CDLI is currently maintaining a waitlist of interested households. Submissions are still encouraged, and applicants will be contacted as capacity becomes available. Waitlist Form CDLI’s Voucher Homeownership Program enables existing Housing Choice Voucher participants to accomplish healthy and sustainable homeownership through subsidies and creative financing. Learn more: https://www.youtube.com/watch?v=ooipKcZGGmU Families that are currently participating in the Housing Choice Voucher Program administered by CDLI and other housing authorities in Nassau and Suffolk Counties are eligible. Each household is evaluated in accordance with their income so that a maximum of 40% of their monthly gross income goes toward payment of principal, interest, taxes, and insurance payments (PITI). They obtain a mortgage for an amount they can afford through a conventional or FHA-insured lender. The difference between the conventional mortgage amount that the applicant can afford and the purchase price of the home, less the down payment, determines the amount of a second mortgage provided by CDLI’s affiliated Community Development Financial Institution (CDFI). Learn about the requirements and benefits of the program, and how CDLI can help you use your Housing Choice Voucher to accomplish homeownership. Requirements One-month consecutive paystubs (anyone over 18) Two years W-2 forms Proof of any additional income as reported in the application If self-employed, provide three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Photo ID for all borrowers and Employee ID or Medical Card Non-refundable loan application fee of $120 Proof of Home Owner’s Insurance CDLI Home Buyers Education Certificate Section-8 Family report Voucher Homeownership Orientation There are no upcoming orientations. Please check back here for updates. Contact Info Email : homeownershipcenter@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Interested in this program? Fill out our waitlist form! Waitlist Form Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher.

577ba11b-2b8c-4786-9964-3239c6e69c10 Home How We Can Help Details To further CDLI’s mission of increasing investment in neighborhoods, protecting the assets of homeowners, and protecting the environment, a low-interest rate loan product is now available to assist with the installation of a new septic system in homes with failing cesspools! To reverse decades of damaging nitrogen pollution of ground and surface waters on Long Island, this new loan from CDLI is made available to assist with the cost of replacing outdated and failing septic systems with state-of-the-art nitrogen-reducing systems or a lesser-cost hybrid system. CDLI will make its low-interest loan available if the homeowner is in need of additional funds to cover the costs of installing the new system. Loan application fees and closing costs do apply to this product. Loan amounts cannot exceed $10,000. Available for homeowners anywhere on Long Island, near water, or further away in the center. Primarily, those homeowners who do not qualify for the Suffolk County program for Septic Replacement System. This loan product is not available for homeowners who are looking to replace a conventional cesspool with another conventional cesspool system. Loan Guidelines Loans amount: $10,000 per household Houses must be residential single-family or two-family properties, owner or non-owner-occupied. Other type of houses can be considered on a case-by-case basis Property Taxes must be current A credit score of 625 will be used as an underwriting guideline Interest rate: 4% or 6% depending on the percent of the applicant’s household income in relation to the Area Median Income (AMI) UCC-1 filing fee of 50% The maximum loan term is 15 years UCC-1 filing is required to secure the loan Applicant(s) must be the legal owner(s) of the property A signed contract with the contractor is required Loan Fees $120 application fee $125 processing fee 1% origination fee Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply today! Apply Now Cesspool/Septic System Replacement Find help on updating your failing cesspool.