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f894e34d-bdcf-4570-8ef0-ef27f87b2130 Home How We Can Help Details Preparation for homeownership starts long before the purchase takes place. CDLI will help you to become mortgage-ready by educating you about the buying process, pitfalls to avoid, and available funding opportunities. CDLI can help make your dream become a reality. Buying a home can be challenging especially for a first-timer. Whether you are ready to buy a home right away, or whether you need additional preparation, the team at CDLI will help you through every step of the way! Learn more about our First Time Homebuyer program: First Time Homebuyer Orientation For an informational session about this program, register for a virtual free First Time Homebuyer Orientation. First Time Homebuyer Orientation September 15, 2025, 6:30 – 8:30 PM| Virtual Webinar Register Now Homebuyer Education Classes CDLI offers comprehensive Homebuyer Education (HBE) classes that fulfill the U.S. Department of Housing and Urban Development (HUD) 8-hour requirement. These classes are led by HUD-Certified Housing Counselors and are designed to prepare first-time homebuyers with the knowledge and tools they need to navigate the homebuying process with confidence. What to Expect: Classes are offered both in-person and via Zoom The cost is $50 per class Participants receive one-on-one counseling following the class A Certificate of Completion is provided, which is often required for down payment assistance or grant programs (e.g., SONYMA) Our classes include guidance from: A HUD-Certified Housing Counselor A loan officer A licensed real estate agent A real estate attorney New Customer? Start Here! Start the registration process here for our First Time Homebuyer course. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here! Fill out our interest form! Click Here First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI.

Plus One ADU Program Enrollment FAQ’s- Get answers to common questions about the ADU program. Explore eligibility, application steps, and important guidelines for homeowners. Plus One ADU Program Enrollment FAQ’s Who will manage my construction? CDLI will oversee all aspects of the construction process from contractor bidding & selection, compliance with MWBE/SDVOB utilization standards, general construction oversight & coordination between property owners and contractors, preparation of payment requests & other essential activities to ensure efficient construction. Who will manage my design? Homeowners can choose their own design team or can work with an architect through CDLI. If homeowners pay for design costs directly, they can work with a designer of their choosing and they will have more grant funds available for construction costs. If CDLI procures a design team, the costs incurred will be drawn from that $115,000 in grant funds. In either case, Homeowners will work closely with the chosen firm to discuss designs. If a homeowner chooses to work with an architect through CDLI and then decides to cancel the project after design costs have been incurred they may be responsible for those costs. Is the Plus One ADU Program a loan program? Do I have to pay the money back? The Plus One ADU Program is a forgivable grant program. As long as you continue to meet program requirements, you will not have to pay the money back. Homeowners and ADU renters must maintain year-round residency and keep property in good condition and repair for 10 years or until sale of property. A deed covenant will be required to be filed with the County Clerk. How will funds be disbursed to contractors? Plus One ADU grant funds can only be issued on a reimbursement basis. Advance payments to contractors are not permitted. Contractors may submit receipts for reimbursable items such as materials purchased, surveys etc. Plus One ADU grant funds will be paid to contractors in progress payments at 50% completion and 100% completion. 10% of funds will be held until a Certificate of Occupancy has been issued. Contractors may submit invoices for reimbursement of materials, permit fees and survey prior to 50% completion. If Plus One ADU grant funds are disbursed for these items, that amount will be deducted from the payment at 50% completion. For construction projects which exceed the Plus One ADU grant amount, a payment schedule will be included in the contract to delineate the split between homeowner payments and Plus One ADU grant payments. I have a contractor in mind, can I work with them? Yes, if they meet our requirements (licensing, insurance, etc.) and there is no conflict of interest. You will need to provide itemized work scope and cost estimate from your selected contractor as well as one additional written quote to confirm the cost is competitive. How much does an ADU cost? That depends on what you would like to build! For example, converting an existing garage will be less expensive than building a new free-standing dwelling unit. Our project team can provide suggestions to bring down project costs. However, homeowners usually need to contribute funds above the Plus One ADU grant amount. What if constructing my ADU costs more than the grant can provide? Either (1) Reduce project scope to be within budget, or (2) Submit proof that you have or can borrow the necessary additional funds to complete the project. How much funding does Plus One ADU provide? The Plus One ADU Program may provide up to $125,000 (which includes CDLI program support, such as design, permitting, construction oversight, closeout and ongoing compliance) in forgivable grant funds. The total amount available for construction costs is up to $115,000. Applicants who do not use grant funds for pre-development costs (design, procuring an architect without CDLI putting out an RFP or getting the design, etc.) will have more funding available for construction up to a maximum of $115,000.

9089b240-8ecf-47a6-8501-fec9db6940bd Home How We Can Help Details About the Mainstream Voucher Program The Mainstream Voucher Program helps non-elderly people with disabilities and their families access affordable housing through tenant-based rental assistance. If you currently have a Mainstream Voucher or if you are on a waitlist, please create an account with the Mainstream Portal to manage your information and stay connected. For step-by-step instructions and answers to common questions, visit our Mainstream Portal Guide & FAQ . *The Mainstream Voucher Program waitlist is currently closed. Please follow us on our social channels to stay up to date on when the wait list and/or applications open back up Contact Info Email: mainstreamapplicantportal@cdcli.org Access the Mainstream Portal Click Here Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community.

Discover a world of impactful events at our nonprofit organization in Melville, NY. Join us in creating meaningful experiences and making a difference. Events Mon, Aug 18 First Time Homebuyer Orientation / Virtual Webinar RSVP Aug 18, 2025, 6:30 PM – 8:30 PM Virtual Webinar Prepare for the homebuying process by joining our First Time Homebuyer Orientation. Share Tue, Oct 07 Building Long Island Together / Crest Hollow Country Club Buy Tickets Oct 07, 2025, 12:00 PM – 2:30 PM Crest Hollow Country Club, 8325 Jericho Turnpike, Woodbury, NY 11797, USA Join us for our 2025 Annual Luncheon to support CDLI’s mission of building home, health, and opportunity for all Long Islanders. We proudly honor Salvatore Coco of BHC Architects and the Health and Welfare Council of Long Island for their partnership and dedication to strengthening our communities. Share

Empower your homeownership dreams with CDLI's nonprofit services in Long Island. Access affordable rentals, homeownership education, Home and Property Developer Resources, and community development. Effective February 27, 2024, CDLI is unable to issue new Tenant-Based Housing Choice Vouchers (“voucher pause”), which is expected to remain in effect in 2025 until further notice. CDLI will share any updates/changes to this pause from NYS HCR as soon as that information becomes available. CDLI is a community influencer and housing innovator that empowers families, individuals, and communities to change their lives. About CDLI TENANT RESOURCES CDLI's Housing Choice Voucher Program offers assistance to tenants and landlords in accessing and providing quality, affordable rentals. CDLI also offers additional programs accessible to qualified tenants and landlords. Learn More DREAMERS OF HOMEOWNERSHIP Preparation for homeownership starts long before the purchase takes place. CDLI will help you to become mortgage-ready by educating you about the buying process, pitfalls to avoid, and available funding opportunities. CDLI can help make your homeownership dream become a reality. Learn More HOMEOWNER RESOURCES We provide a variety of resources and education to assist homeowners in improving and maintaining their home. Learn More PROPERTY DEVELOPERS & OWNERS CDLI works with residents, government officials, community leaders, builders, and other partners to develop affordable housing throughout Long Island. Learn More Financial Coaching & Resources CDLI has a wealth of information to share. From financial fitness to buying your first home, we're here to educate so you can have a home, health, and opportunities. Financial Resources Partner with CDLI CDLI is your collaborative partner in fostering sustainable, inclusive, and thriving communities. We welcome innovative partnerships with property developers, municipalities, businesses, nonprofits, and any other entities eager to explore new possibilities. CDLI brings expertise in affordable housing, clean energy, financial empowerment, and beyond, offering both established solutions and a willingness to venture into uncharted territories. Together, let's innovate and shape vibrant communities for all. Contact Us Community Development Financial Institution Our CDFI has provided a variety of lending options to meet the needs of our ever evolving communities. Learn More about CDFI MISSION STATEMENT CDLI invests in the housing and economic aspirations of individuals and families by providing solutions that foster and maintain vibrant, equitable and sustainable communities. About CDLI Rentals Available Find the right and affordable home for you. Rental Opportunities Impact and Results Learn how CDLI is helping the people of Long Island change their lives. Impact & Results

Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. About CDLI Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution ; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. Join us in building a future where home matters for everyone. MISSION STATEMENT CDLI invests in the housing and economic aspirations of individuals and families by providing solutions that foster and maintain vibrant, equitable, and sustainable communities. Who We Are Community Development Long Island (CDLI), a regional nonprofit organization, was founded in 1969 by government, business, and civic leaders on Long Island who came together to address the growing demand for affordable housing. That strong tri-sector support continues today. We believe the one place that creates the greatest stability for all people is home, and everyone deserves the right to have one in a safe, supportive neighborhood of their choosing. CDLI serves Long Island’s most marginalized and compromised residents, and has continuously challenged itself to ensure it is the go-to organization for all things home with a focus on furthering fair housing goals and integration. As an exemplary chartered member of NeighborWorks America – and the only NeighborWorks Organization on Long Island – CDLI is a nationally connected, locally focused organization, working to revitalize and build strong communities. The organization meets a high standard of fiscal integrity and service performance, and its team of over 115 highly committed, community-centered professionals collectively manage a variety of programs across several areas of focus that address the dynamic challenges faced by those who live and work on Long Island. CDLI serves more than 25,000 individuals each year in Nassau County, Suffolk County, Brooklyn, and Queens. CDLI is committed to Community Development and Housing for All, Economic Stability, and Advocacy because home matters for all people. The organization’s planning, decision-making, and programming nurture resident leadership and community ownership, inclusive community norms, and deep respect across racial, ethnic, and cultural differences. As an organization, we celebrate diversity, we support it, and we thrive on it for the benefit of our team members, our customers, and our community. Who We Are Leadership Team Gwen O'Shea President & CEO Sharon Fierstein Chief Financial Officer Natalie Wright Chief Strategy Officer Harry Coghlan Chief Development Officer Jeanmarie Buffett Senior Vice President of Housing Development & Planning Heather Carroll Senior Vice President of People & Culture William Achnitz, III Vice President of Home Improvement & Optimization Tricia Gleaton Vice President of Rental Assistance Operations Rachel E. Seiler Vice President of Resident Services Raphael Jean-Francois Lending Manager of CDCLI Funding Corporation Michael DiMarcantonio Assistant Vice President of Home Improvement & Optimization John Witherspoon Director of Information Technology Pat McHeffey Program Director of Housing Development & Planning Priya Mehra Director of the Homeownership Center Leadership Team Board of DIrectors Board of Directors Brian Clarke Chair Ann-Marie Scheidt, Ph.D. Vice Chair Stony Brook University James Coughlan Immediate Past Chair TRITEC Real Estate Company Jan Burman B2K Development David Calone Jove Equity Partners Marian Conway NY Community Bank Foundation Adrian Fassett Economic Opportunity Council of Suffolk, Inc. Richard V. Guardino, Jr. Long Island Regional Planning Council Thomas J. Killeen, Esq. Attorney Keith Novitz FlagStar Bank Gwen O'Shea Community Development Long Island Richard Roberts Red Stone Equity Partners Theresa Sanders Evlyn Tsimis JPMorgan Chase Rashid Walker First Street Capital Michael Ashner Winthrop Capital Partners Jessica Pearlstein Northwell Health Council of Advisors Council of Advisors Frederick C. Braun, III Chair Industrial Development Agency Sol Marie Alfonso-Jones Long Island Community Foundation Peter A. Appello Capital One, N.A. Elizabeth Custodio M&T Bank Brian Dowling Consensus Housing Partners, LLC John R. Durso Local 338, LI Federation of Labor Michael Florio Long Island Builders Institute Colleen Galvin Mastercard Erase Racism Eric Hibbert Bank United Doreen Spagnuolo Long Island Board of Realtors Jay T. Korth Catholic Charities Steven Krieger The Engel Burman Group Lawrence Levy National Center for Suburban Studies at Hofstra University Daniel Lloyd Minority Millennials, Inc. Denise D. Pursley Nixon Peabody LLP Jennifer Smith Citizens Bank Impact and Results Learn how CDLI is helping the people of Long Island change their lives. Impact & Results

Support CDLI's mission to create affordable, sustainable homes and promote equity. Donate online or by mail to help Long Island's marginalized residents. Your support helps Donate to our 501c3 nonprofit organization, and help our communities' grandmas, grandpas, parents, and children live in affordable and sustainable homes. Every dollar counts! Donate Online Home. Health. Opportunity. CDLI has provided more than five decades of service to Long Island’s most marginalized and compromised residents. We continuously challenge ourselves to ensure we are the go-to organization for all things home with a focus on furthering fair housing goals and integration. We are a nationally connected, locally focused organization, working to revitalize and build strong communities. Support CDLI’s programs and services by making a donation today! Your support will enable CDLI to work towards our mission, vision, and strategic goals: creating affordable, accessible, and sustainable homes; transforming lives through upward mobility; and promoting equity. CDLI Testimonial Daniela Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Hear from Daniela, a CDLI customer who faced years of homelessness with her six children and how she achieved home stability after learning about CDLI. CDLI works tirelessly to help people liek Daniela achieve success but we need your help to continue our work. Every dollar mak es a difference. Your contribution can support: Housing options that are affordable, accessible sustainable, and resilient. A foundation and pathway to financial wellness, security, and mobility. Access to well-resourced neighborhoods for a brighter future. Opportunities for resident leaders to drive positive community change. You generosity helps more than 25,000 individuals each year to be successful in housing and finances. We thank our donors and supporters who have allowed us to generate the impact and investment. Make a donation This is your campaign description. It's a great place to tell visitors what this campaign is about, connect with your donors and draw attention to your cause. Frequency One time One time Monthly Monthly Yearly Yearly Amount $100 $100 $500 $500 $1,000 $1,000 $2,500 $2,500 $5,000 $5,000 $10,000 $10,000 Other Other 0/100 Comment (optional) Donate $100 Monthly Donation Form Donate via Mail To donate by check/mail, please download the form, print, fill it out and mail to: Community Development Long Island 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 Download Form

8c118add-32b6-4d1e-b79b-7de3856b85bf Home How We Can Help Details Many seniors have significant home equity that could be used to help pay for everyday high expenses or medical bills while continuing to age safely in their current homes. . This financial product has received mixed coverage over the years, but in the right situation, it can make a lot of sense to tap into the equity in your home. The HECM program (short for Home Equity Conversion Mortgage) provides a great way to do this. This option allows seniors to access their home's value avoiding the need to sell and relocate. Learn more about our Home Equity Conversion Mortgage: Requirements Receive counseling before taking out this loan New Customer? Start Here! Start the registration process here for our Reverse Mortgage counseling. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here! Fill our our interest form! Click Here Reverse Mortgage Access your home equity to cover expenses while aging in place.

20badca9-27a0-4d8e-afa6-06f285f75c3c Home How We Can Help Details The Weatherization Assistance Program (WAP) assists families and individuals by reducing their heating/cooling costs and improving the safety of their homes through energy efficiency measures. These cost savings help all residents, including seniors who want to age affordably in their current homes. Owners/landlords of buildings occupied by low-income households are also encouraged to apply for assistance for their buildings. Participants who reside in a rental unit, please call our office to obtain a copy of the Landlord Preliminary Agreement for your landlord to fill out and sign. Program services are delivered through New York State Homes and Community Renewal’s statewide network of local service providers. CDLI is the provider of weatherization services for Nassau and Suffolk Counties. Funds are made available through the U.S. Department of Energy and U.S. Department of Health & Human Services. Funds are available for approximately 400 homes each year. Applications are addressed on a first-come, first-served basis. If an application is incomplete or determined to be ineligible, you will be notified within 48 hours. Typical repairs may include but are not limited to: Weatherstripping & Caulking Attic & Wall Insulation Heating System Improvements or Replacement Energy Efficient Lighting Energy Efficient Refrigeration Hot Water Tank & Pipe Insulation Smoke Detectors & CO Detectors Window Repairs or Replacement Exterior Door Repairs or Replacement Other Minor Repairs That Improve Energy Efficiency These improvements help all eligible residents maintain affordable, comfortable homes, including those who want to age in place. Application WAP Application .pdf Download PDF • 1.22MB Contact Info Phone : (631) 648-5091 Email : weatherization@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Email your documents! Click Here Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety.

0f852a61-4aef-47f3-abbf-8e3172395acc Home How We Can Help Details The Targeted Home Improvement Program (T-HIP) is a pilot grant program administered by CDLI in the Village of Hempstead . This program aims to provide critical repair assistance to financially constrained homeowners, enabling them to build and retain equity while contributing to the stabilization and renewal of the community. Funds have been made available through New York State Homes & Community Renewal. These home improvements are designed to prolong the useful life of each home as well as increase the dwelling’s health, safety, and sustainability. Funding will be used to support critical repairs, including health and safety improvements, correction of code violations, accessibility modifications, environmental remediation, and other repairs determined by CDLI as necessary to extend the useful life of the home and allow the homeowner to remain safely in their residence and age in place. Funds are available based on need and the individualized requirements of each household that applies. The maximum amount that can be invested in a property is $40,000, though not every home will receive the maximum amount. CDLI attempts to assist as many households as funding will allow. For this program, we intend to serve approximately 110 households. Typical repairs may include, but are not limited to: • Heating System Replacements • Electrical Service Upgrades • Roof Replacements • Siding • Gutters • Energy Efficiency Measures • Windows & Doors • Handrails, Stoops, Walkways • Structural Corrections • Health & Safety Measures These improvements help Hempstead homeowners maintain safe, accessible homes whether they're addressing immediate repair needs or planning to age in place. Application T-HIP Application 2025 10 .pdf Download PDF • 1.57MB Contact Info Phone : (631) 904-0985 Email : thip@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Fill out our interest form! Click Here Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead.