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24123719-ba1f-48b0-83ee-654f5a3695a3 Home How We Can Help Details Qualifications Max Purchase Price allowed is 500K. Loan amount (25K – 50K) and interest (4% or 6%) vary with household income. Term = 30 years max Second lien position & title insurance required on all loan amounts. No loan fees will be built into the loan amount. Borrower to pay the loan fees at closing Homebuyer education from CDLI is required Loan disbursement at closing., if down payment At least 51% of the loan must be used for repairs. Loan fees: $120 application fee $125 processing fee 1% origination fee 10% supervision fee calculated on the basis of the total construction/rehabilitation amount Applicant can be under contract before applying for the loan A signed contract with the winning contractor is required Bidding process managed by CDLI Contact Info Phone : (631)-471-1215 ext. 1510 or 1930 Email : HomeLoan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply Today! Apply Now Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property.

82179610-7704-4b4b-86e7-d9ed0e476ecb Home How We Can Help Details Senior Resident Services provides confidential individual social services and group programs to older adult residents on-site at four (4) Complexes: Brookview Commons Deer Park Woodcrest Estates, Port Jefferson Station Pinehurst A Conifer, and Conifer Village 1 & 2, East Patchogue At select sites, we conduct initial eligibility certification for prospective tenants. Examples of our services promoting independent living and healthier aging-in-place include: Assistance with filling out applications for programs such as the Supplemental Nutrition Assistance Program (SNAP), the Home Energy Assistance Program (HEAP), and the Housing Choice Voucher (HCV) program for residents who are income-eligible. Referrals to and assistance in obtaining supportive services such as at-home meal delivery, homemaker services, health, nursing, and case management, etc. Help with accessing and understanding information about programs such as Medicare Part D, and answering questions about bills, mail, and other paperwork. Setting up or facilitating group activities such as: Arts-and-crafts workshops Nutrition, health & wellness programming Defensive Driving Socialization activities such as movie screenings, book clubs, etc. NON-RESIDENTS If you are NOT a resident of Brookview Commons, Woodcrest Estates, Pinehurst A Conifer, Conifer Village 1, or Conifer Village 2 and are seeking 55+ independent senior housing in Suffolk County, resources can be obtained through the Suffolk County Office for the Aging at www.suffolkcountyny.gov/aging/How-Do-I (scroll down to Housing section), or call 631-853-8200 and request listings for subsidized and non-subsidized senior housing complexes. Contact Info Phone : 631-436-1892 Email : graces@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Register Now Contact Us Senior Resident Services Confidential individual social services, and group programs.

577ba11b-2b8c-4786-9964-3239c6e69c10 Home How We Can Help Details To further CDLI’s mission of increasing investment in neighborhoods, protecting the assets of homeowners, and protecting the environment, a low-interest rate loan product is now available to assist with the installation of a new septic system in homes with failing cesspools! To reverse decades of damaging nitrogen pollution of ground and surface waters on Long Island, this new loan from CDLI is made available to assist with the cost of replacing outdated and failing septic systems with state-of-the-art nitrogen-reducing systems or a lesser-cost hybrid system. CDLI will make its low-interest loan available if the homeowner is in need of additional funds to cover the costs of installing the new system. Loan application fees and closing costs do apply to this product. Loan amounts cannot exceed $10,000. Available for homeowners anywhere on Long Island, near water, or further away in the center. Primarily, those homeowners who do not qualify for the Suffolk County program for Septic Replacement System. This loan product is not available for homeowners who are looking to replace a conventional cesspool with another conventional cesspool system. Loan Guidelines Loans amount: $10,000 per household Houses must be residential single-family or two-family properties, owner or non-owner-occupied. Other type of houses can be considered on a case-by-case basis Property Taxes must be current A credit score of 625 will be used as an underwriting guideline Interest rate: 4% or 6% depending on the percent of the applicant’s household income in relation to the Area Median Income (AMI) UCC-1 filing fee of 50% The maximum loan term is 15 years UCC-1 filing is required to secure the loan Applicant(s) must be the legal owner(s) of the property A signed contract with the contractor is required Loan Fees $120 application fee $125 processing fee 1% origination fee Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply today! Apply Now Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool.

726cf278-1a5c-4f6b-b0a0-eaed4e8e86e1 Home How We Can Help Details The Town of Southampton, through its Community Housing Fund (CHF), is offering funding to eligible Town residents for the construction of accessory dwelling units (ADUs). These units help address the shortage of affordable housing in many of the Town of Southampton’s hamlets. Note: In the Town of Southampton’s local code, ADUs are referred to as “Accessory Apartments.” ADUs provide an additional option for housing that is typically more affordable than renting or buying a standalone unit. They can also help accommodate individuals or families who may otherwise struggle to find suitable housing within their budget. Loan Highlights Homeowner Income Eligibility: There is no income limit for homeowners. Tenant Income Eligibility: The household income of the tenant must be at or below current Nassau/Suffolk AMI of 130%. No Interest Rate Loans for 20 years. Loan repayment begins year 2. Owner Occupancy : Both the homeowner and tenant must occupy the apartment as their primary residence to prevent the units from being used for short-term rentals or investment purposes. Workforce Housing: At least one Tenant must work at least 30 hours a week at a business located within the Town of Southampton. Affordability Restrictions: The limit on the rent charged must comply with the Town rental guidelines to ensure that it remains affordable for renters. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply now Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU).

770b1c5c-d641-469a-9c4a-abf43ea27cd2 Home How We Can Help Details Earn Reliable Income + Incentives The Making Moves Program helps families who are enrolled in our mobility program, and are working with a CDLI coach to use their housing choice voucher to move to communities that promote better health and life satisfaction, and improve children's school and future earnings success. Making Moves supports landlords and brokers through secure and reliable rental payments, plus financial incentives for leasing in well-resourced communities. Bethany House Landlord Testimonial Financial Incentives For Landlords $2,000 bonus for housing Making Moves families in well-resourced communities One month’s rent incentive through the HCR HCV program For Brokers Making Moves pays the broker's fee equivalent to one month's rent $500 bonus to brokers who refer a landlord to Making Moves who leases a unit in a well-resourced community to a Making Moves family Why Partner with Us Reliable Income The Housing Choice Voucher program provides steady, government-backed rent payments directly to landlords. Responsible Tenant Education Our tenants receive resources to help them maintain their homes and we offer support with tenant education on how they can responsibly maintain their rental unit. Tenant Support 2 years post-move support from Making Moves Coaches to help sustain tenancies and protect your investment. Property Qualification Tool Click here to see if your property qualifies for this amazing opportunity and incentives! Check Property Eligibility Note: Results may vary between this tool and Google Maps. Contact us a t makingmoves@cdcli.org for additional support if needed. Eligibility Requirements Your property must: Meet basic HUD housing standards Be located in a well-resourced community Have an active and current rental permit Connect with us to have a team member reach out to discuss the Making Moves program and how it can work for you. Get Started Calling all landlords and brokers Attend the next HCV Landlord Forum Landlord Forum March 3, 2026 at 12:00 PM Virtual Webinar Register Now Discover the essentials of the Housing Choice Voucher (Section 8) program while debunking common myths. Learn about inspection requirements and gain a deeper understanding of both landlord and tenant rights and responsibilities. This forum will provide: A practical overview of CDL’s role in supporting landlords and tenants Tips for successful landlord–tenant relationships Steps to becoming a great landlord Strategies for working effectively with the Rental Assistance team (e.g. Rent Increase Request) Whether you’re new to the program or looking to strengthen your knowledge, this forum offers valuable insights to support your success. Contact Info Phone : 631-597-0742 Email : MakingMoves@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Interested in Partnering with Us? Get Started Making Moves for Landlord & Brokers

18b473dd-a418-4f00-93dc-91f5bc3a97dd Home How We Can Help Details CDLI is your collaborative partner in fostering sustainable, inclusive, and thriving communities. We welcome innovative partnerships with property developers, municipalities, businesses, nonprofits, and any other entity eager to explore new possibilities. CDLI brings expertise in affordable housing, clean energy, financial empowerment, and beyond, offering both established solutions and a willingness to venture into uncharted territories. Together, let's innovate and shape vibrant communities for all. Contact Info Phone : (631) 471-1215 Email : anorris@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact Allison Norris Contact Us Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities.

41a5a8dd-9ccd-4d34-beea-a3bd99a08d9e Home How We Can Help Details About The Course Getting your House in Order is a 5 week culturally specific financial education course that takes into consideration African Americans’ shared history, culture, beliefs and behaviors around money management to inform the way we have managed our finances in the past and how we will manage it going forward. Learn more about the course: New Customer? Start Here! Start the registration process here for our Getting Your House in Order course. 🗓️ Next class starts February 5th! Click Here to Register Returning Clients Already have an account? Access your account. Click Here to Log In Contact Info Phone : (631)-471-1215 ext. 5393 Email : Homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here! Take the first step to close the wealth gap! Register Now Getting your House in Order A culturally specific program aimed to improve African American financial well-being.

9bd65750-d354-4409-be5c-4dd58e52422d Home How We Can Help Details eHome Money Management empowers you to: Understand Savings and Spending Understand Credit Manage Personal Finances Class fee $50. Contact Info Phone : (631) 471-1215 ext 5393 Email : Homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Register Now Register Now Online Financial Capabilities Education Understand budgeting, credit and manage personal finances.

1cd38faf-ea0a-4277-902c-5685846d3d19 Home How We Can Help Details List Your Unit Let us help you fill your vacant units! Complete the electronic form to share any available units with searching voucher holders (one unit per form). Click here for the form. NSPIRE Requirements for 2025 NSPIRE REQUIREMENTS .pdf Download PDF • 217KB HCV NSPIRE Most Common Fails .pdf Download PDF • 1.37MB The Housing Choice Voucher (HCV) program (previously referred to as Section 8) assists families and individuals to afford decent, safe, and sanitary housing in the private market. The participant is free to choose any housing that meets the requirements of the program, including single-family homes, townhouses, and apartments, and is not limited to units located in subsidized housing projects. Once the tenant and landlord sign a lease, the tenant's family typically contributes 30%-40% of their income towards rent and utilities, and the HCV program pays the remainder directly to the landlord. CDLI is the Local Administrator for the New York State Homes & Community Renewal (HCR) Housing Choice Voucher program on Long Island and select rental properties in Brooklyn, NY. Benefits of Being an HCV Participating Property Owner: You will get timely and dependable payments from the Public Housing Authority (PHA) Participating, compliant landlords will receive timely and dependable housing assistance payments (HAP) each month once the HAP contract and lease are signed. Payments are made directly into the property owner’s account, no worries about lost checks or late payments. Potential for limited unit turnover The average HCV participant remains in a unit for 7-8 years. You will get your full rental payment When an HCV tenant’s income permanently changes, the portion of rent paid by the PHA and the tenant is adjusted to reflect this change. This provides financial protection to landlords in that if an HCV tenant’s income decreases, there is a process for the PHA to pay a larger portion of the rent to the landlord so the landlord continues to receive a full rental payment. You will receive regular inspections Some landlords appreciate the routine inspections because they provide an opportunity to check on the condition of the unit. This can result in identifying maintenance needs that may have otherwise gone unnoticed for some time. Landlords that own or manage properties across wide geographies in particular tend to appreciate the value in having a routine, objective inspection of their rental units. Please note property owners of subsidized units are required to comply with all relevant state and local codes in addition to HQS requirements. If a property owner has units in a municipality where rental permits are required, it is expected that property owners obtain and maintain compliance with all applicable rental permit requirements. CDLI may, upon request, require submission of documentation to demonstrate rental permit or other state/local code compliance. You may request annual reasonable rent increases Compliant landlords may request a rent increase at the annual anniversary of the HAP contract by written notice to the PHA. You can help low-income elderly, disabled, and veteran households, as well as families with children by providing affordable housing More than 50 percent of vouchers serve elderly or non-elderly disabled families. About 45 percent of vouchers assist single-parent families. Learn more about participating in the HCV Program: Information about the benefits and myths about being an HCV Property Owner: English Spanish Steps to become an HCV Participating Property Owner: English Spanish Payment Standards and Rent Increase Information The resources below provide information regarding potential rental rates and rent increases for units participating in the HCV program. Please read through the HCV Program Payment Standard and Rental Increase Guidance document to assist in determining potential rent or opportunities for rental increases. Payment Standards 2026 NYE Payment Standards 2026 Nassau Payment Standards 2026 Suffolk Payment Standards Utility Allowances 2026 NYC Utility Allowances 2026 Village of Freeport Utility Allowances 2026 Nassau Utility Allowances 2026 Suffolk Utility Allowances Project Based Vouchers ONLY 2026 Nassau/Suffolk PBV Rent Limits 2026 NYE PBV Rent Limits Rent Increase Form Rent Increase Form .pdf Download PDF • 136KB Making Moves The Making Moves program provides housing mobility coaching and financial assistance to Housing Choice Voucher (Section 8) families that have children aged 18 or under who are interested in living in well-resourced areas and offers possible additional landlord incentives. Visit our Making Moves page here . Click here to view The Long Island Opportunity Lookup tool. Source of Income Discrimination Everyone deserves a place to make their home, including tenants who receive government assistance. A rental applicant cannot be rejected or steered based on their lawful source of income. Learn more here: https://www.homeforallofus.org/source-of-income/ Housing Quality Standards (HQS) Inspections Resources Property owners must maintain compliance with all HQS requirements. Please note property owners of subsidized units are required to comply with all relevant state and local codes in addition to HQS requirements. If a property owner has units in a municipality where rental permits are required, it is expected property owners obtain and maintain compliance with all applicable rental permit requirements. CDLI may, upon request, require submission of documentation to demonstrate rental permit or other state/local code compliance. Below are some resources related to HQS inspections: HQS Form: Form utilized to complete HQS inspections, along with summary information regarding minimum criteria. HUD Form 52580A - HCV Inspection Form .pdf Download PDF • 1.65MB HQS Administrative Plan Chapter: Full HQS requirements. https://www.hud.gov/sites/documents/DOC_35620.PDF Most Common HQS Failures: Reviewing your property and correcting for common HQS failures reduces the likelihood of a failed inspection. No Access - The Inspector must have access to the basement and all rooms for inspection. Inspection appointment letters are mailed to tenants ~2 weeks prior to inspection. Please follow up with the tenant to confirm their typical inspection month and/or date. Electrical - Ground Fault Circuit Interrupter (GCFI) outlets are required within 6 ft of water sources (Tubs, sinks, etc.). Outlets must be wired properly (no open grounds, reverse polarity, hot/neutral reverse, etc.). No exposed wiring, missing cover plates, or open gaps in the electrical panel. Inoperable Smoke/Carbon Monoxide Detectors - Smoke detectors are required in each bedroom. Smoke and carbon monoxide detectors are required on each level. Deteriorated and Unstable Paint Surfaces - Peeling, cracking, chipping paint. Security - All doors and windows accessible from outside must lock and be double keyed. Deadbolts not permitted. Cutting Hazards - Broken glass, cracked floor tiles, countertops, protruding nails, etc. Infestations - Presence of roaches, mice, bedbugs, fleas, etc. Utilities - All utilities must be in service. Missing Handrails - Handrails are required for four or more steps. Update your Contact Information Stay connected electronically by providing your email and mobile: https://cdcli.tfaforms.net/4866621 CDLI Landlord Forum Click here to learn more about the HCV program for landlords. Landlord Forum March 3, 2026 at 12:00 PM Virtual Webinar Register Now HUD Landlord Resources PIH HCV Landlord Resources | HUD.gov / U.S. Department of Housing and Urban Development (HUD) Sign Up for HUD Landlord Newsletters Contact Info Phone : (631) 471-1215 Email : landlordforum@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us today! Contact Us Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments.

200d5a2d-7980-43e3-8f66-89438fe3cebe Home How We Can Help Details Get up to $50,000 in grants and loans to make your home more resilient against storms, flooding, and extreme weather while improving its energy efficiency. The funding is split into: Half as a low-interest loan (3% interest rate, 5-10 year repayment term) Half as a grant that doesn't need to be repaid once you complete your loan payments ELIGIBILITY Must be a Long Island homeowner Property must be your primary residence (1-4 unit buildings eligible) Household income at or below 120% of the area median income Property location must be eligible under program guidelines Homeowner must be current on their mortgage and taxes WHAT IMPROVEMENTS ARE COVERED? 50% of the loan/grant proceeds must be used for resiliency measures that will fortify the home to protect against future flood and storm damage. Additional eligible improvements include: Storm protection and weather resilience upgrades Energy efficiency improvements Home electrification projects Climate-ready home systems Improvements must be to the main structure of your home These improvements benefit all homeowners while also helping seniors age safely in their current homes. HOW IT WORKS Choose your own contractor(s) - they must be licensed and insured Work with us to plan eligible improvements Get up to $25,000 as a grant Get up to $25,000 as a 3% interest loan Pay back just the loan portion over 5-10 years ADDITIONAL INFORMATION No minimum credit score required Lender and third party fees do apply: approximately $1,189 – $1,779 Technical assistance provided throughout the process Work must be completed by approved contractors INCOME LIMITS FOR NASSAU AND SUFFOLK COUNTIES Household Size 1 2 3 4 5 6 7 8 Max Annual Income @ 120% AMI $138,500 $158,300 $178,100 $197,900 $213,700 $229,550 $245,350 $261,200 To see a list of eligible improvements through this program, click here . Contact Info Phone : (516) 519-0678 Email : jguerrero@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Click Here to Apply Apply Now Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms.