See required documentation for Plus One ADU - East Hampton. CDLI REQUIRED DOCUMENTATION FOR PLUS ONE ADU APPLICATION - East Hampton Residents I. Proof of Ownership A. Property Deed: Copy of Property Deed with Schedule A (Property Description). If applicant’s name is not on deed AND/OR one or more of the owners listed on deed is deceased, please contact CDLI to determine additional or alternate acceptable proof of ownership. II. Proof of Residency A. For owner occupants: Proof of Residency/Owner Occupancy- Select (a) or (b) and (c) from the items below: a) Driver's license or Non-Motorized Identification Card b) Voter Registration – registered voters can upload a screenshot of their voter registration confirmation from https://voterlookup.elections.ny.gov/ c) Copy of current utility bill in homeowner’s name (electric, natural gas, water, sewer, cellphone, cable) B. For owners listed on deed who are not occupants of the home (if applicable): 1. Notarized letter of non-residency and consent to application by resident III. Proof of Income for Household Members A. Working Individuals: Wages (if applicable) a) Copies of last three (3) consecutive pay stubs b) Last year of State and Federal Income Tax Returns, summary pages only (IRS Form 1040 and NYS IT201) 2. Self-Employment (if applicable) a) Last 2 years of State and Federal Income Tax Returns, summary pages and Schedule C (IRS Form 1040 and NYS IT201) 3. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 4. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts B. Non-Working Individuals: 1. Last year of State and Federal Income Tax Returns if applicable, summary pages only (IRS Form 1040 and NYS IT201) 2. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 3. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts *Zero Income Form - All household members residing at the home who do not have any income, will be asked to fill out a zero-income certification form.

fe2ef4bd-e560-4b63-ab35-ff89e44f7cbd Home How We Can Help Details In collaboration with the Suffolk County Landbank Corporation (SCLBC) and the New York State Attorney General’s Office, SCLBC purchases abandoned and foreclosed homes and CDLI rehabilitates them to a high-quality standard. CDLI then makes them available for sale to qualified first-time home buyers. Our goal is to revitalize Long Island neighborhoods and to promote homeownership. Guidelines Suffolk County Landbank Program Guidelines Pautas del Programa de Suffolk County Landbank Contact Info Phone : (631) 471-1215 ext 1550 Email : wachnitz@cdli.org See If You Qualify If you are interested in finding out about housing opportunities, sign up below! Sign Up Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership.

290a8b74-bc7b-4405-9b40-8661b521b1b1 Home How We Can Help Details Empowering Moxey Rigby Residents with Comprehensive Social Services and Programs Our initiative is dedicated to enhancing the well-being and success of all residents. We offer a wide range of services and programs: Social Services Consultation: Available to every resident, our consultations provide access to essential services and benefits, including food assistance, healthcare, transportation, and childcare. These resources are designed to support your daily needs and improve your quality of life. Group Activities for Financial and Housing Success: Open to all, our workshops focus on key areas such as financial empowerment, health and wellness, parenting, and youth activities. Held within your complex, these sessions are tailored to foster community engagement and personal growth. Structured Case Management: One adult from your household can join our 5+ year Family Self-Sufficiency (FSS) program to undertake a transformative journey which may benefit the whole family. We collaborate to create a personalized plan aimed at achieving your goals. This program not only supports your path to success but also offers the potential for cash savings. Join us in these empowering programs to build a stronger, more resilient community! Moxey Rigby Resident Services Flyer .pdf Download PDF • 763KB We are onsite weekly at the Moxey Rigby Apartments in the small community room near the rental office : 1st, 3rd, and 4th Wednesdays of the month - 9:00am-5:00pm 2nd Wednesday of the month - 11:00am-7:00pm Thursdays - 9:00am-12:30pm Contact Info Phone : (631) 379-3284 Email : lhuaman @cdli.org See If You Qualify Contact Us Moxey Rigby Resident Services Invest in your family's success.

Privacy Notice CDLI is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and protect your information when you visit our website, www.cdli.org , or interact with us in any other manner. Information We Collect We may collect the following types of information from you: Personal Information: When you contact us through our Website, phone, or email, we may collect personal information that you provide, including your full name, phone number, email address, and mailing address. Automatically Collected Information: When you visit our Website, we may automatically collect certain information about your device and usage, including IP address, browser type, operating system, referring URLs, and pages viewed. How We Use Your Information We use the information we collect for the following purposes: To Communicate with You: We use your contact information to respond to your inquiries, provide legal services, send administrative information, and keep you informed about your case or our services. Marketing and Promotional Communications: With your consent, we may use your information to send you updates, newsletters, or marketing communications via email, phone, or text message. You can opt out of receiving these communications at any time by following the instructions provided in the communication or contacting us directly. Legal Compliance: We may use your information to comply with applicable laws, regulations, or legal obligations, including responding to subpoenas, court orders, or legal requests. Consent to Receive Text Messages You are not required to consent to receiving text messages from CDLI By providing your phone number and opting in, you consent to receive text messages from CDLI regarding your inquiry, our services, or related legal matters. Message and data rates may apply. You can opt out of receiving text messages at any time by replying “STOP” to any text message you receive from us. Please note that opting out may limit our ability to communicate with you regarding your case or services. Information Sharing and Disclosure We do not sell or rent your personal information to third parties. We do not sell, rent, release, or transfer your SMS consent or phone number to any third party for any third party marketing purposes. We may share your information in the following circumstances: Service Providers: We may share your information with our service providers who perform services on our behalf, such as marketing, customer services, or technical support. These service providers are contractually obligated to protect your information and use it only for services they provide. Legal Requirements: We may disclose your information if required by law, regulation, or legal process, or if we believe disclosure is necessary to protect our rights, property, or the safety of our users or others. Data Security We implement reasonable security measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security. Your Rights and Choices Opting Out: You may opt out of receiving marketing communications from us by following the instructions in those communications or contacting us directly. If you opt out, we may still send you non-promotional communications related to your legal services or our ongoing business relationship. Access and Update Information: You have the right to access, update, or correct your personal information. To do so, please contact us using the information provided below. Third-Party Websites Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party websites you visit. Children’s Privacy Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take steps to delete such information. Changes to This Privacy Policy We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this Privacy Policy periodically for any updates. Contact Us If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at: Community Development Long Island 1606 Walt Whitman Road, Melville, NY 11747 Main Phone Number: (631) 471-1215 Terms & Conditions 1. Introduction Welcome to CDLI. By accessing or using our services, including receiving SMS communications, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not engage with our services. 2. Consent for SMS Communication By providing your consent to receive SMS communications, you acknowledge and agree to receive text messages from CDLI at the phone number you provide. Information obtained as part of the SMS consent process will not be shared with third parties. 3. Types of SMS Communications If you have consented to receive text messages, you may receive SMS communications related to the following: Case Status: Updates on open issues, responses to inquiries 4. Standard Messaging Disclosures Message Frequency: Frequency of messages may vary depending on your interactions with us. Standard messaging rates will be charged by your mobile service provider. You can opt-out of receiving SMS messages at any time by texting "STOP" to the number from which you received the message. For assistance, text "HELP" " to any text message or contact us directly at 631-471-1215 , you can email us at info@cdli.org or visit our Privacy Policy https://www.cdli.org/notices#privacy Accessibility Statement CDLI is committed to ensuring that our website and digital services are accessible to all individuals, including people with disabilities. We strive to meet or exceed the Web Content Accessibility Guidelines (WCAG) 2.1 AA standards. If you experience difficulty accessing any part of our website, need materials in an alternative format, or require assistance, please contact us at info@cdli.org or (631) 471‑1215. We will work with you to provide the information or service you need. Website Disclaimer The information provided on the CDLI website is for general informational purposes only and is not intended as legal, financial, or housing advice. Program availability, eligibility requirements, and guidelines may change without notice. CDLI makes reasonable efforts to ensure the accuracy of information but does not guarantee completeness or timeliness. External links are provided for convenience and do not constitute endorsement. CDLI is not responsible for the content or accessibility of external sites.

6c291870-d79d-40e5-b544-b9ad1ca90b34 Home How We Can Help Details A deferred loan for the down payment and post-closing home repairs is available for first-time homebuyers. The goal of this program is to improve the quality of decent, affordable housing for New York and home buyers. Household gross income must be below 120% of the area median income based on family size. The deferred loan/grant can be up to $25,000, $32,500, $40,000, $50,000, or $60,000 based on family size and household income, and the number of repairs needed on the subject property. This is a deferred loan, at 0% interest, with no payments required and a term of 10 years, during which time any refinance or transfer of home title will result in the recapture of funds or request from the homeowner for the subordination of the loan if qualified. The home must be used as the primary residence and the homeowner is required to remain in the home for 10 years, or the loan must be paid back. It is required that 51% of the deferred loan amount must be used for post-closing home repairs. All home buyers are required to complete Community Development Long Island (CDLI) NeighborWorks® HomeOwnership Center HUD approved Home Buyer Education class and counseling. The Home Buyer is responsible for obtaining an Engineer’s report and CDLI rehabilitation staff will assist in identifying the repairs, contract with licensed and insured contractors to get the best pricing, and provide project management and oversight. The home being purchased must be located in Nassau or Suffolk County must be a co-op, condominium, single-family, or legal two-family home, and must be owner-occupied. Grant awards in excess of $50,000 per unit and up to $60,000 per unit must have an occupancy and repayment schedule of no less than 20 years. The deferred loan will be secured with a note and mortgage. The income of all household members is used to determine eligibility. This program is in effect while funding is available. The program may end at any time. Requirements One-month consecutive paystubs (anyone over 18) Three years W-2 forms Proof of any additional income as reported in the application Three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Three months of complete asset statements Home Buyer Education Certificate from CDLI (if available) Photo ID for all applicants Documentation for additional grants funds being used for this transaction Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : Homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply Now! NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing.

2898237f-be51-4ac7-a567-87101e0b5dac Home How We Can Help Details CDLI has been selected by New York State Homes and Community Renewal to administer an Affordable Home Ownership Development (AHOD) Home Improvement Program in Nassau and Suffolk Counties. Funds are made available through the New York State Affordable Housing Corporation. The Long Island Home Improvement Program provides income-eligible households the resources to make necessary repairs that will correct basic structural defects or repair basic building systems that threaten, or if not corrected could threaten, the health and safety of the dwelling’s residents. These home improvements are designed to prolong the useful life of each home as well as increase the dwelling’s health, safety, and sustainability. Funds are available based on need and on meeting the individualized needs of each household that applies. CDLI attempts to assist as many households as funding will allow. Due to the high demand for this program, there is currently a waitlist of approximately 2 years. Typical repairs may include but are not limited to: Heating System Replacements Electrical Service Upgrade Roof Replacement Siding Gutters Energy Efficiency Windows & Doors Handrails, Stoops, & Walkways Structural Correction Health & Safety Measures Requirements Application: LI HIP Application .pdf Download PDF • 198KB Other Documents: LI HIP Guidelines .pdf Download PDF • 4.02MB LI HIP Proxy Verification .pdf Download PDF • 132KB LI HIP Asset Certification .pdf Download PDF • 136KB LI HIP Document Checklist .pdf Download PDF • 150KB Contact Info Phone : 631-363-4699 Email : lihip@cdli.org Email Us Your Documents Email Us Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home.

1 Gracewood Court < Rental Opportunities Gracewood Estates 1 Gracewood Court 96 Units Application Contact Us First-come, first-served/Online Application Affordable Rental Housing Program Guidelines Program Guidelines THIS DOCUMENT CONTAINS THE GRACEWOOD ESTATES PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE WILL BE STRICTLY ENFORCED. Gracewood Estates Program Guidelines .pdf Download PDF • 175KB Community Development Long Island, Inc. (CDLI) , in partnership with Gracewood Estates, LLC (Owner/Manager) , is pleased to announce that it is accepting applications to establish a list of potential applicants for 24 newly constructed affordable rental units located within Gracewood Estates. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at gracewoodestates@CDLI.org . Applications will be processed on a first-come, first-serve basis. Applications will be available ONLY online at www.CDLI.org beginning 9AM December 11, 2023. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. Gracewood Estates Gracewood Estates is a 96-unit rental development located off of Spur Drive South in Islip. Twenty four (24) of the units are designated to be affordable units within the income and rent parameters set forth below. Gracewood Estates is designed with a Hampton-style architecture surrounded by 8+ acres of green space including a landscaped driveway entrance, courtyard with central gazebo, manicured gardens, and specimen trees. Gracewood Estates is an ideal option for Long Island residents looking to downsize and stay in close proximity to the south shore as well as be a part of Islip’s cooperative local community. Income and Rent Restrictions In accordance with the requirements of the Town of Islip Town Board, the twenty four (24) affordable units will be initially leased to households with incomes at or below 80% of the HUD Area Median Income for Suffolk County as adjusted for family size. Maximum income and rent limits for one bedroom units will be based on family size 2, and two bedroom units will be based on family size of 3 in accordance with Town requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable HUD Area Median Income for Suffolk County as adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income Limits for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Based on the above, the initial maximum and minimum income limits and rents for the 24 affordable units at Gracewood Estates are as follows: * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. **Includes utility allowance calculated using TOI PHA utility schedule. Not including any mandatory or optional charges for other services. Utilities Tenants are required to pay utilities as follows: Heat – Natural Gas Cooking – Natural Gas Air-conditioning Hot water – Electric Electric Cable Internet Telephone Initial Tenant Selection Procedures General process Eligibility for a unit involves three steps: (1) Timely submission of a completed Application; (2) Timely submission of additional information required necessary to assess preliminary program eligibility for tenancy including income, tax returns, and related documentation; and (3) Final review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history. Step One – Submission of Wait List Application Applications will be processed on a first-come, first-served basis and may only be submitted on-line, beginning 9AM December 11, 2023. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.CDLI.org beginning 9AM December 11, 2023 and click on the link for Gracewood Estates Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. Step Two – Preliminary Eligibility Review As applicant’s names are reached on the Waitlist, CDLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit required documentation that will include (1) last 2 years of federal income tax returns, W-2 and/or 1099 form; (2) four most recent consecutive pay stubs; (3) three most recent consecutive monthly bank statements for all bank accounts and investment accounts. The applicant will have 5 business days to provide the fully completed Formal Rental Application together with all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12 month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Once a full review of the Formal Rental Application has been completed, the applicant will be notified by email, if available, or by regular mail of their status. If the applicant is deemed eligible, they will be provided with a link to complete the full rental application. A $20 application fee is required and may be payable by credit card. Upon submission of a complete full rental application and application fee, the Owner/Manager will complete a final review and assessment pursuant to Step 3 below. The process set forth in Step 2 will continue until applicants for all 24 of the affordable units have executed a Lease Agreement with the Owner/Manager as described in Step 3 below. Step Three – Tenant Suitability Screening The third step in the process is for the Owner/Manager to conduct a final eligibility review for those applicants deemed preliminarily eligible pursuant to Step 2 above. As applicants are deemed eligible pursuant to Step 2 above, they will be provided with a link to complete the full rental application including upload of bank statements, pay stubs and photo ID. A $20 application fee is required to be paid by credit or debit card online. Owner/Manager eligibility review will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, financial history and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. A personal interview will also be conducted by the Owner/Manager. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. Annual Income Recertification. Tenants will be recertified annually in accordance with the guidelines established for affordability. Tenants will be provided with an affordable unit recertification checklist and acknowledgement at time of lease up which details income recertification requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable 80% of HUD Area Median income for Suffolk County as adjusted for family size. If tenant income exceeds maximum income required for the affordable units, the tenant may continue to occupy the unit but rent will be adjusted to market rent. In the event a unit previously designated as affordable is converted to market rent, the next available unit will be designated as affordable in conformance with the requirements stated within these Program Guidelines. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Town of Islip Town Board. Waitlist The Intake Waitlist will convert to a permanent waitlist once the 24 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. Commitment to Fair Housing & Nondiscrimination The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class Reasonable Accommodations/Modifications for Persons with Disabilities Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Compliance with the Violence Against Women Act (“VAWA”) As applicable, Owner/Manager will adhere to the VAWA final rule that prohibits denial of tenancy or eviction as a result of an incident of domestic violence, dating violence, sexual assault, or stalking that is reported and confirmed. Additional Terms Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Affirmative Fair Housing Marketing Contact Community Development Corporation of Long Island, Inc. 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 Contact Person: Donna Schrimpe Telephone Number: (631) 904-0913 Email Address: gracewoodestates@CDLI.org

e10ab74c-6b39-4e1f-845c-97ed56ec8f08 Home How We Can Help Details This Program Is No Longer Accepting Applications All available funding has been used and we are not currently accepting applications. The Access To Home Program provided assistance to make residential units accessible for those living with physical mobility challenges. The program helps individuals with mobility challenges live safely and independently at home, whether due to disability, injury, or aging, avoiding the need for institutional care. If you are a Veteran, you may qualify for the Access to Home for Heroes program, which is currently accepting applications. Learn more here. If you are seeking help with urgent home safety repairs, you may qualify for an Emergency Home Repair Loan. View program details. If you need accessibility modifications or structural repairs and can manage a low-interest loan, explore our Home Improvement Loan options. Learn more. Homeowners age 62 and older may also consider Reverse Mortgage Counseling to explore whether home equity could help fund necessary modifications. Explore this option. If you are unsure which program may be right for you, contact our team for guidance. Contact us. Access To Home Program Home accessibility options for individuals facing mobility challenges.

Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. About CDLI Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution ; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. Join us in building a future where home matters for everyone. MISSION STATEMENT CDLI invests in the housing and economic aspirations of individuals and families by providing solutions that foster and maintain vibrant, equitable, and sustainable communities. Who We Are Community Development Long Island (CDLI), a regional nonprofit organization, was founded in 1969 by government, business, and civic leaders on Long Island who came together to address the growing demand for affordable housing. That strong tri-sector support continues today. We believe the one place that creates the greatest stability for all people is home, and everyone deserves the right to have one in a safe, supportive neighborhood of their choosing. CDLI serves Long Island’s most marginalized and compromised residents, and has continuously challenged itself to ensure it is the go-to organization for all things home with a focus on furthering fair housing goals and integration. As an exemplary chartered member of NeighborWorks America – and the only NeighborWorks Organization on Long Island – CDLI is a nationally connected, locally focused organization, working to revitalize and build strong communities. The organization meets a high standard of fiscal integrity and service performance, and its team of over 115 highly committed, community-centered professionals collectively manage a variety of programs across several areas of focus that address the dynamic challenges faced by those who live and work on Long Island. CDLI serves more than 25,000 individuals each year in Nassau County, Suffolk County, Brooklyn, and Queens. CDLI is committed to Community Development and Housing for All, Economic Stability, and Advocacy because home matters for all people. The organization’s planning, decision-making, and programming nurture resident leadership and community ownership, inclusive community norms, and deep respect across racial, ethnic, and cultural differences. As an organization, we celebrate diversity, we support it, and we thrive on it for the benefit of our team members, our customers, and our community. Who We Are Leadership Team Gwen O'Shea President & CEO Sharon Fierstein Chief Financial Officer Jeanmarie Buffett Chief Development & Planning Officer Heather Carroll Senior Vice President of People & Culture Brook Leighton Senior Vice President of Marketing & Development Natalie Wright Senior Vice President of Rental Assistance William Achnitz, III Vice President Home Improvement & Optimization Tricia Gleaton Vice President of Rental Assistance Rachel E. Seiler Vice President of Resident Services Ayanna C. Wayner Vice President of Real Estate Michael DiMarcantonio Assistant Vice President of Home Improvement & Optimization Pat McHeffey Director of CDCLI Funding Corporation Priya Mehra Director of the Homeownership Center Leadership Team Board of DIrectors Board of Directors Brian Clarke Chair Ann-Marie Scheidt, Ph.D. Vice Chair Stony Brook University James Coughlan Immediate Past Chair TRITEC Real Estate Company Jan Burman B2K Development David Calone Jove Equity Partners Marian Conway NY Community Bank Foundation Adrian Fassett Economic Opportunity Council of Suffolk, Inc. Richard V. Guardino, Jr. Long Island Regional Planning Council Thomas J. Killeen, Esq. Attorney Keith Novitz FlagStar Bank Gwen O'Shea Community Development Long Island Richard Roberts Red Stone Equity Partners Theresa Sanders Evlyn Tsimis JPMorgan Chase Rashid Walker First Street Capital Jessica Pearlstein Northwell Health Council of Advisors Council of Advisors Frederick C. Braun, III Chair Industrial Development Agency Sol Marie Alfonso-Jones Long Island Community Foundation Peter A. Appello Capital One, N.A. Elizabeth Custodio M&T Bank Brian Dowling Consensus Housing Partners, LLC John R. Durso Local 338, LI Federation of Labor Michael Florio Long Island Builders Institute Colleen Galvin Mastercard Erase Racism Eric Hibbert Bank United Doreen Spagnuolo Long Island Board of Realtors Jay T. Korth Catholic Charities Steven Krieger The Engel Burman Group Lawrence Levy National Center for Suburban Studies at Hofstra University Daniel Lloyd Minority Millennials, Inc. Denise D. Pursley Nixon Peabody LLP Jennifer Smith Citizens Bank Impact and Results Learn how CDLI is helping the people of Long Island change their lives. Impact & Results

19ad2dc0-1f2d-4c7d-9051-ebe500809541 Home How We Can Help Details Objective: To offer a low interest rate second mortgage loan product for gap funding on Plus One ADU Grant projects. Currently being offered to Plus One ADU Grant applicants in the Towns of Babylon, East Hampton, Shelter Island and Southampton. Below are the parameters for CDLI’s Accessory Dwelling Unit Loan Product: Applicant homeowners must go through CDLI’s ADU grant process to secure primary financing before applying for this loan Minimum Credit Score = 625 Loan amounts up to $125,000.00 based on need and funds availability Applicant’s Income must not be greater than 100% of the Area Median Income (AMI) adjusted for family size Interest (4% or 6%) based on household income in relation to the Standard AMI for the county of residence with no adjustment for family size APR = 4.84% for loans with interest of 4% APR = 6.909% for loans with interest of 6% APR calculations are based on a loan of $125,000 over 10 years (120 months) considering loans fees, interim interest, and possible title insurance costs . Duration: 10 year-term (120 months). Other terms may be allowed based on underwriting guidelines Second lien position is required Title insurance may be required for all loan amounts. Borrower to pay the loan fees at closing Loan fees: 1% origination fee $120 application fee $125 processing fee Title insurance fee (applicant to shop for) Loans will be disbursed at closing. A signed contract with the builder/contractor will be required at closing, or before disbursement. Contact Info Phone : (631)-471-1215 ext. 1510 or 1930 Email : Homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply Now Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit.