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How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Community Development Financial Institution Established in 1997, CDCLI Funding Corporation is a certified Community Development Financial Institution (CDFI) that promotes community development by providing capital loans to historically underserved and under financed communities and individuals. Our CDFI(Community Development Financial Institution) has provided a variety of lending options to meet the needs of our ever evolving communities. These products include micro loans, business growth loans, and the SBA7(a) Loan Guaranty Program for loans up to $950,000. Today, our CDFI provides a cross-section of loan products from pre-development loans for small-medium size homeownership and rental developments, to down payment assistance loans and accessory dwelling construction loans. We welcome the opportunity to serve individuals and developers directly, as well as partner with financials institutions and investors to deploy capital into communities. We're available to discuss today: (631) 471-1215 Ext. 1510 (631) 471-1215 Ext. 1930 HomeLoan@cdcli.org Contact Us Property Developers & Owners Featured CDFI Programs Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Making Moves for Landlord & Brokers Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Access to Home for Heroes Home accessibility modifications for veterans with mobility challenges. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Health Empowerment Alliance of Long Island (HEALI) Medicaid members may qualify for free support services that address housing, health, and home safety needs through CDLI and the HEALI Social Care Network. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Counseling Access your home equity to cover expenses while aging in place. Learn More Targeted Home Improvement Program (THIP) Free funding for critical repairs in the Village of Hempstead. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU). Learn More Load More

Get in touch with our nonprofit organization at 1660 Walt Whitman Road, Melville, NY, USA. We're here to help! Reach out via the contact form. Contact us We are here to help! 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 (631) 471-1215 info@cdcli.org Reach us directly via the form below form. Send Sign up for our Newsletter Be the first to hear about new opportunities and community updates.

Plus One ADU Program Enrollment FAQ’s- Get answers to common questions about the ADU program. Explore eligibility, application steps, and important guidelines for homeowners. Plus One ADU Program Enrollment FAQ’s Frequently Asked Questions Plus One ADU FAQ How much does an ADU cost? That depends on what you would like to build! For example, converting an existing garage will be less expensive than building a new free-standing dwelling unit. Our project team can provide suggestions to bring down project costs. However, homeowners usually need to contribute funds above the Plus One ADU grant amount. How much funding does Plus One ADU provide? The Plus One ADU Program may provide up to $125,000 (which includes CDLI program support, such as design, permitting, construction oversight, closeout and ongoing compliance) in forgivable grant funds. The total amount available for construction costs is up to $115,000. Applicants who do not use grant funds for pre-development costs (design, procuring an architect without CDLI putting out an RFP or getting the design, etc.) will have more funding available for construction up to a maximum of $115,000. What if constructing my ADU costs more than the grant can provide? Either (1) Reduce project scope to be within budget, or (2) Submit proof that you have or can borrow the necessary additional funds to complete the project. Is the Plus One ADU Program a loan program? Do I have to pay the money back? The Plus One ADU Program is a forgivable grant program. As long as you continue to meet program requirements, you will not have to pay the money back. Homeowners and ADU renters must maintain year-round residency and keep property in good condition and repair for 10 years or until sale of property. A deed covenant will be required to be filed with the County Clerk. Who will manage my design? Homeowners can choose their own design team or can work with an architect through CDLI. If homeowners pay for design costs directly, they can work with a designer of their choosing and they will have more grant funds available for construction costs. If CDLI procures a design team, the costs incurred will be drawn from that $115,000 in grant funds. In either case, Homeowners will work closely with the chosen firm to discuss designs. If a homeowner chooses to work with an architect through CDLI and then decides to cancel the project after design costs have been incurred they may be responsible for those costs. Who will manage my construction? CDLI will oversee all aspects of the construction process from contractor bidding & selection, compliance with MWBE/SDVOB utilization standards, general construction oversight & coordination between property owners and contractors, preparation of payment requests & other essential activities to ensure efficient construction. I have a contractor in mind, can I work with them? Yes, if they meet our requirements (licensing, insurance, etc.) and there is no conflict of interest. You will need to provide itemized work scope and cost estimate from your selected contractor as well as one additional written quote to confirm the cost is competitive. How will funds be disbursed to contractors? Plus One ADU grant funds can only be issued on a reimbursement basis. Advance payments to contractors are not permitted. Contractors may submit receipts for reimbursable items such as materials purchased, surveys etc. Plus One ADU grant funds will be paid to contractors in progress payments at 50% completion and 100% completion. 10% of funds will be held until a Certificate of Occupancy has been issued. Contractors may submit invoices for reimbursement of materials, permit fees and survey prior to 50% completion. If Plus One ADU grant funds are disbursed for these items, that amount will be deducted from the payment at 50% completion. For construction projects which exceed the Plus One ADU grant amount, a payment schedule will be included in the contract to delineate the split between homeowner payments and Plus One ADU grant payments.

Discover a world of impactful events at our nonprofit organization in Melville, NY. Join us in creating meaningful experiences and making a difference. Events Wed, Jul 29 Realtor Lunch & Learn / CDLI's Melville Office RSVP Jul 29, 2026, 12:00 PM – 2:00 PM CDLI's Melville Office, 1660 Walt Whitman Rd, Melville, NY 11747, USA Join LIBOR and Community Development Long Island (CDLI) for an engaging, in-person session designed to equip Realtors with valuable tools and information to support both prospective and current homeowners. Share

3000 Brookwood Circle < Rental Opportunities Pinehurst 3000 Brookwood Circle 140 Units Application Contact Us

aac4e078-24db-4314-a4a4-a929bed26c0e Home How We Can Help Details In collaboration with Home HeadQuarters, a nonprofit entity based in Syracuse, NY, CDLI offers loan packaging for potential buyers looking to acquire a manufactured home. CDLI staff will educate potential applicants on the loan process and take their applications. Home HeadQuarters’ staff will process and underwrite the loan. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdli.org See If You Qualify Contact us! Contact Us Manufactured Home Loan packaging for acquiring a manufactured home.

c6c55488-2f5a-4157-a8e4-b646ba628f61 Home How We Can Help Details Financial Fitness, Health, & Wealth Our Financial Fitness, Health, & Wealth course is an approach to foster behavioral changes that will affect families over the long term, allowing them to set and reach financial goals. Learn more by attending our education classes that take place over 4 sessions. Financial Fitness graduates have the option to enroll in Financial Coaching and receive one-on-one long-term guidance. Participants are empowered to create a personal, workable family budget, establish a savings plan, and address credit issues. CDLI’s Financial Coach leverages knowledge and skills learned in Financial Fitness, Health, & Wealth to help individuals determine their own needs and abilities to reach their goals. Learning how to budget and save are the key skills taught in our financial fitness class. Homeowners and renters are taught how to modify spending behavior, reduce debt, increase savings, and repair credit blemishes. There is a $25 Registration/Credit Report Fee per person. Course topics include: Basic Banking, Money Management, and Savings, Establishing Good Credit, Steps to Repair Your Credit, and Consumer Awareness & Predatory Lending. Learn more about Financial Fitness, Health, & Wealth: https://www.youtube.com/watch?v=00zHxcCrYjM Contact us today to create an account and learn more about our services. Requirements There is a $25 Registration fee Returning Clients Access your account. Already have an account? Click Here to Log In New Customer? Start Here Start the registration process here for our Financial Education and Coaching services. Start Registration Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdli.org New Customer? Start Here Start the registration process here for our Financial Education and Coaching services. Start Registration Financial Education & Coaching Set and achieve financial goals on the path towards homeownership.

20ae4b7a-cf0a-442d-89cb-91e3a26d2c54 Home How We Can Help Details Are You A Medicaid Member? We’re Here to Help. Community Development Long Island (CDLI) is a proud partner of the Health Empowerment Alliance of Long Island (HEALI), Long Island’s Social Care Network (SCN) under the New York State Medicaid 1115 Waiver. HEALI is a regional network of more than 100 community-based organizations, healthcare providers, and social service partners working together to connect Medicaid members with services that address health-related social needs. Through this collaborative network, individuals and families across Nassau and Suffolk Counties can access coordinated support that improves health, safety, and overall quality of life. As part of the HEALI Social Care Network, CDLI provides services that help identify needs and connect Medicaid members to critical supports, including: Health-Related Social Needs Screening A short screening to identify health and housing needs that may qualify for support. Navigation and Care Coordination Help connecting you to the right local services and providers. Enhanced Case Management Ongoing support to help you access and stay connected to needed services. Asthma Remediation Home improvements that reduce asthma triggers such as mold, pests, and poor ventilation. Asthma Self-Management Education Education and guidance to help you better manage asthma at home. Home Remediation Services Repairs and improvements that make your home healthier and safer. Home Accessibility Modifications Modifications such as ramps, handrails, or grab bars to improve safety and mobility. These services are designed to address factors that impact health outside of the doctor’s office—such as housing conditions, environmental triggers, and accessibility challenges—so individuals can live more safely and independently. Start with a Free, Confidential Screening If you or someone in your household is enrolled in Medicaid, you may be eligible for a free screening to identify services that can support your health and well-being. By contacting CDLI, you can: Complete a confidential screening Learn what services you may qualify for Get connected to CDLI and other trusted HEALI network partners Start Here Contact Info Phone : 631-648-5050 Email : gcornejo @cdli.org Fill Out the Interest Form Click Here Email Us Health Empowerment Alliance of Long Island (HEALI) Medicaid members may qualify for free support services that address housing, health, and home safety needs through CDLI and the HEALI Social Care Network.

8c118add-32b6-4d1e-b79b-7de3856b85bf Home How We Can Help Details Many seniors have significant home equity that could be used to help pay for everyday high expenses or medical bills while continuing to age safely in their current homes. This financial product has received mixed coverage over the years, but in the right situation, it can make a lot of sense to tap into the equity in your home. The HECM program (short for Home Equity Conversion Mortgage) provides a great way to do this. This option allows seniors to access their home's value avoiding the need to sell and relocate. Learn more about our Home Equity Conversion Mortgage: https://www.youtube.com/watch?v=rM0TVaxnicM Requirements Receive counseling before taking out this loan New Customer? Start Here! Start the registration process here for our Reverse Mortgage counseling. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdli.org New Customer? Start Here! Fill our our interest form! Click Here Reverse Mortgage Counseling Access your home equity to cover expenses while aging in place.