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- Voucher Homeownership (VHO) | How CDLI Can Help
dbc3360a-9922-4046-b82b-43008f7d6816 Home How We Can Help Details CDLI’s Voucher Homeownership Program enables existing Housing Choice Voucher participants to accomplish healthy and sustainable homeownership through subsidies and creative financing. Learn more: Families that are currently participating in the Housing Choice Voucher Program administered by CDLI and other housing authorities in Nassau and Suffolk Counties are eligible. Each household is evaluated in accordance with their income so that a maximum of 40% of their monthly gross income goes toward payment of principal, interest, taxes, and insurance payments (PITI). They obtain a mortgage for an amount they can afford through a conventional or FHA-insured lender. The difference between the conventional mortgage amount that the applicant can afford and the purchase price of the home, less the down payment, determines the amount of a second mortgage provided by CDLI’s affiliated Community Development Financial Institution (CDFI). Learn about the requirements and benefits of the program, and how CDLI can help you use your Housing Choice Voucher to accomplish homeownership. Requirements One-month consecutive paystubs (anyone over 18) Two years W-2 forms Proof of any additional income as reported in the application If self-employed, provide three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Photo ID for all borrowers and Employee ID or Medical Card Non-refundable loan application fee of $120 Proof of Home Owner’s Insurance CDLI Home Buyers Education Certificate Section-8 Family report Voucher Homeownership Orientation There are no upcoming orientations. Please check back here for updates. Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply today! Apply Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher.
- Plus One ADU Program | How CDLI Can Help
4b310cab-6070-4cd2-b2b4-95fb6965489d Home How We Can Help Details Shelter Island residents – Plus One ADU grant application is now open – See if you qualify HERE ! Attention Babylon, Southampton, and East Hampton residents – Plus One ADU grant application is currently closed. Please check back here for updates. Accessory Dwelling Units (ADUs) are secondary housing units on a single-family residential lot. ADUs benefit homeowners, renters, and the community by creating more housing options while maintaining the character of single-family residential suburban and rural communities. For homeowners, a code-compliant ADU can provide an additional source of income, flexibility for multi-generational housing, and an increase in property value. CDLI has been selected by New York State Homes and Community Renewal to administer the new Plus One ADU Program in the Town of Babylon, East Hampton, Shelter Island, and Southampton. The Plus One ADU Program provides a full-service program to support low- and middle-income single-family homeowner occupants who wish to: Build a new accessory dwelling unit on their property OR Improve an existing ADU that needs to be brought into compliance with code requirements. Click here for Plus One ADU Program FAQs Income Guidelines Household Size 1 2 3 4 5 6 7 8 Household Maximum Annual Income $138,495 $158,280 $178,065 $197,850 $213,678 $229,506 $245,334 $261,162 Program Highlights Up to $125,000 in grant funding including project management costs per ADU constructed. Program support includes ADU design, permitting, and construction costs including oversight and closeout. Household annual income must be at or below the current Nassau/Suffolk Area Median Income based on household size.[1] Homeowners and renters must maintain year-round residency and keep the property in good condition and repair for 10 years or until the sale of the property[2] Requirements What documents do I need to apply? Babylon Residents click here East Hampton Residents click here Shelter Island Residents click here Southampton Residents click here Design Guidelines Babylon Residents click here East Hampton Residents click here Shelter Island Residents click here Southampton Residents click here [1] Currently $197,850 for a household of 4. [2] In the event of the sale of property or non-compliance, the amount of grant funds will be subject to repayment in accordance with a simple annual declining balance, based on the ten-year regulatory period. Contact Info Phone : (631) 364-5646 Email : PlusOneADU@cdcli.org See If You Qualify Our Team will contact you after reviewing your interest form! Submit Interest Form Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction.
- Emergency Home Repair Loan | How CDLI Can Help
eb544b3b-a71b-4a8e-ab95-d91ca6a1e0f3 Home How We Can Help Details The type of repairs that are covered include, but are not limited to: Hot water heater Heating system Roof repair (due to leak) Wind damage (due to storm) Tree removal Termite treatment or damage Broken window(s) Removal of an oil tank Chimney repair Basement leaks Requirements Home Repairs up to $5,000 for emergency repairs Must be owner-occupied single-family homes Household income cannot exceed 120% of the Area Median Income for Long Island Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us! Contact Us Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs.
- Mainstream Voucher Program | How CDLI Can Help
9089b240-8ecf-47a6-8501-fec9db6940bd Home How We Can Help Details About the Mainstream Voucher Program The Mainstream Voucher Program helps non-elderly people with disabilities and their families access affordable housing through tenant-based rental assistance. If you currently have a Mainstream Voucher or if you are on a waitlist, please create an account with the Mainstream Portal to manage your information and stay connected. For step-by-step instructions and answers to common questions, visit our Mainstream Portal Guide & FAQ . *The Mainstream Voucher Program waitlist is currently closed. Please follow us on our social channels to stay up to date on when the wait list and/or applications open back up Contact Info Email: mainstreamapplicantportal@cdcli.org Access the Mainstream Portal Click Here Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community.
- First Time Homebuyer Education | How CDLI Can Help
f894e34d-bdcf-4570-8ef0-ef27f87b2130 Home How We Can Help Details Preparation for homeownership starts long before the purchase takes place. CDLI will help you to become mortgage-ready by educating you about the buying process, pitfalls to avoid, and available funding opportunities. CDLI can help make your dream become a reality. Buying a home can be challenging especially for a first-timer. Whether you are ready to buy a home right away, or whether you need additional preparation, the team at CDLI will help you through every step of the way! Learn more about our First Time Homebuyer program: Homebuyer Education Classes CDLI offers comprehensive Homebuyer Education (HBE) classes that fulfill the U.S. Department of Housing and Urban Development (HUD) 8-hour requirement. These classes are led by HUD-Certified Housing Counselors and are designed to prepare first-time homebuyers with the knowledge and tools they need to navigate the homebuying process with confidence. What to Expect: Classes are offered both in-person and via Zoom The cost is $50 for the course Participants receive one-on-one counseling following the class A Certificate of Completion is provided, which is often required for down payment assistance or grant programs (e.g., SONYMA) Our classes include guidance from: A HUD-Certified Housing Counselor A loan officer A licensed real estate agent A real estate attorney First Time Homebuyer Orientation Click the link below to watch our free, virtual First-Time Homebuyer Orientation video. This informational session provides an overview of the program and what to expect as you begin your homebuying journey. Watch Orientation Video New Customer? Start Here! Start the registration process here for our First Time Homebuyer course. Click Here to Register Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here! Fill out our interest form! Click Here First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI.
- Long Island Zoning Atlas | How CDLI Can Help
76764139-443f-4dbf-b271-7e287232156e Home How We Can Help Details First-Ever Long Island Zoning Atlas Comes To Life! Interactive Zoning Atlas allows Long Island stakeholders to understand what kind of housing can and cannot be built across Nassau and Suffolk’s 1,200+ zoning districts. This innovative online platform, the first of its kind in New York State, provides a comprehensive mapping of all zoning districts, offering detailed insights into the types of housing permitted in each area, and other critical characteristics. With the zoning atlas you can: find out which zones allow or prohibit different types of housing; see what legislative & special taxation districts overlap with each zone; access your municipality's zoning ordinance online. Access the Long Island Zoning Atlas here . User guideline below: Using_the_LI_Zoning_Atlas_Dec2023 .pdf Download PDF • 2.46MB Contact Info Phone : (631) 471-1215 Email : info@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Access the Long Island Zoning Atlas. Zoning Atlas Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more.
- Single Family Home Development (SCLBC) | How CDLI Can Help
fe2ef4bd-e560-4b63-ab35-ff89e44f7cbd Home How We Can Help Details In collaboration with the Suffolk County Landbank Corporation (SCLBC) and the New York State Attorney General’s Office, SCLBC purchases abandoned and foreclosed homes and CDLI rehabilitates them to a high-quality standard. CDLI then makes them available for sale to qualified first-time home buyers. Our goal is to revitalize Long Island neighborhoods and to promote homeownership. Guidelines Suffolk County Landbank Program Guidelines Pautas del Programa de Suffolk County Landbank Contact Info Phone : (631) 471-1215 ext 1550 Email : wachnitz@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify If you are interested in finding out about housing opportunities, sign up below! Sign Up Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership.
- Housing Choice Voucher (Tenants) | How CDLI Can Help
000abd6e-07eb-44c4-990b-9b1a604e23f7 Home How We Can Help Details Housing Choice Voucher About Housing Choice Voucher Program for Tenants The Housing Choice Voucher program (often referred to as Section 8) assists families and individuals to afford decent, safe, and sanitary housing in the private market. The participant is free to choose any housing that meets the requirements of the program, including single-family homes, townhouses, and apartments, and is not limited to units located in subsidized housing projects. Once the tenant and landlord sign a lease, the tenant's family typically contributes 30%-40% of their income towards rent and utilities, and the HCV program pays the remainder directly to the landlord. CDLI is the Local Administrator for the New York State Homes & Community Renewal (HCR) Housing Choice Voucher program for Nassau and Suffolk Counties, the Town of Hempstead, the Village of Sea Cliff, and select project-based voucher buildings in Brooklyn. For all programs, CDLI oversees tenant eligibility, lease-up, annual recertification, and Housing Quality Standards inspections of all units. CDLI is committed to knowledgeable customer service and program administration for all its tenants and landlords on behalf of all its partner organizations. The Wait List The waiting list is currently closed for all HCV programs. Please follow us on Instagram to stay up to date on when the wait list and/or applications open back up. @ communitydevelopmentli Housing Choice Voucher Recertification Visit our Recertification Page to learn more. Unsure who your assigned housing specialist is? Submit a request here . Getting your Voucher and Leasing Up Voucher and Lease Up .pdf Download PDF • 195KB Porting your Voucher to CDLI CDLI is only billing for portability vouchers. Prior to sending the participant’s portability information, the initiating Housing Authority should ensure the household composition is accurate, review the portability process with the interested participant, and confirm if they want to port to Nassau County or Suffolk County. The voucher size issued by CDLI can differ from the voucher size issued by the initiating Housing Authority as it is based on our guidelines. A portability package should be submitted from your current housing authority to: Email: portability@cdcli.org Fax: (631) 648-5009 Once the portability package is received, our Eligibility Team will follow up within 2 weeks of receiving the information to review the participant’s information and process the portability. Payment Standards and Rent Increase Information The resources below provide information regarding potential rental rates and rent increases for units participating in the HCV program. Please read through the HCV Program Payment Standard and Rental Increase Guidance document to assist in determining potential rent or opportunities for rental increases. Payment Standards 2026 NYE Payment Standards 2026 Nassau Payment Standards 2026 Suffolk Payment Standards Utility Allowances 2026 NYC Utility Allowances 2026 Village of Freeport Utility Allowances 2026 Nassau Utility Allowances 2026 Suffolk Utility Allowances Project Based Vouchers ONLY 2026 Nassau/Suffolk PBV Rent Limits 2026 NYE PBV Rent Limits Supportive CDLI Programs Making Moves The Making Moves program provides housing mobility coaching and financial assistance to Housing Choice Voucher (Section 8) families that have children aged 18 or under who are interested in living in well-resourced areas and offers possible additional tenant incentives. Visit our Making Moves page here . Click here to view The Long Island Opportunity Lookup tool. Family Self-Sufficiency Family Self-Sufficiency is a FREE voluntary program that helps families/individuals with a CDLI Housing Choice Voucher (Section 8) obtain services to become more economically stable and successful. Visit our FSS page here. Additional Resources HUD HCV Resources This page will provide you with an overview of the program and answers to frequently asked questions. Click here. Violence Against Women (and Others) Act Resources The Violence against Women Act of 2013 (VAWA) provides special protections for victims of domestic violence, dating violence, sexual assault and stalking who are applying for or receiving assistance under the Housing Choice Voucher (HCV) program. VAWA protections are not only available to women but are available equally to all individuals regardless of sex, gender identity, or sexual orientation. New Violence Against Women Act (VAWA) Website If You've Experienced Domestic Violence Notice of occupancy rights under VAWA to Housing Choice Voucher program applicants and participants who are or have been victims of domestic violence, dating violence, sexual assault, or stalking: Sample of Notice Occupancy Rights Under the Violence Against Women Act, Form HUD-5380 Certification of Domestic Violence, Dating Violence, Sexual Assault, or Stalking and Alternate Documentation, Form HUD-5382 Emergency Transfer Plan for Victims of Domestic Violence, Dating Violence, Sexual Assault, or Stalking (HCV Version) Emergency Transfer Request for Certain Victims of Domestic Violence, Dating Violence, Sexual Assault, or Stalking, Form HUD-5383 National Domestic Violence Hot Lines: 1 (800) 799-SAFE 1 (800) 799-7233 1 (800) 787-3224 Suffolk County Resources Brighter Tomorrows, Inc. brightertomorrowsli.org (631) 395-1800 Provides residential, transitional and non-residential domestic violence services. OCFS Licensed and Approved. Long Island Against Domestic Violence liadv,org (631) 666-8833 Provides both residential and nonresidential domestic violence services. OCFS Licensed and Approved. The Retreat, Inc. theretreatinc.org (631) 329-2200 Provides both residential and nonresidential domestic violence services. OCFS Licensed and Approved. Victims Information Bureau of Suffolk (VIBS) vibs.org (631) 360-3606 Provides nonresidential domestic violence services. OCFS Licensed and Approved. Nassau County Resources Circulo de la Hispanidad, Inc. - Salva Domestic Violence Program nassaucountyny.gov (516) 889-2849 Provides nonresidential domestic violence services. OCFS Licensed and Approved. Long Island Against Domestic Violence liadv,org (631) 666-8833 Provides both residential and nonresidential domestic violence services. OCFS Licensed and Approved. The Safe Center Long Island tscli.org (516) 542-0404 Provides both residential and nonresidential domestic violence services. OCFS Licensed and Approved. Contact Info Phone : (631) 471-1215 Email : info@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us today! Contact Us Housing Choice Voucher (Tenants) Opportunities to receive rental assistance.
- Rent-To-Own Program | How CDLI Can Help
06b68684-1d18-48bb-bb53-ba72fe625d3f Home How We Can Help Details CDLI Housing Development Fund Corporation (“CDLI Housing”) offers a Rent-to-Own Program to help Long Islanders accomplish homeownership. Under this program, we acquire and renovate single family dwellings to high quality standards, including energy efficient and green measures. The properties are offered for rental to Long Islanders who have committed to accomplishing homeownership within the next three years. To achieve homeownership, tenants are required to participate in our Homeownership Center’s Financial Fitness Health and Wealth Program as well as complete a Homebuyer Education course. These programs are designed to assist participants in improving their credit rating, building their savings, and becoming eligible for mortgage financing. There are currently no homes available under this program, check back regularly for updates. Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us! Contact Us Rent-To-Own Program Helping Long Islanders to accomplish homeownership.
- Foreclosure Intervention | How CDLI Can Help
24531bb2-3819-4739-ba77-10fd47d1300a Home How We Can Help Details At CDLI, we are passionate about keeping people in the homes that they have worked so hard to get. The Foreclosure Intervention program is a free program specifically for those who are going through mortgage challenges. A potential foreclosure can happen to anyone, often due to forces out of their control, such as: Loss of a job Unexpected medical expenses Divorce Condo or co-op assessment Tax increase Mortgage rate adjustment Here’s the key: the sooner you come to see us, the better. Our HUD-certified housing counselors can help you navigate the complexities involved with the foreclosure process. There are a wide range of options available to homeowners, including: Creating a personalized action plan Legal referrals for pro bono help CDLI communicating with your lender on your behalf Mortgage modifications for eligible customers Transition options Financial coaching for budgeting and debt issues Our housing counselors explain the process in more detail in the video below:: The Foreclosure Intervention program is available for free at no cost to the homeowner. It is sponsored through the New York State Homeowner Protection Program, which is from the Office of the Attorney General. At CDLI, our housing counselors are on your side so you do not have to navigate this complicated process by yourself. You have an advocate in your corner. Requirements: Have a mortgage Have either an anticipation that you'll fall behind on your mortgage or Actually be behind on your mortgage payment New Customer? Start Here! Start the registration process here for our Foreclosure Intervention counseling. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631) 471-1215 ext. 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here! Fill out our interest form! Click Here Foreclosure Intervention Contact CDLI before it's too late.










