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21 Manor Ave. < Rental Opportunities Twin Oaks Apartments 21 Manor Ave. 94 Units Application Contact Us

159 Main St < Rental Opportunities 159 Main Street, Hempstead NY 159 Main St 228 Units Application Contact Us Lottery will be held November 4, 2025. Link to the lottery will be provided via mail/email to applicants after October 21, 2025 Applications must be postmarked or submitted online by October 21, 2025

7bc3da73-1931-4f48-a1b3-7d974a1fe7c4 Home How We Can Help Details To further CDLI's mission of increasing investment in neighborhoods, protecting the assets of homeowners, and protecting the environment, a low-interest rate loan product with zero application fees, and zero closing costs is now available to assist with the installation of a Suffolk County approved septic system replacement! This new loan from CDLI is made available in conjunction with the Suffolk County Septic Improvement Program. Under the Suffolk County Septic Improvement Program, homeowners may apply for a grant from Suffolk County to assist with the cost of replacing outdated and failing septic systems with state-of-the-art nitrogen reducing systems designed to reverse decades of damaging nitrogen pollution of ground and surface waters. CDLI will then make its low interest loan available, if the homeowner is in need of additional funds to cover the costs of installing the new system. These loans are made available with NO application fees and NO closing costs. The purpose of the loan is to provide “gap” funds to finance the difference between the Suffolk County grant and the contract amount needed to install the replacement septic system. Loan amounts cannot exceed $10,000. Remember: The purpose of the loan is to provide gap funds to finance the difference between the grant provided by Suffolk County and the contract amount needed to install the septic replacement system (up to $10,000). Requirements 1. Apply for Suffolk County Grant If you have not already, apply for the Suffolk County grant APPLY HERE 2. Suffolk County Grant Certificate Obtain a Suffolk County Grant Certificate indicating the amount of your Suffolk County grant. 3. Check if you are pre-qualified To assist in installer selection, you may want to be pre-qualified. APPLY HERE 4. Determine Final Installation Cost Obtaining an engineer’s report to determine appropriate system Interviewing installers and obtain a quote Filing all applicable permits and determine all associated costs Contact us if you need help 5. Determine Eligible Loan Amount Final Installation Cost minus the amount of the Suffolk County Grant equals the Eligible Loan Amount (up to a maximum of $10,000) Apply for the Septic Replacement Loan Once you've completed steps 1 through 5 apply for the loan. You can always contact us for help. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply for CDLI Septic Loan program Apply Septic Replacement Loan Program A low-interest rate loan to update failing septic systems.

770b1c5c-d641-469a-9c4a-abf43ea27cd2 Home How We Can Help Details Earn Reliable Income + Incentives The Making Moves Program helps families who are enrolled in our mobility program, and are working with a CDLI coach to use their housing choice voucher to move to communities that promote better health and life satisfaction, and improve children's school and future earnings success. Making Moves supports landlords and brokers through secure and reliable rental payments, plus financial incentives for leasing in well-resourced communities. https://video.wixstatic.com/video/d28675_5a520e2223b64f1091b627ad77573a8d/1080p/mp4/file.mp4 Bethany House Landlord Testimonial Financial Incentives For Landlords $2,000 bonus for housing Making Moves families in well-resourced communities One month’s rent incentive through the HCR HCV program For Brokers Making Moves pays the broker's fee equivalent to one month's rent $500 bonus to brokers who refer a landlord to Making Moves who leases a unit in a well-resourced community to a Making Moves family Why Partner with Us Reliable Income The Housing Choice Voucher program provides steady, government-backed rent payments directly to landlords. Responsible Tenant Education Our tenants receive resources to help them maintain their homes and we offer support with tenant education on how they can responsibly maintain their rental unit. Tenant Support 2 years post-move support from Making Moves Coaches to help sustain tenancies and protect your investment. Property Qualification Tool Click here to see if your property qualifies for this amazing opportunity and incentives! Check Property Eligibility Note: Results may vary between this tool and Google Maps. Contact us a t makingmoves@cdcli.org for additional support if needed. Eligibility Requirements Your property must: Meet basic HUD housing standards Be located in a well-resourced community Have an active and current rental permit Connect with us to have a team member reach out to discuss the Making Moves program and how it can work for you. Get Started Calling all landlords and brokers Attend the next HCV Landlord Forum Landlord Forum June 9, 2026 at 11:00 AM Virtual Webinar Register Now Discover the essentials of the Housing Choice Voucher (Section 8) program while debunking common myths. Learn about inspection requirements and gain a deeper understanding of both landlord and tenant rights and responsibilities. This forum will provide: A practical overview of CDL’s role in supporting landlords and tenants Tips for successful landlord–tenant relationships Steps to becoming a great landlord Strategies for working effectively with the Rental Assistance team (e.g. Rent Increase Request) Whether you’re new to the program or looking to strengthen your knowledge, this forum offers valuable insights to support your success. Contact Info Phone : 631-597-0742 Email : MakingMoves@cdcli.org Interested in Partnering with Us? Get Started Making Moves for Landlord & Brokers

1020 Prospect Ave. < Rental Opportunities Cathedral Place 1020 Prospect Ave. 36 Units Application Contact Us

20b6498c-0756-41e7-82fb-29849d8fe6ee Home How We Can Help Details About the Program The Access to Home for Heroes Program provides up to $25,000 in forgivable loan funding for accessibility modifications. The loan is forgiven after three years if the home remains owner-occupied. If the home is sold before that time, repayment is required. This program supports independent living by adapting residential spaces to meet each individual’s needs and helping veterans remain at home rather than moving into institutional care settings. Who Is Eligible To qualify, applicants must meet both of the following criteria: Income Eligibility Household income must be at or below 120% of the area median income (AMI) Household Size 1 2 3 4 5 6 7 8 Maximum Annual Income @120% AMI $138,500 158,300 $178,100 $197,900 $213,700 $229,550 $245,350 $261,200 Disability or Mobility Limitation The applicant must have a physical disability or substantial difficulty performing daily living activities due to aging. Veteran Status Veterans must provide proof of honorable or general discharge from the VA or Department of Defense. Properties may be owner-occupied or rental units, but must be the primary residence of the participant. Eligible Home Modifications Home modifications may include, but are not limited to: Ramps & Lifts Stair Glides Handrails Expanded Doorways Kitchen and Bathroom Modifications Roll-in Showers, Grab Bars, and Seats Driveways, Walkways, & Stoops Special Thermostatic and Environmental Controls Note: All repairs must address an accessibility issue for the program participant. What You Will Need To apply, download and complete the Access to Home for Heroes Application (PDF): Access to Home Heroes .pdf Download PDF • 3.04MB Sample PMD .pdf Download PDF • 97KB Once completed, submit your application and supporting documents by mail, email , or in person to: Community Development Long Island (CDLI) Attn: Access to Home for Heroes Program 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 Required Documentation: Completed application form Photo ID for all property owners Proof of homeownership (deed, tax bill, insurance, or mortgage statement) Doctor’s note confirming disability or mobility limitation Proof of income (tax returns, pay stubs, or benefits statements) Proof of veteran status (DD-214 or VA discharge documentation) Note: Please do not send original documents. Submit copies only, as application materials cannot be returned. If You Need Help If you have questions or need assistance completing your application, we’re here to help. Our staff can guide you through eligibility requirements, required paperwork, and the application process. 📞 (631) 648-5089 📧 Access@cdcli.org Contact Info Phone : (631) 648-5089 Email : access@cdli.org Email Us Your Documents Email Us Email Us Access to Home for Heroes Home accessibility modifications for veterans with mobility challenges.

11 First Avenue < Rental Opportunities Mill House Apartments 11 First Avenue 20 Units Application Contact Us Mill House Apartments Applications open at 9AM on January 3rd, 2025. First-come, first served/ on-line application Affordable Rental Housing Program Guidelines THIS DOCUMENT CONTAINS THE MILL HOUSE PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE STRICTLY ENFORCED. Community Development Long Island (CDLI) , in partnership with 161 East, LLC (Owner/Manager) , is pleased to announce that it is accepting applications to establish a list of potential applicants for 4 newly constructed affordable rental units located within Mill House. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at Millhouse @cdcli.org Applications will be processed on a first-come, first-serve basis beginning at 9AM January 3, 2025. Applications will be available ONLY online at www.cdli.org . DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. Mill House Mill House is a 20-unit rental development located at 11 First Avenue, Bay Shore, New York. Four (4) of the units are designated to be affordable units within the income and rent parameters set forth below. Mill House consists of one 4-story elevator building with onsite parking available for an additional fee. Each unit comes equipped with stainless steel appliances, quartz countertops, central heat and air and in unit washer/dryers. Community amenities include a lounge space for residents. Income and Rent Restrictions In accordance with the requirements of the Town of Islip Town Board, the four (4) affordable units will be initially leased to households with incomes at or below 80% of the HUD Area Median Income for Suffolk County as adjusted for family size. Maximum income and rent limits for studio units will be based on family size of 1, one bedroom units will be based on family size 2, and two bedroom units will be based on family size of 3 in accordance with Town requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable HUD Area Median Income for Suffolk County as adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income Limits for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Based on the above, the initial maximum and minimum income limits and rents for the 4 affordable units at Mill House are as follows: UNIT SIZE FAMILY SIZE MONTHLY RENT** TOTAL GROSS ANNUAL INCOME RANGE @ 80% HUD AMI Minimum* Maximum Studio 1 $2,045 $73,629 $87,450 2 $2,045 $73,629 $87,450 1 Bedroom 1 $2,319 $83,475 $99,950 2 $2,319 $83,475 $99,950 2 Bedroom 2 $2,578 $92,817 $112,450 3 $2,578 $92,817 $112,450 4 $2,578 $92,817 $112,450 * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. **Includes utility allowance calculated using TOI PHA utility schedule. Not including any mandatory or optional charges for other services. Utilities Tenants are required to pay utilities as follows: Heat – Electric Cooking – Electric Air-conditioning – Electric Hot water – Electric Electric Cable Internet Telephone INITIAL TENANT SELECTION PROCEDURES General process Eligibility for a unit involves three steps: (1) Timely submission of a completed Application; (2) Review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history; and (3) Timely submission of additional information required necessary to assess program eligibility for tenancy including income, tax returns, and related documentation. STEP ONE – SUBMISSION OF WAIT LIST APPLICATION Applications will be processed on a first-come, first-served basis and may only be submitted on-line beginning at 9AM January 3, 2025. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.cdli.org and click on the link for Mill House Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. STEP TWO – TENANT SUITABILITY SCREENING As applicant’s names are reached on the Waitlist , CDLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit photo ID for all household members above the age of 18. CDLI will refer applicants to Owner/Manager to complete a Rental Application . A $20 application fee is required to be paid by all applicants over the age of 18 by credit or debit card online. Owner/Manager eligibility review will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. A personal interview may also be conducted by the Owner/Manager. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be referred back to CDLI for program eligibility review. STEP THREE – PROGRAM ELIGIBILITY SCREENING As applicants are deemed eligible pursuant to Step 2 above, CDLI will notify applicants via email to submit required documentation that will include (2) last 2 years of federal income tax returns, W-2 and/or 1099 form; (3) four most recent consecutive pay stubs, current Social Security Award letter, retirement statements, etc. (4) if applicable, approved subsidy housing assistance information/voucher (3) three most recent consecutive monthly bank statements for all bank accounts and investment accounts. The applicant will have 5 business days to provide all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12-month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. Criminal Background Search A criminal background check will be conducted. There are two mandatory reasons why an applicant WILL be denied tenancy based on their criminal background: (1) applicant or any member of the household has been convicted for methamphetamine production; or (2) applicant or any member of the household is a lifetime registrant on a State or Federal Sex Offender database. In addition, Owner/Manager will assess applicants with criminal convictions and pending arrests for offenses that (1) involved physical danger or violence to persons or property or (2) that adversely affected the health, safety and welfare of other people. These categories of crimes are relevant because they relate to the behavior expected of a tenant, who is to live peaceably alongside other tenants and to respect their property. An individualized assessment will be conducted and a determination made which may result in an applicant being denied. Credit History A credit report will be obtained on each applicant. Applicant must have a satisfactory credit history of meeting financial obligations, including timely payment of rent. Applicants cannot have been late on rental payments in the last 12 months. Outstanding judgements, collections, a history of late payments, and criminal history may be a cause for ineligibility. A minimum credit score of 650 is required. Credit history, outstanding judgements, collections, bankruptcy filing, a history of late payments, and criminal history are reviewed on a case-by-case basis. Annual Income Recertification. Tenants will be recertified annually in accordance with the guidelines established for affordability. Tenants will be provided with an affordable unit recertification checklist and acknowledgement at time of lease up which details income recertification requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable 80% of HUD Area Median income for Suffolk County as adjusted for family size. If tenant income exceeds maximum income required for the affordable units, the tenant may continue to occupy the unit but rent will be adjusted to market rent. In the event a unit previously designated as affordable is converted to market rent, the next available unit will be designated as affordable in conformance with the requirements stated within these Program Guidelines. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Town of Islip Town Board. WAITLIST The Intake Waitlist will convert to a permanent waitlist once the 4 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. COMMITMENT TO FAIR HOUSING & NONDISCRIMINATION The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class. REASONABLE ACCOMMODATIONS/MODIFICATIONS FOR PERSONS WITH DISABILITIES Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Compliance with the Violence Against Women Act (“VAWA”) As applicable, Owner/Manager will adhere to the VAWA final rule that prohibits denial of tenancy or eviction as a result of an incident of domestic violence, dating violence, sexual assault, or stalking that is reported and confirmed. ADDITIONAL TERMS Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Owner /Manager 161 East LLC Telephone Number: 631-666-4040 Affirmative Fair Housing Marketing Contact Community Development Long Island 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 Contact Person: Donna Schrimpe Telephone Number: (631) 904-0913 Email Address: Millhouse@cdcli.org

06b68684-1d18-48bb-bb53-ba72fe625d3f Home How We Can Help Details CDLI Housing Development Fund Corporation (“CDLI Housing”) offers a Rent-to-Own Program to help Long Islanders accomplish homeownership. Under this program, we acquire and renovate single family dwellings to high quality standards, including energy efficient and green measures. The properties are offered for rental to Long Islanders who have committed to accomplishing homeownership within the next three years. To achieve homeownership, tenants are required to participate in our Homeownership Center’s Financial Fitness Health and Wealth Program as well as complete a Homebuyer Education course. These programs are designed to assist participants in improving their credit rating, building their savings, and becoming eligible for mortgage financing. There are currently no homes available under this program, check back regularly for updates. Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us! Contact Us Rent-To-Own Program Helping Long Islanders to accomplish homeownership.

41a5a8dd-9ccd-4d34-beea-a3bd99a08d9e Home How We Can Help Details About The Course Getting your House in Order is a 5 week culturally specific financial education course that takes into consideration African Americans’ shared history, culture, beliefs and behaviors around money management to inform the way we have managed our finances in the past and how we will manage it going forward. Learn more about the course: https://www.youtube.com/watch?v=V_WD57vOL6c New Customer? Start Here! Start the registration process here for our Getting Your House in Order course. 🗓️ Next class starts February 5th! Click Here to Register Returning Clients Already have an account? Access your account. Click Here to Log In Contact Info Phone : (631)-471-1215 ext. 5393 Email : Homeownershipcenter@cdli.org New Customer? Start Here! Take the first step to close the wealth gap! Register Now Getting your House in Order A culturally specific program aimed to improve African American financial well-being.

a23ebe13-8f72-4470-bca8-a2f314f1454f Home How We Can Help Details Where do you imagine yourself in 5 years? Maybe with a new job? A finished degree? Moving towards home ownership? Whatever your goal is, our Family Self-Sufficiency (FSS) program will get you right on track to achieving those goals. Contact us today! Family Self-Sufficiency is a FREE voluntary program that helps families/individuals with a CDLI Housing Choice Voucher (Section 8) obtain services to become more economically stable and successful. FSS Participants can work on: Job training and career counseling Budget/Financial health and wealth classes Homebuyer education Self-Improvement Now I take on all my bills without stress, learn how to maintain my money and not waste it. Thanks to the program, I will make it in life. ~ Corey Ricks, FSS Graduate Who is eligible? To be eligible, you must: Be an adult member of a household with a Housing Choice Voucher (Section 8 rental subsidy) in good standing with CDLI Be motivated to become more economically self-sufficient Be willing to sign a Contract of Participation (COP) and participate actively in service coordination with your FSS team member FSS Provides One-one case management; emotional support and encouragement Links to community services Resources-packed online quarterly newsletter Possible cash savings: based on increases in household earned income, also known as Escrow Potential for Voucher Homeownership Escrow Savings Account Escrow is an incentive for FSS families to increase your earned income. It’s an interest-bearing account established by New York State on behalf of the FSS family where deposits are made throughout the duration of the family’s participation in the FSS program if and when their rent increases as a result of increased earned income by anyone in the FSS family. If the participant who signed the Contract of Participation (“Head of FSS family”) successfully completes the program, they are provided with the money saved. If they meet good standing guidelines, the Head of FSS family can request up to half of what they have earned in escrow at any point during their program participation to support needs related to their Service Plan goals. Completing the Contract of Participation The FSS Contract requires that the family comply with the lease. NEW as of August 2022: All FSS family members (not just the Head of FSS family who elected to participate in FSS and signed the Contract) are welfare-free at the time the FSS contract is completed, and that the Head of the FSS family seek and maintain suitable employment. You must have suitable employment in place by your Contract end date to graduate from FSS and receive any escrow you have accrued. The family successfully completes the FSS Program when it fulfills all its obligations under the Contract of Participation on or before the expiration of the contract term. The FSS program helped me maintain a positive outlook on life and continue to make goals as well as accomplish them. It is a strong support system that helped me overcome many issues on my way to self-sufficiency. I have since graduated with my Associates and Bachelor's degree in Graphic Design. ~ Crystal Marquez, FSS Graduate 2023 Nassau and Suffolk FSS Stats: CDLI Winter 2026 FSS Newsletter (English): Spring 2026 FSS News .pdf Download PDF • 2.09MB CDLI Winter 2026 FSS Newsletter (Spanish): Spring 2026 FSS News spanish .pdf Download PDF • 1.70MB Contact Info - Nassau Phone: (631) 565-7859 Email: cpapp@cdli.org Contact Info - Suffolk Phone: (631) 590-8307 Email: pveliz@cdli.org Interested in the Program? Complete our interest form. Complete Form Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals!