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CDLI’s Voucher Homeownership Program enables existing Housing Choice Voucher participants to accomplish healthy and sustainable homeownership through subsidies and creative financing.

Learn more:

Families that are currently participating in the Housing Choice Voucher Program administered by CDLI and other housing authorities in Nassau and Suffolk Counties are eligible.

Each household is evaluated in accordance with their income so that a maximum of 40% of their monthly gross income goes toward payment of principal, interest, taxes, and insurance payments (PITI). They obtain a mortgage for an amount they can afford through a conventional or FHA-insured lender. The difference between the conventional mortgage amount that the applicant can afford and the purchase price of the home, less the down payment, determines the amount of a second mortgage provided by CDLI’s affiliated Community Development Financial Institution (CDFI).

Learn about the requirements and benefits of the program, and how CDLI can help you use your Housing Choice Voucher to accomplish homeownership.

  • One-month consecutive paystubs (anyone over 18)

  • Two years W-2 forms

  • Proof of any additional income as reported in the application

  • If self-employed, provide three years signed Federal tax returns with all schedules

  • Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement

  • Photo ID for all borrowers and Employee ID or Medical Card

  • Non-refundable loan application fee of $120

  • Proof of Home Owner’s Insurance

  • CDLI Home Buyers Education Certificate

  • Section-8 Family report

Voucher Homeownership Orientation

There are no upcoming orientations. Please check back here for updates.

Contact Info


(631) 471-1215 ext 1580



We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender.

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Apply today!

Voucher Homeownership (VHO)

Voucher Homeownership (VHO)

Accomplish homeownership with your Housing Choice Voucher.

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