Results

285e7f76-631a-427c-af6d-50a9bdf11b43 Home How We Can Help Details Down Payment Assistance Loans are funded through the Town of Southampton’s Community Housing Fund (CHF). CDLI only administers part of the program for application, processing, and underwriting under the following guidelines established by the Town. Loan amount up to 3% of the home’s purchase price to be applied toward the down payment of the recipient’s purchase of an owner occupied, residential property located within the Town of Southampton. Zero percent (0%) interest and payable at the sale of the home or refinance transaction. Purchase Price not to exceed $1,665,600. Eligibility Criteria: Be a First-Time Homebuyer . Defined by Southampton Town Code §140-40 as an eligible individual who has not owned a primary residential property and is not married to a person that has owned a residential property during the three year period prior to his or her purchase of the primary residential property, and who does not own a vacation or investment home. Be an Eligible Individual . Defined as a household income that does not exceed 100% of the income limits as established by the State of New York Mortgage Agency low interest rate loan program in non-target categories for Suffolk County in effect on the contract date for the sale of such property. (see the chart that follows). Purchase Community Housing. Defined as a primary residential property for an eligible individual that does not exceed 150% of the purchase price limits established by the State of New York Mortgage Agency (currently, a maximum purchase price of $1,665,600). Attend a mortgage counseling session. Given by The Community Development Corporation of Long Island (CDLI) which is a HUD certified not-for-profit housing agency and submit proof of attendance (a certificate of completion). Have NOT entered into a Contract of Sale to purchase a home prior to being issued a Purchaser Certificate by the Southampton Town Department of Housing and Community Development. The recipient(s) of a certificate has (have) 180 days to submit a fully executed Contract of Sale to the Town of Southampton. Failure to comply will trigger the nullification of the Purchaser Certificate HOMEBUYER CONTRIBUTION: The applicant is required to have a minimum of 2% of the projected purchase price deposited in the bank at the time of application . Applicant’s liquid assets cannot exceed the purchase price of the house. * PLEASE CONSULT THE TOWN OF SOUTHAMPTON FOR APPLICABLE TOWN CODE PROPERTY AND ZONING REQUIREMENTS Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply now Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton.

3000 Brookwood Circle < Rental Opportunities Pinehurst 3000 Brookwood Circle 140 Units Application Contact Us

aac4e078-24db-4314-a4a4-a929bed26c0e Home How We Can Help Details In collaboration with Home HeadQuarters, a nonprofit entity based in Syracuse, NY, CDLI offers loan packaging for potential buyers looking to acquire a manufactured home. CDLI staff will educate potential applicants on the loan process and take their applications. Home HeadQuarters’ staff will process and underwrite the loan. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdli.org See If You Qualify Contact us! Contact Us Manufactured Home Loan packaging for acquiring a manufactured home.

c6c55488-2f5a-4157-a8e4-b646ba628f61 Home How We Can Help Details Financial Fitness, Health, & Wealth Our Financial Fitness, Health, & Wealth course is an approach to foster behavioral changes that will affect families over the long term, allowing them to set and reach financial goals. Learn more by attending our education classes that take place over 4 sessions. Financial Fitness graduates have the option to enroll in Financial Coaching and receive one-on-one long-term guidance. Participants are empowered to create a personal, workable family budget, establish a savings plan, and address credit issues. CDLI’s Financial Coach leverages knowledge and skills learned in Financial Fitness, Health, & Wealth to help individuals determine their own needs and abilities to reach their goals. Learning how to budget and save are the key skills taught in our financial fitness class. Homeowners and renters are taught how to modify spending behavior, reduce debt, increase savings, and repair credit blemishes. There is a $25 Registration/Credit Report Fee per person. Course topics include: Basic Banking, Money Management, and Savings, Establishing Good Credit, Steps to Repair Your Credit, and Consumer Awareness & Predatory Lending. Learn more about Financial Fitness, Health, & Wealth: https://www.youtube.com/watch?v=00zHxcCrYjM Contact us today to create an account and learn more about our services. Requirements There is a $25 Registration fee Returning Clients Access your account. Already have an account? Click Here to Log In New Customer? Start Here Start the registration process here for our Financial Education and Coaching services. Start Registration Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdli.org New Customer? Start Here Start the registration process here for our Financial Education and Coaching services. Start Registration Financial Education & Coaching Set and achieve financial goals on the path towards homeownership.

20ae4b7a-cf0a-442d-89cb-91e3a26d2c54 Home How We Can Help Details Are You A Medicaid Member? We’re Here to Help. Community Development Long Island (CDLI) is a proud partner of the Health Empowerment Alliance of Long Island (HEALI), Long Island’s Social Care Network (SCN) under the New York State Medicaid 1115 Waiver. HEALI is a regional network of more than 100 community-based organizations, healthcare providers, and social service partners working together to connect Medicaid members with services that address health-related social needs. Through this collaborative network, individuals and families across Nassau and Suffolk Counties can access coordinated support that improves health, safety, and overall quality of life. As part of the HEALI Social Care Network, CDLI provides services that help identify needs and connect Medicaid members to critical supports, including: Health-Related Social Needs Screening A short screening to identify health and housing needs that may qualify for support. Navigation and Care Coordination Help connecting you to the right local services and providers. Enhanced Case Management Ongoing support to help you access and stay connected to needed services. Asthma Remediation Home improvements that reduce asthma triggers such as mold, pests, and poor ventilation. Asthma Self-Management Education Education and guidance to help you better manage asthma at home. Home Remediation Services Repairs and improvements that make your home healthier and safer. Home Accessibility Modifications Modifications such as ramps, handrails, or grab bars to improve safety and mobility. These services are designed to address factors that impact health outside of the doctor’s office—such as housing conditions, environmental triggers, and accessibility challenges—so individuals can live more safely and independently. Start with a Free, Confidential Screening If you or someone in your household is enrolled in Medicaid, you may be eligible for a free screening to identify services that can support your health and well-being. By contacting CDLI, you can: Complete a confidential screening Learn what services you may qualify for Get connected to CDLI and other trusted HEALI network partners Start Here Contact Info Phone : 631-648-5050 Email : gcornejo @cdli.org Fill Out the Interest Form Click Here Email Us Health Empowerment Alliance of Long Island (HEALI) Medicaid members may qualify for free support services that address housing, health, and home safety needs through CDLI and the HEALI Social Care Network.

8c118add-32b6-4d1e-b79b-7de3856b85bf Home How We Can Help Details Many seniors have significant home equity that could be used to help pay for everyday high expenses or medical bills while continuing to age safely in their current homes. This financial product has received mixed coverage over the years, but in the right situation, it can make a lot of sense to tap into the equity in your home. The HECM program (short for Home Equity Conversion Mortgage) provides a great way to do this. This option allows seniors to access their home's value avoiding the need to sell and relocate. Learn more about our Home Equity Conversion Mortgage: https://www.youtube.com/watch?v=rM0TVaxnicM Requirements Receive counseling before taking out this loan New Customer? Start Here! Start the registration process here for our Reverse Mortgage counseling. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdli.org New Customer? Start Here! Fill our our interest form! Click Here Reverse Mortgage Counseling Access your home equity to cover expenses while aging in place.

Explore CDLI's impactful journey through the years with our Annual Reports. Witness our commitment to excellence, innovation, and sustainability in action. Impact and Results Home matters for all. It's our place of respite and refuge. It's where memories are created and dreams are born. The importance of home is monumentally more than a structure and profoundly more impactful personally and within our communities. This is why CDLI is committed to supporting all things home as a platform to build strong communities and drive economic development. CDLI has been working for more than half a century to provide housing and economic success to Long Islanders and our communities. 2024 Community Impact Annual Report Welcome to CDLI's Annual Reports. In the pages that follow, we invite you to embark on a journey through our organization's achievements, milestones, and strategic insights. We reflect on each year and are proud to share our continued commitment to excellence, innovation, and sustainability. These reports encapsulate our unwavering dedication to our stakeholders and our communities. Join us as we delve into the highlights of each year; celebrating our accomplishments and envisioning a brighter future together. 2023 Report 2022 Report 2021 Report 2020 Report 2019 Report 2018 Report 2017 Report 2016 Report Download 2021's Annual Report Download 2020's Annual Report Download 2019's Annual Report Download 2018's Annual Report Download 2017's Annual Report Download 2016's Annual Report Download 2022's Annual Report Download 2023's Annual Report Play Video Share Whole Channel This Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Now Playing 01:43 Play Video Now Playing 01:31 Play Video Now Playing 02:06 Play Video

200d5a2d-7980-43e3-8f66-89438fe3cebe Home How We Can Help Details Get up to $50,000 in grants and loans to make your home more resilient against storms, flooding, and extreme weather while improving its energy efficiency. The funding is split into: Half as a low-interest loan (3% interest rate, 5-10 year repayment term) Half as a grant that doesn't need to be repaid once you complete your loan payments ELIGIBILITY Must be a Long Island homeowner Property must be your primary residence (1-4 unit buildings eligible) Household income at or below 120% of the area median income Property location must be eligible under program guidelines Homeowner must be current on their mortgage and taxes WHAT IMPROVEMENTS ARE COVERED? 50% of the loan/grant proceeds must be used for resiliency measures that will fortify the home to protect against future flood and storm damage. Additional eligible improvements include: Storm protection and weather resilience upgrades Energy efficiency improvements Home electrification projects Climate-ready home systems Improvements must be to the main structure of your home These improvements benefit all homeowners while also helping seniors age safely in their current homes. HOW IT WORKS Choose your own contractor(s) - they must be licensed and insured Work with us to plan eligible improvements Get up to $25,000 as a grant Get up to $25,000 as a 3% interest loan Pay back just the loan portion over 5-10 years ADDITIONAL INFORMATION No minimum credit score required Lender and third party fees do apply: approximately $1,189 – $1,779 Technical assistance provided throughout the process Work must be completed by approved contractors INCOME LIMITS FOR NASSAU AND SUFFOLK COUNTIES Household Size 1 2 3 4 5 6 7 8 Max Annual Income @ 120% AMI $138,500 $158,300 $178,100 $197,900 $213,700 $229,550 $245,350 $261,200 To see a list of eligible improvements through this program, click here . Contact Info Phone : (516) 519-0678 Email : jguerrero@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Apply Now to Get Started Apply Now Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms.

dbc3360a-9922-4046-b82b-43008f7d6816 Home How We Can Help Details Due to high demand for the Voucher Homeownership Program, CDLI is currently maintaining a waitlist of interested households. Submissions are still encouraged, and applicants will be contacted as capacity becomes available. Waitlist Form CDLI’s Voucher Homeownership Program enables existing Housing Choice Voucher participants to accomplish healthy and sustainable homeownership through subsidies and creative financing. Learn more: https://www.youtube.com/watch?v=ooipKcZGGmU Families that are currently participating in the Housing Choice Voucher Program administered by CDLI and other housing authorities in Nassau and Suffolk Counties are eligible. Each household is evaluated in accordance with their income so that a maximum of 40% of their monthly gross income goes toward payment of principal, interest, taxes, and insurance payments (PITI). They obtain a mortgage for an amount they can afford through a conventional or FHA-insured lender. The difference between the conventional mortgage amount that the applicant can afford and the purchase price of the home, less the down payment, determines the amount of a second mortgage provided by CDLI’s affiliated Community Development Financial Institution (CDFI). Learn about the requirements and benefits of the program, and how CDLI can help you use your Housing Choice Voucher to accomplish homeownership. Requirements One-month consecutive paystubs (anyone over 18) Two years W-2 forms Proof of any additional income as reported in the application If self-employed, provide three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Photo ID for all borrowers and Employee ID or Medical Card Non-refundable loan application fee of $120 Proof of Home Owner’s Insurance CDLI Home Buyers Education Certificate Section-8 Family report Voucher Homeownership Orientation There are no upcoming orientations. Please check back here for updates. Contact Info Email : homeownershipcenter@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Interested in this program? Fill out our waitlist form! Waitlist Form Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher.