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577ba11b-2b8c-4786-9964-3239c6e69c10 Home How We Can Help Details To further CDLI’s mission of increasing investment in neighborhoods, protecting the assets of homeowners, and protecting the environment, a low-interest rate loan product is now available to assist with the installation of a new septic system in homes with failing cesspools! To reverse decades of damaging nitrogen pollution of ground and surface waters on Long Island, this new loan from CDLI is made available to assist with the cost of replacing outdated and failing septic systems with state-of-the-art nitrogen-reducing systems or a lesser-cost hybrid system. CDLI will make its low-interest loan available if the homeowner is in need of additional funds to cover the costs of installing the new system. Loan application fees and closing costs do apply to this product. Loan amounts cannot exceed $10,000. Available for homeowners anywhere on Long Island, near water, or further away in the center. Primarily, those homeowners who do not qualify for the Suffolk County program for Septic Replacement System. This loan product is not available for homeowners who are looking to replace a conventional cesspool with another conventional cesspool system. Loan Guidelines Loans amount: $10,000 per household Houses must be residential single-family or two-family properties, owner or non-owner-occupied. Other type of houses can be considered on a case-by-case basis Property Taxes must be current A credit score of 625 will be used as an underwriting guideline Interest rate: 4% or 6% depending on the percent of the applicant’s household income in relation to the Area Median Income (AMI) UCC-1 filing fee of 50% The maximum loan term is 15 years UCC-1 filing is required to secure the loan Applicant(s) must be the legal owner(s) of the property A signed contract with the contractor is required Loan Fees $120 application fee $125 processing fee 1% origination fee Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply today! Apply Now Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool.

57 Park Ave. < Rental Opportunities The North District Lofts 57 Park Ave. 90 Units Application Contact Us North District Lofts First-come, first served/ on-line application Affordable Rental Housing Program Guidelines Program Guidelines THIS DOCUMENT CONTAINS THE NORTH DISTRICT LOFTS PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE WILL BE STRICTLY ENFORCED. North District Lofts Program Guidelines .pdf Download PDF • 154KB Community Development Long Island (CDLI) , in partnership with Park Avenue Bay Shore, LLC (Owner/Manager) , is pleased to announce that it is accepting applications to establish a list of potential applicants for 18 newly constructed affordable rental units located within North District Lofts. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at northdistrictlofts@cdcli.org . Applications will be processed on a first-come, first-serve basis. Applications will be available ONLY online at www.cdli.org . DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. North District Lofts North District Lofts is a 90-unit rental development located at 57 Park Avenue, Bay Shore, New York. Eighteen (18) of the units are designated to be affordable units within the income and rent parameters set forth below. North District Lofts consists of one 4-story elevator building with onsite covered parking available for an additional fee. Each unit comes equipped with stainless steel appliances, granite countertops, central heat and air and in unit washer/dryers. Community amenities include a roof terrace, grills and lounge space for residents. Income and Rent Restrictions In accordance with the requirements of the Town of Islip Town Board, the eighteen (18) affordable units will be initially leased to households with incomes at or below 80% of the HUD Area Median Income for Suffolk County as adjusted for family size. Maximum income and rent limits for studio units will be based on family size of 1, one bedroom units will be based on family size 2, and two bedroom units will be based on family size of 3 in accordance with Town requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable HUD Area Median Income for Suffolk County as adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income Limits for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Based on the above, the initial maximum and minimum income limits and rents for the 18 affordable units at North District Lofts are as follows: UNIT SIZE FAMILY SIZE MONTHLY RENT** TOTAL GROSS ANNUAL INCOME RANGE @ 80% HUD AMI Minimum* Maximum Studio 1 $2,045 $73,629 $87,450 2 $2,045 $73,629 $87,450 1 Bedroom*** 1 $2,319 $83,475 $99,950 2 $2,319 $83,475 $99,950 2 Bedroom 2 $2,578 $92,817 $112,450 3 $2,578 $92,817 $112,450 4 $2,578 $92,817 $112,450 * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. **Includes utility allowance calculated using TOI PHA utility schedule. Not including any mandatory or optional charges for other services. ***Three of the 1 Bedroom apartments will be reserved for use by individuals referred by Autism Communities. Utilities Tenants are required to pay utilities as follows: Heat - Electric Cooking - Electric Air-conditioning - Electric Hot water - Electric Electric Cable Internet Telephone Initial Tenant Selection Procedures General Process Eligibility for a unit involves three steps: (1) Timely submission of a completed Application; (2) Review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history; and (3) Timely submission of additional information required necessary to assess program eligibility for tenancy including income, tax returns, and related documentation. Step One – Submission of Waitlist Application Applications will be processed on a first-come, first-served basis and may only be submitted on-line. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.cdli.org and click on the link for Mill House Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. Step Two – Preliminary Eligibility Review As applicant’s names are reached on the Waitlist, CDLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit photo ID for all household members above the age of 18. CDLI will refer applicants to Owner/Manager to complete a Rental Application. A $20 application fee is required to be paid by credit or debit card online. Owner/Manager eligibility review will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. A personal interview will also be conducted by the Owner/Manager. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be referred back to CDLI for program eligibility review. Step Three – Tenant Suitability Screening As applicants are deemed eligible pursuant to Step 2 above, CDLI will notify applicants via email to submit required documentation that will include (2) last 2 years of federal income tax returns, W-2 and/or 1099 form; (3) four most recent consecutive pay stubs, current Social Security Award letter, retirement statements, etc. (4) if applicable, approved subsidy housing assistance information/voucher (3) three most recent consecutive monthly bank statements for all bank accounts and investment accounts. The applicant will have 5 business days to provide all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12-month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. Criminal Background Search A criminal background check will be conducted. There are two mandatory reasons why an applicant WILL be denied tenancy based on their criminal background: (1) applicant or any member of the household has been convicted for methamphetamine production; or (2) applicant or any member of the household is a lifetime registrant on a State or Federal Sex Offender database. In addition, Owner/Manager will assess applicants with criminal convictions and pending arrests for offenses that (1) involved physical danger or violence to persons or property or (2) that adversely affected the health, safety and welfare of other people. These categories of crimes are relevant because they relate to the behavior expected of a tenant, who is to live peaceably alongside other tenants and to respect their property. An individualized assessment will be conducted and a determination made which may result in an applicant being denied. Credit History A credit report will be obtained on each applicant. Applicant must have a satisfactory credit history of meeting financial obligations, including timely payment of rent. Applicants cannot have been late on rental payments in the last 12 months. Outstanding judgements, collections, a history of late payments, and criminal history may be a cause for ineligibility. A minimum credit score of 650 is required. Credit history, outstanding judgements, collections, a history of late payments, and criminal history are reviewed on a case-by-case basis. Annual Income Recertification. Tenants will be recertified annually in accordance with the guidelines established for affordability. Tenants will be provided with an affordable unit recertification checklist and acknowledgement at time of lease up which details income recertification requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable 80% of HUD Area Median income for Suffolk County as adjusted for family size. If tenant income exceeds maximum income required for the affordable units, the tenant may continue to occupy the unit but rent will be adjusted to market rent. In the event a unit previously designated as affordable is converted to market rent, the next available unit will be designated as affordable in conformance with the requirements stated within these Program Guidelines. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Town of Islip Town Board. Waitlist The Intake Waitlist will convert to a permanent waitlist once the 18 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. Commitment to Fair Housing & Nondiscrimination The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class. Reasonable Accomodations/Modifications For Persons with Disabilities Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Compliance with the Violence Against Women Act (“VAWA”) As applicable, Owner/Manager will adhere to the VAWA final rule that prohibits denial of tenancy or eviction as a result of an incident of domestic violence, dating violence, sexual assault, or stalking that is reported and confirmed. Additional Terms Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Owner /Manager Park Avenue Bay Shore, LLC Telephone Number: 631-666-4040 Affirmative Fair Housing Marketing Contact Community Development Long Island .1660 Walt Whitman Road Melville, NY 11747 Contact Person: Jeanmarie Buffett Telephone Number: (631) 904-0913 Email Address: northdistrictlofts@cdcli.org

41a5a8dd-9ccd-4d34-beea-a3bd99a08d9e Home How We Can Help Details About The Course Getting your House in Order is a 5 week culturally specific financial education course that takes into consideration African Americans’ shared history, culture, beliefs and behaviors around money management to inform the way we have managed our finances in the past and how we will manage it going forward. Learn more about the course: New Customer? Start Here! Start the registration process here for our Getting Your House in Order course. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631)-471-1215 ext. 5393 Email : Homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here! Take the first step to close the wealth gap! Register Now Getting your House in Order A culturally specific program aimed to improve African American financial well-being.

104 Front St. < Rental Opportunities The Hudson House 104 Front St. 36 Units Application Contact Us *Hudson House currently has two two-bedroom units available. Affordable Senior Rental Program Guidelines Last revised April 15th, 2025 This document contains the HUDSON HOUSE Program Guidelines. Please read this document carefully as the guidelines set forth will be strictly enforced. Hudson House Program Guidelines .pdf Download PDF • 163KB Complex and Amenities The Hudson House consists of 36 one and two bedroom age-restricted apartments and is located at 104 Front Street, Mineola NY. All of the units are required to be maintained as income restricted senior rental units. Senior Citizen Occupancy Requirement Occupancy of a unit shall be for residential purposes and shall be limited to persons who are 55 years of age or over, with the following exceptions: A) A husband and wife under the age of 55 years who is residing with his or her spouse who is 55 years of age or over. B) Children and grandchildren residing with their parents or grandparents where one of said parents or grandparents with whom the child or children or grandchild or grandchildren is/are residing is 55 years of age or older, provided that said child or children or grandchild or grandchildren are over the age of 19 years. Proof of age (license, i.d. card, etc.) is required. Income and Rent Restrictions In accordance with the requirements of the Village of Mineola, units will be leased to households with incomes at or below 80% of the HUD Area Median Income for Nassau/Suffolk County, adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. *Not including any mandatory or optional charges for other services *Rents are updated annually. Tenants are responsible to pay all utilities, including electric and gas. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Village of Mineola. Annual Income Recertification. Tenants will be recertified annually in accordance with the income and rent guidelines established above based on the HUD Area Median Income in effect for each year. Leases will contain addendums that outline the requirements for continued eligibility and requirements to recertify annually. Tenant Selection Procedures Step One - Submission of Wait List Application Applications will be processed on a first come, first serve basis and may only be submitted online. Mailed or hand delivered applications will not be accepted. Applications will be accepted via CDLI’s website at www.cdli.org . Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Step Two - Preliminary Eligibility Review As applicant’s names are reached on the Waitlist, CDCLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit a Formal Rental Application, together with required documentation that will include Proof of age for all household members* last 2 years of federal income tax returns, W-2 and/or 1099 form; four most recent consecutive pay stubs; three most recent consecutive monthly bank statements for all bank accounts and investment accounts. *The following documents are considered to be reliable for age verification: birth certificate, driver’s license, passport, immigration card, military identification, or any other state, local, national or international documentation, provided it contains current information about the age or birth of the possessor. The applicant will have 5 business days to provide the fully completed Formal Rental Application together with all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment, and to permit the Owner/Manager to conduct background checks, credit checks and criminal background checks. The applicant will be required to submit a one-time fee of $20 per person with the Formal Rental Application to cover the cost of credit and background checks. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12-month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Once a full review of the Formal Rental Application has been completed, the applicant will be notified by email, if available, or by regular mail of their status. If the applicant is deemed eligible, their application will be forwarded to the Owner/Manager for final review and assessment pursuant to Step 3 below. If an applicant is deemed ineligible, they will be advised of the reason and be allowed 5 business days to address or correct the deficiency. If received in a timely manner, the information will be reviewed by CDLI and the applicant advised of eligibility or ineligibility by email, if available, or by regular mail. If determined to be ineligible, no further review will be conducted. The process set forth in Step 2 will continue until applicants for all 3 of the affordable units have executed a Lease Agreement with the Owner/Manager as described in Step 3 below. Step Three - Tenant Suitability Screening The third step in the process is for the Owner/Manager to conduct a final eligibility review for those applicants deemed preliminarily eligible pursuant to Step 2 above. As applicants are deemed eligible pursuant to Step 2 above, the applicant’s information will be forwarded by CDLI to the Owner/Manager who will conduct the suitability screening review. This will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. The process above will be repeated until three fully eligible applicants are identified and enter into a Lease Agreement with the Owner/Manager. Commitment to fair housing & Nondiscrimination The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class except familial status in accordance with HOPA exemption for housing for older persons. Reasonable Accommodations/Modifications for Persons with Disabilities Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Additional Terms Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Fair Housing Laws will be followed. CDLI staff is available to assist with the application, and answer questions about eligibility requirements. If you have any questions regarding the guidelines or need language assistance including translation and/or oral interpretation services, please call CDLI at (631)904-0913 or email hudsonhouse@cdcli.org before applying.

290a8b74-bc7b-4405-9b40-8661b521b1b1 Home How We Can Help Details Empowering Moxey Rigby Residents with Comprehensive Social Services and Programs Our initiative is dedicated to enhancing the well-being and success of all residents. We offer a wide range of services and programs: Social Services Consultation: Available to every resident, our consultations provide access to essential services and benefits, including food assistance, healthcare, transportation, and childcare. These resources are designed to support your daily needs and improve your quality of life. Group Activities for Financial and Housing Success: Open to all, our workshops focus on key areas such as financial empowerment, health and wellness, parenting, and youth activities. Held within your complex, these sessions are tailored to foster community engagement and personal growth. Structured Case Management: One adult from your household can join our 5+ year Family Self-Sufficiency (FSS) program to undertake a transformative journey which may benefit the whole family. We collaborate to create a personalized plan aimed at achieving your goals. This program not only supports your path to success but also offers the potential for cash savings. Join us in these empowering programs to build a stronger, more resilient community! Moxey Rigby Resident Services Flyer .pdf Download PDF • 763KB We are onsite weekly at the Moxey Rigby Apartments in the small community room near the rental office : 1st, 3rd, and 4th Wednesdays of the month - 9:00am-5:00pm 2nd Wednesday of the month - 11:00am-7:00pm Thursdays - 9:00am-12:30pm Contact Info Phone : (631) 379-3284 Email : esimpson@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact Us Moxey Rigby Resident Services Invest in your family's success.

09cd1d90-936b-47fc-afed-c8ae968a8047 Home How We Can Help Details If you have a Housing Choice Voucher (Section 8), currently live in a non-opportunity area and are either pregnant or have at least one child under 18, the Making Moves program can help you explore new housing options in high-opportunity areas in Nassau and Suffolk counties. We offer personalized coaching, housing search support, and financial assistance to help your family move forward with confidence. What the Making Moves Program Offers Personal Housing Coach A dedicated coach will guide you through your move—from planning to post-move support. Help Finding the Right Home We assist in locating homes in well-resourced neighborhoods that qualify for Making Moves. Financial Support Eligible families may receive help with security deposits, application fees, and other moving costs. Incentives Some families may qualify for additional support depending on where they move. How the Program Works Making Moves Overview Video Check If a Home Qualifies Use the Long Island Opportunity Lookup Tool to see if an address is eligible for Making Moves support. Check Address Eligibility This tool uses Google Maps which does not always align with the Census map. Contact Us Call: 631-597-0742 Email: makingmoves@cdcli.org Take the First Step! We’ll contact you after you submit the form to discuss your goals and next steps. Click Here Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid.

< How We Can Help Rental Opportunities CDLI is dedicated to increasing affordable housing opportunities throughout Long Island that meet each community’s needs. Wherever there is opportunity and community support, CDLI works with residents, government officials, community leaders, and other partners to accomplish affordable housing development. Click on each community to contact the property manager and find out about leasing opportunities. 159 Main 159 Main St Hempstead, NY 11550 228 Units Multi-Family Rentals Rental Page Baldwin Commons 785 Merrick Road Baldwin, NY 11510 33 Units Multi-Family Rental Page Brookview Commons 100 Commons Way Deer Park, NY 11729 208 Units Senior Housing Rental Page Cathedral Place 1020 Prospect Ave. Westbury, NY 11590 36 Units Family Housing Rental Page Conifer Village 1 Brookwood Lane East Patchogue, NY 11772 174 Units Senior Housing Rental Page Copiague Commons 54 Railroad Avenue, Suite A Copiague, NY 11726 90 Units Mixed-Income Family Housing Rental Page Gracewood Estates 1 Gracewood Court Islip, NY 11751 96 Units Affordable Housing Rental Page Greenview Estate House 4180 Sunrise Highway Oakdale, NY 11769 158 Units Senior Housing Rental Page Mill House Apartments 11 First Avenue Bayshore, NY, 11706 20 Units Multi-Family Rental Page Peconic Crossing 11 W Main St. Riverhead, NY 11901 45 Units Mixed-Income Affordable Housing Rental Page Pinehurst 3000 Brookwood Circle East Patchogue, NY 11772 140 Units Senior Housing Rental Page Port Jefferson Crossing 1615 Main Street Port Jefferson, NY, 11777 45 Units Affordable Housing Rental Page Load More Single & Multi-Family Development Opportunities CDLI has a long history of partnering on single and multi-family development. Municipalities and/or developers interested in discussing such development opportunities should feel free to reach out to discuss further. Contact Us