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How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Empowering individuals, families, and communities to change their lives. Homeowner Resources Homeowner Resources Featured Homeowner Resources Programs Foreclosure Intervention Contact CDLI before it's too late. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Targeted Home Improvement Program (THIP) Free funding for critical repairs in the Village of Hempstead. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Search Reset Filter by Type Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Making Moves for Landlord & Brokers Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Access to Home for Heroes Home accessibility modifications for veterans with mobility challenges. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Health Empowerment Alliance of Long Island (HEALI) Medicaid members may qualify for free support services that address housing, health, and home safety needs through CDLI and the HEALI Social Care Network. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Counseling Access your home equity to cover expenses while aging in place. Learn More Targeted Home Improvement Program (THIP) Free funding for critical repairs in the Village of Hempstead. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU). Learn More Load More

785 Merrick Road < Rental Opportunities Baldwin Commons 785 Merrick Road 33 Units Application Contact Us Baldwin Commons Apts Lottery 785 Merrick Rd. Baldwin, NY 11510 Initial occupancy for these apartments will be held by lottery. The lottery will be held April 22th, 2025 at 12 noon and will be livestreamed at: https://bit.ly/4guUqRB

1 Gracewood Court < Rental Opportunities Gracewood Estates 1 Gracewood Court 96 Units Application Contact Us First-come, first-served/Online Application Affordable Rental Housing Program Guidelines Program Guidelines THIS DOCUMENT CONTAINS THE GRACEWOOD ESTATES PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE WILL BE STRICTLY ENFORCED. Gracewood Estates Program Guidelines .pdf Download PDF • 175KB Community Development Long Island, Inc. (CDLI) , in partnership with Gracewood Estates, LLC (Owner/Manager) , is pleased to announce that it is accepting applications to establish a list of potential applicants for 24 newly constructed affordable rental units located within Gracewood Estates. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at gracewoodestates@CDLI.org . Applications will be processed on a first-come, first-serve basis. Applications will be available ONLY online at www.CDLI.org beginning 9AM December 11, 2023. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. Gracewood Estates Gracewood Estates is a 96-unit rental development located off of Spur Drive South in Islip. Twenty four (24) of the units are designated to be affordable units within the income and rent parameters set forth below. Gracewood Estates is designed with a Hampton-style architecture surrounded by 8+ acres of green space including a landscaped driveway entrance, courtyard with central gazebo, manicured gardens, and specimen trees. Gracewood Estates is an ideal option for Long Island residents looking to downsize and stay in close proximity to the south shore as well as be a part of Islip’s cooperative local community. Income and Rent Restrictions In accordance with the requirements of the Town of Islip Town Board, the twenty four (24) affordable units will be initially leased to households with incomes at or below 80% of the HUD Area Median Income for Suffolk County as adjusted for family size. Maximum income and rent limits for one bedroom units will be based on family size 2, and two bedroom units will be based on family size of 3 in accordance with Town requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable HUD Area Median Income for Suffolk County as adjusted for family size. Approved rental assistance subsidy will be counted toward minimum income. Income requirements shall be adjusted annually based on HUD Published Area Median Income Limits for Nassau/Suffolk County. Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Based on the above, the initial maximum and minimum income limits and rents for the 24 affordable units at Gracewood Estates are as follows: * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. **Includes utility allowance calculated using TOI PHA utility schedule. Not including any mandatory or optional charges for other services. Utilities Tenants are required to pay utilities as follows: Heat – Natural Gas Cooking – Natural Gas Air-conditioning Hot water – Electric Electric Cable Internet Telephone Initial Tenant Selection Procedures General process Eligibility for a unit involves three steps: (1) Timely submission of a completed Application; (2) Timely submission of additional information required necessary to assess preliminary program eligibility for tenancy including income, tax returns, and related documentation; and (3) Final review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history. Step One – Submission of Wait List Application Applications will be processed on a first-come, first-served basis and may only be submitted on-line, beginning 9AM December 11, 2023. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.CDLI.org beginning 9AM December 11, 2023 and click on the link for Gracewood Estates Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. Step Two – Preliminary Eligibility Review As applicant’s names are reached on the Waitlist, CDLI will contact applicants in ranked order, by email, if available, or by phone. If an applicant remains interested, the applicant will be asked to submit required documentation that will include (1) last 2 years of federal income tax returns, W-2 and/or 1099 form; (2) four most recent consecutive pay stubs; (3) three most recent consecutive monthly bank statements for all bank accounts and investment accounts. The applicant will have 5 business days to provide the fully completed Formal Rental Application together with all supporting documentation. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12 month period. Total income minus allowable exclusions, if any, cannot exceed the maximum income limits. Once a full review of the Formal Rental Application has been completed, the applicant will be notified by email, if available, or by regular mail of their status. If the applicant is deemed eligible, they will be provided with a link to complete the full rental application. A $20 application fee is required and may be payable by credit card. Upon submission of a complete full rental application and application fee, the Owner/Manager will complete a final review and assessment pursuant to Step 3 below. The process set forth in Step 2 will continue until applicants for all 24 of the affordable units have executed a Lease Agreement with the Owner/Manager as described in Step 3 below. Step Three – Tenant Suitability Screening The third step in the process is for the Owner/Manager to conduct a final eligibility review for those applicants deemed preliminarily eligible pursuant to Step 2 above. As applicants are deemed eligible pursuant to Step 2 above, they will be provided with a link to complete the full rental application including upload of bank statements, pay stubs and photo ID. A $20 application fee is required to be paid by credit or debit card online. Owner/Manager eligibility review will involve assessing the applicant’s suitability for tenancy through employment verification, leasing history, creditworthiness, financial history and criminal background checks utilizing a reputable company and adhering to the Fair Credit Reporting Act. A personal interview will also be conducted by the Owner/Manager. Applicants will also be required to show that they are able to provide first month’s rent and a security deposit. Applicants who are successfully screened will be offered the opportunity to enter into a written Lease Agreement. Annual Income Recertification. Tenants will be recertified annually in accordance with the guidelines established for affordability. Tenants will be provided with an affordable unit recertification checklist and acknowledgement at time of lease up which details income recertification requirements. At annual recertification, the maximum allowable income shall not exceed 100% of the then applicable 80% of HUD Area Median income for Suffolk County as adjusted for family size. If tenant income exceeds maximum income required for the affordable units, the tenant may continue to occupy the unit but rent will be adjusted to market rent. In the event a unit previously designated as affordable is converted to market rent, the next available unit will be designated as affordable in conformance with the requirements stated within these Program Guidelines. Affordability Period The affordability restrictions stated above will remain in effect in perpetuity at the discretion of the Town of Islip Town Board. Waitlist The Intake Waitlist will convert to a permanent waitlist once the 24 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. Commitment to Fair Housing & Nondiscrimination The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, or on the basis of any other protected class Reasonable Accommodations/Modifications for Persons with Disabilities Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. Compliance with the Violence Against Women Act (“VAWA”) As applicable, Owner/Manager will adhere to the VAWA final rule that prohibits denial of tenancy or eviction as a result of an incident of domestic violence, dating violence, sexual assault, or stalking that is reported and confirmed. Additional Terms Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. Affirmative Fair Housing Marketing Contact Community Development Corporation of Long Island, Inc. 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 Contact Person: Donna Schrimpe Telephone Number: (631) 904-0913 Email Address: gracewoodestates@CDLI.org