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Resources to Help You Age in Place with Confidence Stay Home. Stay Independent. Stay Secure. Resources to help You Age In Place with Confidence Home Modifications Access To Home Ramps, lifts & stair glides Bathroom safety modifications Expanded doorways Kitchen adaptations Contact Info Phone: (631) 648-5089 Email: access@cdcli.org More Info Weatherization Assistance Energy efficiency improvements Heating system repairs/replacement Window and door upgrades Completely free program Contact Info Phone: (631) 648-5091 Email: weatherization@cdcli.org More Info Storm Protection Resilient Retrofits Storm protection upgrades Flood damage prevention Climate-ready home systems Up to $50,000 available 50% grant, 50% loan at 3% Contact Info Phone: (631) 251-8171 Email: lmaldonado@cdcli.org More Info Targeted Home Improvement Critical repair assistance Health & safety measures Heating, electrical, structural repairs Village of Hempstead residents only Contact Info Phone: (631) 904-0985 Email: thip@cdcli.org More Info Reverse Mortgage Counseling HUD-required counseling to help you make informed decisions Clear explanation of benefits, risks and responsibilities Guidance on eligibility, timelines and available options Contact Info Phone: (631) 471-1215 ext 5393 Email: homeownershipcenter@cdcli.org More Info Foreclosure Intervention Free, confidential counseling for mortgage challenges We work directly with your lender to explore solutions Support with modifications, repayment plans and next steps Contact Info Phone: (631) 471-1215 ext 5393 Email: homeownershipcenter@cdcli.org More Info Financial Resources

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. CDLI is dedicated to increasing affordable housing opportunities throughout Long Island that meet each community’s needs. Wherever there is opportunity and community support, CDLI works with residents, government officials, community leaders, and other partners to accomplish affordable housing development. Click on each community to contact the property manager and find out about leasing opportunities. Rental Opportunities Greenview Estate House 4180 Sunrise Highway Oakdale, NY 11769 158 Units Senior Housing Read More Baldwin Commons 785 Merrick Road Baldwin, NY 11510 33 Units Multi-Family Read More The Hudson House 104 Front St. Mineola, NY 11501 36 Units Senior Housing Read More More Rental Opportunities Unlock Your Dreams With Our Programs Empowering individuals, families, and communities to change their lives. Featured Programs Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Access to Home for Heroes Home accessibility modifications for veterans with mobility challenges. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Access your home equity to cover expenses while aging in place. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU). Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Making Moves for Landlord & Brokers Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Load More

c6c55488-2f5a-4157-a8e4-b646ba628f61 Home How We Can Help Details Financial Fitness, Health, & Wealth Our Financial Fitness, Health, & Wealth course is an approach to foster behavioral changes that will affect families over the long term, allowing them to set and reach financial goals. Learn more by attending our education classes that take place over 4 sessions. Financial Fitness graduates have the option to enroll in Financial Coaching and receive one-on-one long-term guidance. Participants are empowered to create a personal, workable family budget, establish a savings plan, and address credit issues. CDLI’s Financial Coach leverages knowledge and skills learned in Financial Fitness, Health, & Wealth to help individuals determine their own needs and abilities to reach their goals. Learning how to budget and save are the key skills taught in our financial fitness class. Homeowners and renters are taught how to modify spending behavior, reduce debt, increase savings, and repair credit blemishes. There is a $25 Registration/Credit Report Fee per person. Course topics include: Basic Banking, Money Management, and Savings, Establishing Good Credit, Steps to Repair Your Credit, and Consumer Awareness & Predatory Lending. Learn more about Financial Fitness, Health, & Wealth: Contact us today to create an account and learn more about our services. Requirements There is a $25 Registration fee Returning Clients Access your account. Already have an account? Click Here to Log In New Customer? Start Here Start the registration process here for our Financial Education and Coaching services. Start Registration Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here Start the registration process here for our Financial Education and Coaching services. Start Registration First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Financial Education & Coaching Set and achieve financial goals on the path towards homeownership.

549a49bb-0d1e-4199-ba4c-352173a23ccc Home How We Can Help Details A low-interest rate loan, for down payment and closing cost assistance, is available for first-time homebuyers to avoid Private Mortgage Insurance (PMI) and whose income is no greater than 120% of the area median income (AMI) based on family size (see chart below). The loan may be for up to $75,000 and is subject to program underwriting guidelines. Funds from CDLI can be combined with borrowers’ own funds for up to 20% financing to avoid PMI. Eligible borrowers must have a commitment for a fixed rate first mortgage through a NYS-approved lender. All borrowers are required to complete CDLI’s NeighborWorks Home Buyer Education Program. The interest rate is fixed (4%, 4.25%, & 4.5%), set according to loan size, and subject to change. The maximum term of the loan cannot exceed the term of the first mortgage financing. The home must be owner-occupied, and the property type must be a co-op, condominium, single-family, or legal two-family located in Nassau or Suffolk County. The purchase price cannot exceed $500,000. Total combined loan-to-value (including all sources of secondary financing) must not be greater than 105% of the appraised value. All loans will be secured with a mortgage, and the income of all household members will be used to determine eligibility. There is a $120 nonrefundable application fee. Requirements First-time Homebuyer Income must be no greater than 120% of the area median income based on family size Have a commitment for a fixed rate mortgage through a NYS-approved lender The homeowner must occupy the home The property must be a co-op, condominium, single-family, or legal two-family located in Nassau or Suffolk County Purchase price at or under $500,000 Total combined loan-to-value (including all sources of secondary financing) must not be greater than 105% of the appraised value Pay a $120 nonrefundable application fee AMI is established by HUD and changes every year. If you believe your household income is over the threshold when accounting for family size, please do not make your own individual underwriting decision. Please call our office to talk to a loan officer. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply today! Apply First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs.

eb544b3b-a71b-4a8e-ab95-d91ca6a1e0f3 Home How We Can Help Details The type of repairs that are covered include, but are not limited to: Hot water heater Heating system Roof repair (due to leak) Wind damage (due to storm) Tree removal Termite treatment or damage Broken window(s) Removal of an oil tank Chimney repair Basement leaks Requirements Home Repairs up to $5,000 for emergency repairs Must be owner-occupied single-family homes Household income cannot exceed 120% of the Area Median Income for Long Island Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us! Contact Us First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs.

24123719-ba1f-48b0-83ee-654f5a3695a3 Home How We Can Help Details Qualifications Max Purchase Price allowed is 500K. Loan amount (25K – 50K) and interest (4% or 6%) vary with household income. Term = 30 years max Second lien position & title insurance required on all loan amounts. No loan fees will be built into the loan amount. Borrower to pay the loan fees at closing Homebuyer education from CDLI is required Loan disbursement at closing., if down payment At least 51% of the loan must be used for repairs. Loan fees: $120 application fee $125 processing fee 1% origination fee 10% supervision fee calculated on the basis of the total construction/rehabilitation amount Applicant can be under contract before applying for the loan A signed contract with the winning contractor is required Bidding process managed by CDLI Contact Info Phone : (631)-471-1215 ext. 1510 or 1930 Email : HomeLoan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply Today! Apply Now First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property.

290a8b74-bc7b-4405-9b40-8661b521b1b1 Home How We Can Help Details Empowering Moxey Rigby Residents with Comprehensive Social Services and Programs Our initiative is dedicated to enhancing the well-being and success of all residents. We offer a wide range of services and programs: Social Services Consultation: Available to every resident, our consultations provide access to essential services and benefits, including food assistance, healthcare, transportation, and childcare. These resources are designed to support your daily needs and improve your quality of life. Group Activities for Financial and Housing Success: Open to all, our workshops focus on key areas such as financial empowerment, health and wellness, parenting, and youth activities. Held within your complex, these sessions are tailored to foster community engagement and personal growth. Structured Case Management: One adult from your household can join our 5+ year Family Self-Sufficiency (FSS) program to undertake a transformative journey which may benefit the whole family. We collaborate to create a personalized plan aimed at achieving your goals. This program not only supports your path to success but also offers the potential for cash savings. Join us in these empowering programs to build a stronger, more resilient community! Moxey Rigby Resident Services Flyer .pdf Download PDF • 763KB We are onsite weekly at the Moxey Rigby Apartments in the small community room near the rental office : 1st, 3rd, and 4th Wednesdays of the month - 9:00am-5:00pm 2nd Wednesday of the month - 11:00am-7:00pm Thursdays - 9:00am-12:30pm Contact Info Phone : (631) 379-3284 Email : esimpson@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact Us First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Moxey Rigby Resident Services Invest in your family's success.

7bc3da73-1931-4f48-a1b3-7d974a1fe7c4 Home How We Can Help Details To further CDLI's mission of increasing investment in neighborhoods, protecting the assets of homeowners, and protecting the environment, a low-interest rate loan product with zero application fees, and zero closing costs is now available to assist with the installation of a Suffolk County approved septic system replacement! This new loan from CDLI is made available in conjunction with the Suffolk County Septic Improvement Program. Under the Suffolk County Septic Improvement Program, homeowners may apply for a grant from Suffolk County to assist with the cost of replacing outdated and failing septic systems with state-of-the-art nitrogen reducing systems designed to reverse decades of damaging nitrogen pollution of ground and surface waters. CDLI will then make its low interest loan available, if the homeowner is in need of additional funds to cover the costs of installing the new system. These loans are made available with NO application fees and NO closing costs. The purpose of the loan is to provide “gap” funds to finance the difference between the Suffolk County grant and the contract amount needed to install the replacement septic system. Loan amounts cannot exceed $10,000. Remember: The purpose of the loan is to provide gap funds to finance the difference between the grant provided by Suffolk County and the contract amount needed to install the septic replacement system (up to $10,000). Requirements 1. Apply for Suffolk County Grant If you have not already, apply for the Suffolk County grant APPLY HERE 2. Suffolk County Grant Certificate Obtain a Suffolk County Grant Certificate indicating the amount of your Suffolk County grant. 3. Check if you are pre-qualified To assist in installer selection, you may want to be pre-qualified. APPLY HERE 4. Determine Final Installation Cost Obtaining an engineer’s report to determine appropriate system Interviewing installers and obtain a quote Filing all applicable permits and determine all associated costs Contact us if you need help 5. Determine Eligible Loan Amount Final Installation Cost minus the amount of the Suffolk County Grant equals the Eligible Loan Amount (up to a maximum of $10,000) Apply for the Septic Replacement Loan Once you've completed steps 1 through 5 apply for the loan. You can always contact us for help. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply for CDLI Septic Loan program Apply First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Septic Replacement Loan Program A low-interest rate loan to update failing septic systems.

8c118add-32b6-4d1e-b79b-7de3856b85bf Home How We Can Help Details Many seniors have significant home equity that could be used to help pay for everyday high expenses or medical bills while continuing to age safely in their current homes. . This financial product has received mixed coverage over the years, but in the right situation, it can make a lot of sense to tap into the equity in your home. The HECM program (short for Home Equity Conversion Mortgage) provides a great way to do this. This option allows seniors to access their home's value avoiding the need to sell and relocate. Learn more about our Home Equity Conversion Mortgage: Requirements Receive counseling before taking out this loan New Customer? Start Here! Start the registration process here for our Reverse Mortgage counseling. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here! Fill our our interest form! Click Here First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Reverse Mortgage Access your home equity to cover expenses while aging in place.

41a5a8dd-9ccd-4d34-beea-a3bd99a08d9e Home How We Can Help Details About The Course Getting your House in Order is a 5 week culturally specific financial education course that takes into consideration African Americans’ shared history, culture, beliefs and behaviors around money management to inform the way we have managed our finances in the past and how we will manage it going forward. Learn more about the course: New Customer? Start Here! Start the registration process here for our Getting Your House in Order course. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631)-471-1215 ext. 5393 Email : Homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here! Take the first step to close the wealth gap! Register Now First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Getting your House in Order A culturally specific program aimed to improve African American financial well-being.