Results

726cf278-1a5c-4f6b-b0a0-eaed4e8e86e1 Home How We Can Help Details The Town of Southampton, through its Community Housing Fund (CHF), is offering funding to eligible Town’s residents whose household income is over 100% Area Median Income (AMI). The loan is for the construction of Accessory Dwelling Unit (ADU) for the Town’s workforce. An ADU* is a secondary dwelling unit established in conjunction with and clearly subordinate to the single-family detached dwelling (one-family dwelling, detached), whether as a part of the same structure as the primary dwelling unit or a detached dwelling unit on the same lot $125,000 loan-grant at Zero percent (0%) interest over 20 years. Loan balance is payable in full at the sale of the home or refinance transaction . No income limit is required of the property owner, but household income of tenant(s) must be at or below current Nassau/Suffolk Area Median Income (AMI) of 130%. Homeowners and tenants must occupy either the home or the accessory dwelling unit as primary residence. At least one tenant must provide documentation that he/she works full-time (at least 30 hours a week) at a business located in the Town of Southampton. Town’s approval is required for an ADU that will remain vacant for more than remain vacant or without an active rental permit for more than six (6) months. An unoccupied unit may result in a Town Code violation and may lead to the removal of the ADU and the demand to repay the loan in full. Eligible Costs o Construction Costs, Planning and Design Costs, including architectural and building plans, surveying and building permit application costs. The monthly rent must comply with the Town of Southampton’s rental guidelines in order to ensure that it remains affordable. (See chart below for 2024) Studio $2,188 1 Bedroom $2,500 2 Bedroom $2,813 Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply now Accessory Dwelling Unit Loan Product - Town of Southampton Loan-grant for eligible applicants to help cover construction costs of a new workforce accessory dwelling unit.

7bc3da73-1931-4f48-a1b3-7d974a1fe7c4 Home How We Can Help Details To further CDLI's mission of increasing investment in neighborhoods, protecting the assets of homeowners, and protecting the environment, a low-interest rate loan product with zero application fees, and zero closing costs is now available to assist with the installation of a Suffolk County approved septic system replacement! This new loan from CDLI is made available in conjunction with the Suffolk County Septic Improvement Program. Under the Suffolk County Septic Improvement Program, homeowners may apply for a grant from Suffolk County to assist with the cost of replacing outdated and failing septic systems with state-of-the-art nitrogen reducing systems designed to reverse decades of damaging nitrogen pollution of ground and surface waters. CDLI will then make its low interest loan available, if the homeowner is in need of additional funds to cover the costs of installing the new system. These loans are made available with NO application fees and NO closing costs. The purpose of the loan is to provide “gap” funds to finance the difference between the Suffolk County grant and the contract amount needed to install the replacement septic system. Loan amounts cannot exceed $10,000. Remember: The purpose of the loan is to provide gap funds to finance the difference between the grant provided by Suffolk County and the contract amount needed to install the septic replacement system (up to $10,000). Requirements 1. Apply for Suffolk County Grant If you have not already, apply for the Suffolk County grant APPLY HERE 2. Suffolk County Grant Certificate Obtain a Suffolk County Grant Certificate indicating the amount of your Suffolk County grant. 3. Check if you are pre-qualified To assist in installer selection, you may want to be pre-qualified. APPLY HERE 4. Determine Final Installation Cost Obtaining an engineer’s report to determine appropriate system Interviewing installers and obtain a quote Filing all applicable permits and determine all associated costs Contact us if you need help 5. Determine Eligible Loan Amount Final Installation Cost minus the amount of the Suffolk County Grant equals the Eligible Loan Amount (up to a maximum of $10,000) Apply for the Septic Replacement Loan Once you've completed steps 1 through 5 apply for the loan. You can always contact us for help. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply for CDLI Septic Loan program Apply Septic Replacement Loan Program A low-interest rate loan to update failing septic systems.

2898237f-be51-4ac7-a567-87101e0b5dac Home How We Can Help Details CDLI has been selected by New York State Homes and Community Renewal to administer an Affordable Home Ownership Development (AHOD) Home Improvement Program in Nassau and Suffolk Counties. Funds are made available through the New York State Affordable Housing Corporation. The Long Island Home Improvement Program provides income-eligible households the resources to make necessary repairs that will correct basic structural defects or repair basic building systems that threaten, or if not corrected could threaten, the health and safety of the dwelling’s residents. These home improvements are designed to prolong the useful life of each home as well as increase the dwelling’s health, safety, and sustainability. Funds are available based on need and on meeting the individualized needs of each household that applies. CDLI attempts to assist as many households as funding will allow. Due to the high demand for this program, there is currently a waitlist of approximately 2 years. Typical repairs may include but are not limited to: Heating System Replacements Electrical Service Upgrade Roof Replacement Siding Gutters Energy Efficiency Windows & Doors Handrails, Stoops, & Walkways Structural Correction Health & Safety Measures Requirements Application: HIP Application .pdf Download PDF • 2.82MB Contact Info Phone : 631-648-5050 Email : lihip@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Email Your Documents. Email Us Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home.

a23ebe13-8f72-4470-bca8-a2f314f1454f Home How We Can Help Details Where do you imagine yourself in 5 years? Maybe with a new job? A finished degree? Moving towards home ownership? Whatever your goal is, our Family Self-Sufficiency (FSS) program will get you right on track to achieving those goals. Contact us today! Family Self-Sufficiency is a FREE voluntary program that helps families/individuals with a CDLI Housing Choice Voucher (Section 8) obtain services to become more economically stable and successful. FSS Participants can work on: Job training and career counseling Budget/Financial health and wealth classes Homebuyer education Self-Improvement Now I take on all my bills without stress, learn how to maintain my money and not waste it. Thanks to the program, I will make it in life. ~ Corey Ricks, FSS Graduate Who is eligible? To be eligible, you must: Be an adult member of a household with a Housing Choice Voucher (Section 8 rental subsidy) in good standing with CDLI Be motivated to become more economically self-sufficient Be willing to sign a Contract of Participation (COP) and participate actively in service coordination with your FSS team member FSS Provides One-one case management; emotional support and encouragement Links to community services Resources-packed online quarterly newsletter Possible cash savings: based on increases in household earned income, also known as Escrow Potential for Voucher Homeownership Escrow Savings Account Escrow is an incentive for FSS families to increase your earned income. It’s an interest-bearing account established by New York State on behalf of the FSS family where deposits are made throughout the duration of the family’s participation in the FSS program if and when their rent increases as a result of increased earned income by anyone in the FSS family. If the participant who signed the Contract of Participation (“Head of FSS family”) successfully completes the program, they are provided with the money saved. If they meet good standing guidelines, the Head of FSS family can request up to half of what they have earned in escrow at any point during their program participation to support needs related to their Service Plan goals. Completing the Contract of Participation The FSS Contract requires that the family comply with the lease. NEW as of August 2022: All FSS family members (not just the Head of FSS family who elected to participate in FSS and signed the Contract) are welfare-free at the time the FSS contract is completed, and that the Head of the FSS family seek and maintain suitable employment. You must have suitable employment in place by your Contract end date to graduate from FSS and receive any escrow you have accrued. The family successfully completes the FSS Program when it fulfills all its obligations under the Contract of Participation on or before the expiration of the contract term. The FSS program helped me maintain a positive outlook on life and continue to make goals as well as accomplish them. It is a strong support system that helped me overcome many issues on my way to self-sufficiency. I have since graduated with my Associates and Bachelor's degree in Graphic Design. ~ Crystal Marquez, FSS Graduate 2023 Nassau and Suffolk FSS Stats: CDLI Spring 2025 FSS Newsletter (English): Spring 2025 FSS News .pdf Download PDF • 2.99MB CDLI Spring 2025 FSS Newsletter (Spanish): Spring 2025 FSS News spanish .pdf Download PDF • 2.93MB Contact Info Phone : Nassau County applicants: (631) 565-7859 Phone : Suffolk County applicants: (631) 590-8307 Email : Nassau County applicants: cpapp@cdcli.org Email : Suffolk County applicants: pveliz@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Complete an interest form today! Complete Form Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals!

41a5a8dd-9ccd-4d34-beea-a3bd99a08d9e Home How We Can Help Details About The Course Getting your House in Order is a 5 week culturally specific financial education course that takes into consideration African Americans’ shared history, culture, beliefs and behaviors around money management to inform the way we have managed our finances in the past and how we will manage it going forward. Learn more about the course: Contact Info Phone : (631)-471-1215 ext. 1580 Email : Homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Take the first step to close the wealth gap! Register Now Getting your House in Order A culturally specific program aimed to improve African American financial well-being.

e10ab74c-6b39-4e1f-845c-97ed56ec8f08 Home How We Can Help Details CDLI has been selected by New York State Homes and Community Renewal to administer the Access to Home and Access To Home For Medicaid Recipients Program in Nassau and Suffolk Counties. Funds are made available through the New York State Housing Trust Fund Corporation. The Access To Home Program provides assistance to make residential units accessible for those living with physical mobility challenges. The program’s intent is to enable individuals to live at home safely and comfortably, rather than in an institutional setting. Eligible properties can be owner-occupied homes or rental units but must be the primary residence of the participant. Designated spots are reserved for Medicaid recipients. All improvements and adaptations are based on meeting the individualized needs of the occupants requiring the modifications following an evaluation completed by one of CDCLI’s experienced Rehabilitation Specialists. Funds are available for accessibility modifications up to $25,000 per household. Home modifications may include but are not limited to: Ramps & Lifts Stair Glides Handrails Expanded doorways Kitchen and bathroom modifications Roll-in showers, grab bars and seats Walkways, Driveways, & Stoops Special thermostatic and environmental controls Please note that all repairs must address an accessibility issue for the program participant. Application Please review and complete the following form: Access to Home Application .pdf Download PDF • 254KB Contact Info Phone : (631) 597–0098 Email : access@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Email your Documents! Email Us Access To Home Program Home accessibility options for individuals facing mobility challenges.

1409c442-d19e-403c-83e6-3ff6f366a6f6 Home How We Can Help Details CDLI has partnered with a New York State program that provides renters and homeowners a risk-free way to save 10% or more on their monthly electric bill. Credits are applied to your yearly electric expenses. Why participate? Benefits include risk-free savings. How does it work? Community Power Long Island’s Melville fuel cell farm adds electricity to the PSEG grid. Once you sign up, the utility distributes the energy to you in the form of an on-bill energy credit. Credits are applied to your monthly bill, and you save 10% while paying us only for the credits you use. Spots are limited, so don’t wait to take advantage of this great program, which will bring cleaner, cheaper power to Long Island renters and homeowners. Contact Info Phone : (855) 720-2701 Email : info@communitypowerli.com Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Sign up today! Sign up Community Power Program Reduce your monthly electric bill by 10%.

601ef05a-f7c9-4652-8179-0c990e9c1701 Home How We Can Help Details CDLI has been selected by New York State Homes and Community Renewal to administer the Residential Emergency Services to Offer Home Repairs to the Elderly (RESTORE) Program in Nassau and Suffolk Counties. Funds are made available through the New York State Housing Trust Fund Corporation. The RESTORE Program provides income-eligible homeowners, 60 years of age and older, the resources to make necessary emergency repairs to address hazardous conditions posing a threat to life, health or safety of the elderly homeowner. Funds are available for repairs up to $20,000 per home. Typical repairs may include: Heating system repairs or replacements Electrical repairs or upgrades Plumbing repairs that pose a health risk such as water supply and septic issues Structural repairs such as deteriorated foundations, roofs, floors, stairs, decks, doorways, etc. Accessibility measures such as ramps, stair lifts, and grab bars Please note that all repairs must address an emergency issue as determined by CDLI. Application Please review and complete the following form: RESTORE Program Application .pdf Download PDF • 251KB Contact Info Phone : 631-648-5050 Email : restore@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Email your documents! Click Here RESTORE Program Emergency repairs for seniors aged 60 and over.

76764139-443f-4dbf-b271-7e287232156e Home How We Can Help Details First-Ever Long Island Zoning Atlas Comes To Life! Interactive Zoning Atlas allows Long Island stakeholders to understand what kind of housing can and cannot be built across Nassau and Suffolk’s 1,200+ zoning districts. This innovative online platform, the first of its kind in New York State, provides a comprehensive mapping of all zoning districts, offering detailed insights into the types of housing permitted in each area, and other critical characteristics. With the zoning atlas you can: find out which zones allow or prohibit different types of housing; see what legislative & special taxation districts overlap with each zone; access your municipality's zoning ordinance online. Access the Long Island Zoning Atlas here . User guideline below: Using_the_LI_Zoning_Atlas_Dec2023 .pdf Download PDF • 2.46MB Contact Info Phone : (631) 471-1215 Email : info@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Access the Long Island Zoning Atlas. Zoning Atlas Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more.

20badca9-27a0-4d8e-afa6-06f285f75c3c Home How We Can Help Details The Weatherization Assistance Program (WAP) assists families and individuals by reducing their heating/cooling costs and improving the safety of their homes through energy efficiency measures. Owners/landlords of buildings occupied by low-income households are also encouraged to apply for assistance for their buildings. Participants who reside in a rental unit, please call our office to obtain a copy of the Landlord Preliminary Agreement for your landlord to fill out and sign. Program services are delivered through New York State Homes and Community Renewal’s statewide network of local service providers. CDLI is the provider of weatherization services for Nassau and Suffolk Counties. Funds are made available through the U.S. Department of Energy and U.S. Department of Health & Human Services. Funds are available for approximately 400 homes each year. Applications are addressed on a first-come, first-served basis. If an application is incomplete or determined to be ineligible, you will be notified within 48 hours. Typical repairs may include but are not limited to: Weatherstripping & Caulking Attic & Wall Insulation Heating System Improvements or Replacement Energy Efficient Lighting Energy Efficient Refrigeration Hot Water Tank & Pipe Insulation Smoke Detectors & CO Detectors Window Repairs or Replacement Exterior Door Repairs or Replacement Other Minor Repairs That Improve Energy Efficiency Application WAP Application 2025 - English .pdf Download PDF • 2.42MB Contact Info Phone : (631) 597-0098 Email : weatherization@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Email your documents! Click Here Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety.