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54 Railroad Avenue, Suite A < Rental Opportunities Copiague Commons 54 Railroad Avenue, Suite A 90 Units Application Contact Us

24123719-ba1f-48b0-83ee-654f5a3695a3 Home How We Can Help Details Qualifications Max Purchase Price allowed is 500K. Loan amount (25K – 50K) and interest (4% or 6%) vary with household income. Term = 30 years max Second lien position & title insurance required on all loan amounts. No loan fees will be built into the loan amount. Borrower to pay the loan fees at closing Homebuyer education from CDLI is required Loan disbursement at closing., if down payment At least 51% of the loan must be used for repairs. Loan fees: $120 application fee $125 processing fee 1% origination fee 10% supervision fee calculated on the basis of the total construction/rehabilitation amount Applicant can be under contract before applying for the loan A signed contract with the winning contractor is required Bidding process managed by CDLI Contact Info Phone : (631)-471-1215 ext. 1510 or 1930 Email : HomeLoan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply Today! Apply Now Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property.

11 W Main St. < Rental Opportunities Peconic Crossing 11 W Main St. 45 Units Application Contact Us

0f852a61-4aef-47f3-abbf-8e3172395acc Home How We Can Help Details This program aims to provide critical repair assistance to financially constrained homeowners, in the Village of Hempstead, contributing to the stabilization of the community and financial wellness of the family. Funds have been made available through New York State Homes & Community Renewal. These home improvements are designed to prolong the useful life of each home as well as increase the dwelling’s health, safety, and sustainability. Funding will be used to support critical repairs, including health and safety improvements, correction of code violations, accessibility modifications, environmental remediation, and more. Funds are available based on need and the individualized requirements of each household that applies. The maximum amount that can be invested in a property is $40,000, though not every home will receive the maximum amount. CDLI attempts to assist as many households as funding will allow. For this program, we intend to serve approximately 110 households. Typical repairs may include, but are not limited to: • Heating System Replacements • Electrical Service Upgrades • Roof Replacements • Siding • Gutters • Energy Efficiency Measures • Windows & Doors • Handrails, Stoops, Walkways • Structural Corrections • Health & Safety Measures These improvements help Hempstead homeowners maintain safe, accessible homes whether addressing immediate repair needs or planning to age in place. As part of the program, a Declaration of Interest will be recorded on the property after project completion, establishing a temporary lien for a set period based on the level of assistance received. This reflects the investment made in the home and includes standard requirements, such as maintaining the property and occupying it as a primary residence. All terms are clearly outlined in advance so homeowners can make informed decisions with confidence. Application T-HIP Application .pdf Download PDF • 1.27MB Contact Info Phone : (631) 904-0985 Email : thip@cdcli.org See If You Qualify Fill out our interest form! Click Here Targeted Home Improvement Program (THIP) Free funding for critical repairs in the Village of Hempstead.

250 Wincoram Way < Rental Opportunities Wincoram Commons 250 Wincoram Way 176 Units Application Contact Us

Plus One ADU Program Enrollment FAQ’s- Get answers to common questions about the ADU program. Explore eligibility, application steps, and important guidelines for homeowners. Plus One ADU Program Enrollment FAQ’s Frequently Asked Questions Plus One ADU FAQ How much does an ADU cost? That depends on what you would like to build! For example, converting an existing garage will be less expensive than building a new free-standing dwelling unit. Our project team can provide suggestions to bring down project costs. However, homeowners usually need to contribute funds above the Plus One ADU grant amount. How much funding does Plus One ADU provide? The Plus One ADU Program may provide up to $125,000 (which includes CDLI program support, such as design, permitting, construction oversight, closeout and ongoing compliance) in forgivable grant funds. The total amount available for construction costs is up to $115,000. Applicants who do not use grant funds for pre-development costs (design, procuring an architect without CDLI putting out an RFP or getting the design, etc.) will have more funding available for construction up to a maximum of $115,000. What if constructing my ADU costs more than the grant can provide? Either (1) Reduce project scope to be within budget, or (2) Submit proof that you have or can borrow the necessary additional funds to complete the project. Is the Plus One ADU Program a loan program? Do I have to pay the money back? The Plus One ADU Program is a forgivable grant program. As long as you continue to meet program requirements, you will not have to pay the money back. Homeowners and ADU renters must maintain year-round residency and keep property in good condition and repair for 10 years or until sale of property. A deed covenant will be required to be filed with the County Clerk. Who will manage my design? Homeowners can choose their own design team or can work with an architect through CDLI. If homeowners pay for design costs directly, they can work with a designer of their choosing and they will have more grant funds available for construction costs. If CDLI procures a design team, the costs incurred will be drawn from that $115,000 in grant funds. In either case, Homeowners will work closely with the chosen firm to discuss designs. If a homeowner chooses to work with an architect through CDLI and then decides to cancel the project after design costs have been incurred they may be responsible for those costs. Who will manage my construction? CDLI will oversee all aspects of the construction process from contractor bidding & selection, compliance with MWBE/SDVOB utilization standards, general construction oversight & coordination between property owners and contractors, preparation of payment requests & other essential activities to ensure efficient construction. I have a contractor in mind, can I work with them? Yes, if they meet our requirements (licensing, insurance, etc.) and there is no conflict of interest. You will need to provide itemized work scope and cost estimate from your selected contractor as well as one additional written quote to confirm the cost is competitive. How will funds be disbursed to contractors? Plus One ADU grant funds can only be issued on a reimbursement basis. Advance payments to contractors are not permitted. Contractors may submit receipts for reimbursable items such as materials purchased, surveys etc. Plus One ADU grant funds will be paid to contractors in progress payments at 50% completion and 100% completion. 10% of funds will be held until a Certificate of Occupancy has been issued. Contractors may submit invoices for reimbursement of materials, permit fees and survey prior to 50% completion. If Plus One ADU grant funds are disbursed for these items, that amount will be deducted from the payment at 50% completion. For construction projects which exceed the Plus One ADU grant amount, a payment schedule will be included in the contract to delineate the split between homeowner payments and Plus One ADU grant payments.

See required documentation for Plus One ADU - East Hampton. CDLI REQUIRED DOCUMENTATION FOR PLUS ONE ADU APPLICATION - East Hampton Residents I. Proof of Ownership A. Property Deed: Copy of Property Deed with Schedule A (Property Description). If applicant’s name is not on deed AND/OR one or more of the owners listed on deed is deceased, please contact CDLI to determine additional or alternate acceptable proof of ownership. II. Proof of Residency A. For owner occupants: Proof of Residency/Owner Occupancy- Select (a) or (b) and (c) from the items below: a) Driver's license or Non-Motorized Identification Card b) Voter Registration – registered voters can upload a screenshot of their voter registration confirmation from https://voterlookup.elections.ny.gov/ c) Copy of current utility bill in homeowner’s name (electric, natural gas, water, sewer, cellphone, cable) B. For owners listed on deed who are not occupants of the home (if applicable): 1. Notarized letter of non-residency and consent to application by resident III. Proof of Income for Household Members A. Working Individuals: Wages (if applicable) a) Copies of last three (3) consecutive pay stubs b) Last year of State and Federal Income Tax Returns, summary pages only (IRS Form 1040 and NYS IT201) 2. Self-Employment (if applicable) a) Last 2 years of State and Federal Income Tax Returns, summary pages and Schedule C (IRS Form 1040 and NYS IT201) 3. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 4. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts B. Non-Working Individuals: 1. Last year of State and Federal Income Tax Returns if applicable, summary pages only (IRS Form 1040 and NYS IT201) 2. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 3. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts *Zero Income Form - All household members residing at the home who do not have any income, will be asked to fill out a zero-income certification form.

Explore rewarding career opportunities as a Housing Educator at our nonprofit organization in Melville, NY. Join us in making a meaningful impact in the community! Career Opportunities Community Development Long Island (CDLI) was founded in 1969 when government, business, and civic leaders on Long Island came together to address the growing demand for affordable housing. That strong tri-sector support continues today. As an exemplary, chartered member of NeighborWorks America, CDLI is a regional and national leader in affordable housing and community development. The organization is committed to high standards of performance and a desire to identify and implement creative ways to solve problems and empower residents in the community. Whether you’re a recent college graduate or a seasoned professional, there’s a wealth of career opportunities at CDLI. We hope you’ll join us! CDLI is proud to be an equal-opportunity organization. We celebrate it, we support it, and we thrive on it for the benefit of our employees, our consumers, and our community. Join our team by applying to our career positions below.

dbc3360a-9922-4046-b82b-43008f7d6816 Home How We Can Help Details CDLI’s Voucher Homeownership Program enables existing Housing Choice Voucher participants to accomplish healthy and sustainable homeownership through subsidies and creative financing. Learn more: https://www.youtube.com/watch?v=ooipKcZGGmU Families that are currently participating in the Housing Choice Voucher Program administered by CDLI and other housing authorities in Nassau and Suffolk Counties are eligible. Each household is evaluated in accordance with their income so that a maximum of 40% of their monthly gross income goes toward payment of principal, interest, taxes, and insurance payments (PITI). They obtain a mortgage for an amount they can afford through a conventional or FHA-insured lender. The difference between the conventional mortgage amount that the applicant can afford and the purchase price of the home, less the down payment, determines the amount of a second mortgage provided by CDLI’s affiliated Community Development Financial Institution (CDFI). Learn about the requirements and benefits of the program, and how CDLI can help you use your Housing Choice Voucher to accomplish homeownership. Requirements One-month consecutive paystubs (anyone over 18) Two years W-2 forms Proof of any additional income as reported in the application If self-employed, provide three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Photo ID for all borrowers and Employee ID or Medical Card Non-refundable loan application fee of $120 Proof of Home Owner’s Insurance CDLI Home Buyers Education Certificate Section-8 Family report Voucher Homeownership Orientation There are no upcoming orientations. Please check back here for updates. Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply today! Apply Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher.

200d5a2d-7980-43e3-8f66-89438fe3cebe Home How We Can Help Details Get up to $50,000 in grants and loans to make your home more resilient against storms, flooding, and extreme weather while improving its energy efficiency. The funding is split into: Half as a low-interest loan (3% interest rate, 5-10 year repayment term) Half as a grant that doesn't need to be repaid once you complete your loan payments ELIGIBILITY Must be a Long Island homeowner Property must be your primary residence (1-4 unit buildings eligible) Household income at or below 120% of the area median income Property location must be eligible under program guidelines Homeowner must be current on their mortgage and taxes WHAT IMPROVEMENTS ARE COVERED? 50% of the loan/grant proceeds must be used for resiliency measures that will fortify the home to protect against future flood and storm damage. Additional eligible improvements include: Storm protection and weather resilience upgrades Energy efficiency improvements Home electrification projects Climate-ready home systems Improvements must be to the main structure of your home These improvements benefit all homeowners while also helping seniors age safely in their current homes. HOW IT WORKS Choose your own contractor(s) - they must be licensed and insured Work with us to plan eligible improvements Get up to $25,000 as a grant Get up to $25,000 as a 3% interest loan Pay back just the loan portion over 5-10 years ADDITIONAL INFORMATION No minimum credit score required Lender and third party fees do apply: approximately $1,189 – $1,779 Technical assistance provided throughout the process Work must be completed by approved contractors INCOME LIMITS FOR NASSAU AND SUFFOLK COUNTIES Household Size 1 2 3 4 5 6 7 8 Max Annual Income @ 120% AMI $138,500 $158,300 $178,100 $197,900 $213,700 $229,550 $245,350 $261,200 To see a list of eligible improvements through this program, click here . Contact Info Phone : (516) 519-0678 Email : jguerrero@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Apply Now to Get Started Apply Now Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms.