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Find essential documents required for the ADU program in Babylon. Ensure a smooth application process with our detailed guidelines and resources. CDLI REQUIRED DOCUMENTATION FOR PLUS ONE ADU APPLICATION - Babylon Residents I. Proof of Ownership A. Property Deed: Copy of Property Deed with Schedule A (Property Description). If applicant’s name is not on deed AND/OR one or more of the owners listed on deed is deceased, please contact CDLI to determine additional or alternate acceptable proof of ownership. II. Proof of Residency A. For owner occupants: Personal identification: a) Driver's license or Non-Motorized Identification Card b) Three proofs of residence. Any 3 of the following items are acceptable: (1) Current Telephone Bill (2) Bank Account Statement (3) Credit Card Statement (4) Cablevision Bill/Direct TV Bill (5) Sworn affidavit from 3 adjoining neighbors (signed and notarized) B. For owners listed on deed who are not occupants of the home (if applicable): 1. Notarized letter of non-residency and consent to application by resident III. Proof of Income for Household Members A. Working Individuals: Wages (if applicable) a) Copies of last three (3) consecutive pay stubs b) Last year of State and Federal Income Tax Returns, summary pages only (IRS Form 1040 and NYS IT201) 2. Self-Employment (if applicable) a) Last 2 years of State and Federal Income Tax Returns, summary pages and Schedule C (IRS Form 1040 and NYS IT201) 3. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 4. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts B. Non-Working Individuals: 1. Last year of State and Federal Income Tax Returns if applicable, summary pages only (IRS Form 1040 and NYS IT201) 2. Other Sources of Income (if applicable) a) Social Security/SSI/SSD/TANF/Unemployment/Workers' Comp/VA Benefits — Copy of most recent Award Letter from applicable agency. b) Pension/Retirement — Copy of current letter/printout from company c) Alimony/Child Support — Court papers or support collection printout d) If any of the following is a regular source of income, please provide a current statement from your bank, brokerage firm, insurance company, or other applicable entity: (1) Interest (2) Dividends (3) Insurance Proceeds (4) Estates (5) Trusts 3. Bank Statements - Copy of (2) most recent consecutive bank statements from Checking and/or Savings accounts *Zero Income Form - All household members residing at the home who do not have any income, will be asked to fill out a zero-income certification form.

18b473dd-a418-4f00-93dc-91f5bc3a97dd Home How We Can Help Details CDLI is your collaborative partner in fostering sustainable, inclusive, and thriving communities. We welcome innovative partnerships with property developers, municipalities, businesses, nonprofits, and any other entity eager to explore new possibilities. CDLI brings expertise in affordable housing, clean energy, financial empowerment, and beyond, offering both established solutions and a willingness to venture into uncharted territories. Together, let's innovate and shape vibrant communities for all. Contact Info Phone : (631) 471-1215 Email : anorris@cdli.org Contact Allison Norris Contact Us Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities.

Looking to be a part of Long Island's housing improvement and sustainability efforts? Complete our Vendor Qualification Form for Contractors now. For Contractors Vendor Qualification Form In our efforts to support housing development and housing sustainability, we aim to connect residents of Long Island to licensed and vetted contractors for their home improvement needs. Residents may seek to make basic repairs, up grade an electrical system, have an emergency repair, or remodel their kitchen. MWBEs are highly encouraged to apply. If you are interested in qualifying to bid on contracts, please complete the Contractor Qualification Form, and let's keep Long Island beautiful. Apply Plus One ADU Program Our Plus One Accessory Dwelling Units (ADU) program is an initiative to create and improve ADUs. You can learn more about the program here. If you'd like to partner with us and be a designer/builder/contractor to build ADUs, please contact us: Phone: (631) 364-5646 Email: PlusOneADU@cdcli.org Contact Single & Multi-Family Development Opportunities CDLI has a long history of partnering on single and multi-family development. Municipalities and/or developers interested in discussing such development opportunities should feel free to reach out to discuss further. Contact Us

ae3e70c3-7b84-42ac-87a8-5d4710096f0c Home How We Can Help Details eHome America is an online home buyer education class where you will learn how to: shop for a home; secure a mortgage; and maintain your home. Class fee is $100. Register now for America’s Premier Online Homebuyer Education. The Framework homebuyer course qualifies as the homebuyer education requirement for most local and national mortgage loan products and first-time homebuyer programs that require education. Learn what can you afford; how to fix or improve your credit; how to choose a realtor; how to shop for the best mortgage; the mortgage process; roles of the professionals involved in most home purchases; home inspection basics; and the closing process. Educate yourself for smart homeownership with Framework. Class fee is $75.00 Click Here and register Requirements Requirements are unique to each of the online learning tools listed Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdli.org Sign Up Here! Contact Us Online Homebuyer Education Key concepts surrounding homebuying and homeownership.

24531bb2-3819-4739-ba77-10fd47d1300a Home How We Can Help Details At CDLI, we are passionate about keeping people in the homes that they have worked so hard to get. The Foreclosure Intervention program is a free program specifically for those who are going through mortgage challenges. A potential foreclosure can happen to anyone, often due to forces out of their control, such as: Loss of a job Unexpected medical expenses Divorce Condo or co-op assessment Tax increase Mortgage rate adjustment Here’s the key: the sooner you come to see us, the better. Our HUD-certified housing counselors can help you navigate the complexities involved with the foreclosure process. There are a wide range of options available to homeowners, including: Creating a personalized action plan Legal referrals for pro bono help CDLI communicating with your lender on your behalf Mortgage modifications for eligible customers Transition options Financial coaching for budgeting and debt issues Our housing counselors explain the process in more detail in the video below:: https://video.wixstatic.com/video/f6effc_0b7be5cace574ce585372b60d04fa541/1080p/mp4/file.mp4 The Foreclosure Intervention program is available for free at no cost to the homeowner. It is sponsored through the New York State Homeowner Protection Program, which is from the Office of the Attorney General. At CDLI, our housing counselors are on your side so you do not have to navigate this complicated process by yourself. You have an advocate in your corner. Requirements: Have a mortgage Have either an anticipation that you'll fall behind on your mortgage or Actually be behind on your mortgage payment New Customer? Start Here! Start the registration process here for our Foreclosure Intervention counseling. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631) 471-1215 ext. 5393 Email : homeownershipcenter@cdli.org Speak with a Housing Counselor Fill out our interest form! Click Here Foreclosure Intervention Contact CDLI before it's too late.

549a49bb-0d1e-4199-ba4c-352173a23ccc Home How We Can Help Details A low-interest rate loan, for down payment and closing cost assistance, is available for first-time homebuyers to avoid Private Mortgage Insurance (PMI) and whose income is no greater than 120% of the area median income (AMI) based on family size (see chart below). The loan may be for up to $75,000 and is subject to program underwriting guidelines. Funds from CDLI can be combined with borrowers’ own funds for up to 20% financing to avoid PMI. Eligible borrowers must have a commitment for a fixed rate first mortgage through a NYS-approved lender. All borrowers are required to complete CDLI’s NeighborWorks Home Buyer Education Program. The interest rate is fixed (4%, 4.25%, & 4.5%), set according to loan size, and subject to change. The maximum term of the loan cannot exceed the term of the first mortgage financing. The home must be owner-occupied, and the property type must be a co-op, condominium, single-family, or legal two-family located in Nassau or Suffolk County. The purchase price cannot exceed $500,000. Total combined loan-to-value (including all sources of secondary financing) must not be greater than 105% of the appraised value. All loans will be secured with a mortgage, and the income of all household members will be used to determine eligibility. There is a $120 nonrefundable application fee. Requirements First-time Homebuyer Income must be no greater than 120% of the area median income based on family size Have a commitment for a fixed rate mortgage through a NYS-approved lender The homeowner must occupy the home The property must be a co-op, condominium, single-family, or legal two-family located in Nassau or Suffolk County Purchase price at or under $500,000 Total combined loan-to-value (including all sources of secondary financing) must not be greater than 105% of the appraised value Pay a $120 nonrefundable application fee AMI is established by HUD and changes every year. If you believe your household income is over the threshold when accounting for family size, please do not make your own individual underwriting decision. Please call our office to talk to a loan officer. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply today! Apply Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs.

a2862eab-460f-4d99-979b-3e3d20ad9b52 Home How We Can Help Details Important News: Participating tenants can now complete their recertification totally online through the MyHousing Resident Portal. The Resident Portal offers numerous benefits:| Guides you through your annual recertification submission Submit updates to income, assets and family size Obtain your rent/subsidy letter Update contact information Keep a record of documentation submitted And more Registration is simple, please watch the following short video on how to set up your portal account: https://youtu.be/JZuyEyeNZzE Additional information can be found within the MyHousing Resident Portal Registration and User Guide for Housing Participants For additional question or technical support please contact: HCR Section 8 Portal Call Center: 833-791-2748 (which is open daily Monday through Friday 8:30 am - 4:30 pm.) Unsure who your assigned housing specialist is? Submit a request here . Annual Tenant Recertification As a participating tenant in Community Development Long Island’s (CDLI) Housing Choice Voucher (HCV) Program, you are required to complete an annual recertification to determine your continued eligibility. Submission of recertification documents and applicable additional documentation is a requirement for continued participation. CDLI will contact you in advance of your annual recertification due date so you may complete and gather all required information. Failure to turn in all required information by the due date communicated to you could result in termination from the voucher program. Please note the following important information regarding your recertification: All adult household members (18 and older) must complete required forms, sign where applicable and provide all applicable additional documentation. All information must be complete and accurate for all household members. All provided documents must be dated within 120 days of the due date. You can obtain a Recertification Packet by: Registering with the MyHousing Resident Portal: https://section8.hcr.ny.gov/Account/Login Downloading a recertification packet or request a packet be emailed to you Requesting a packet be mailed to you You can return your Recertification Packet and applicable additional documentation by: Submitting your recertification through the MyHousing Resident Portal: https://section8.hcr.ny.gov/Account/Login Emailing as noted in your mailed correspondence Mailing to CDLI: Attn: Recertification, CDLI, 1660 Walt Whitman Road, Melville, NY 11747 Dropping off in person (drop box located in the lobby): 1660 Walt Whitman Road, Melville, NY 11747 (M-F) OR 250 Fulton Ave, #409 , Hempstead, NY 11550 (M-F) Annual Recertification Help Video Section 8 HCV, PBV, and EHV participants can access the Annual Recertification (AR) Help Video for step-by-step instructions on how to complete and submit the Annual Recertification online through the participant portal. All Section 8 participants are required to complete their Annual Recertification each year to maintain voucher assistance and continued program eligibility. Click the link below to watch the video: https://www.youtube.com/watch?v=GyX_7O1GHPA Resources for current HCV Tenants Recertification Packet - 9.2025 .pdf Download PDF • 3.47MB Paquete de recertificación - Español .pdf Download PDF • 3.05MB Recertification-Document-Checklist_20230510_English .pdf Download PDF • 466KB Recertification-Document-Checklist_20230510_Spanish .pdf Download PDF • 468KB SOI-Bulletin-English_20230510 .pdf Download PDF • 313KB SOI-Bulletin-Spanish_20230510 .pdf Download PDF • 361KB Supportive CDLI Programs Making Moves The Making Moves program provides housing mobility coaching and financial assistance to Housing Choice Voucher (Section 8) families that have children aged 18 or under who are interested in living in well-resourced areas and offers possible additional tenant incentives. Visit our Making Moves page here . Click here to view The Long Island Opportunity Lookup tool. Family Self-Sufficiency Family Self-Sufficiency is a FREE voluntary program that helps families/individuals with a CDLI Housing Choice Voucher (Section 8) obtain services to become more economically stable and successful. Visit our FSS page here. Additional Resources HUD HCV Resources This page will provide you with an overview of the program and answers to frequently asked questions. Click here. Violence Against Women (and Others) Act Resources The Violence against Women Act of 2013 (VAWA) provides special protections for victims of domestic violence, dating violence, sexual assault and stalking who are applying for or receiving assistance under the Housing Choice Voucher (HCV) program. VAWA protections are not only available to women but are available equally to all individuals regardless of sex, gender identity, or sexual orientation. New Violence Against Women Act (VAWA) Website If You've Experienced Domestic Violence Notice of occupancy rights under VAWA to Housing Choice Voucher program applicants and participants who are or have been victims of domestic violence, dating violence, sexual assault, or stalking: Sample of Notice Occupancy Rights Under the Violence Against Women Act, Form HUD-5380 Certification of Domestic Violence, Dating Violence, Sexual Assault, or Stalking and Alternate Documentation, Form HUD-5382 Emergency Transfer Plan for Victims of Domestic Violence, Dating Violence, Sexual Assault, or Stalking (HCV Version) Emergency Transfer Request for Certain Victims of Domestic Violence, Dating Violence, Sexual Assault, or Stalking, Form HUD-5383 Contact Info Phone : (631) 471-1215 Email : info@cdli.org Questions About Recertification? Should you have questions about the recertification process, you may contact your Housing Specialist, as noted in your recertification correspondence or contact us: Contact Us Housing Choice Voucher Recertification (Tenants) Annual recertification is required.

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Empowering individuals, families, and communities to change their lives. Homeowner Resources Homeowner Resources Featured Homeowner Resources Programs Foreclosure Intervention Contact CDLI before it's too late. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Targeted Home Improvement Program (THIP) Free funding for critical repairs in the Village of Hempstead. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Search Reset Filter by Type Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Making Moves for Landlord & Brokers Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Access to Home for Heroes Home accessibility modifications for veterans with mobility challenges. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Health Empowerment Alliance of Long Island (HEALI) Medicaid members may qualify for free support services that address housing, health, and home safety needs through CDLI and the HEALI Social Care Network. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Counseling Access your home equity to cover expenses while aging in place. Learn More Targeted Home Improvement Program (THIP) Free funding for critical repairs in the Village of Hempstead. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU). Learn More Load More

1020 Prospect Ave. < Rental Opportunities Cathedral Place 1020 Prospect Ave. 36 Units Application Contact Us

7bc3da73-1931-4f48-a1b3-7d974a1fe7c4 Home How We Can Help Details To further CDLI's mission of increasing investment in neighborhoods, protecting the assets of homeowners, and protecting the environment, a low-interest rate loan product with zero application fees, and zero closing costs is now available to assist with the installation of a Suffolk County approved septic system replacement! This new loan from CDLI is made available in conjunction with the Suffolk County Septic Improvement Program. Under the Suffolk County Septic Improvement Program, homeowners may apply for a grant from Suffolk County to assist with the cost of replacing outdated and failing septic systems with state-of-the-art nitrogen reducing systems designed to reverse decades of damaging nitrogen pollution of ground and surface waters. CDLI will then make its low interest loan available, if the homeowner is in need of additional funds to cover the costs of installing the new system. These loans are made available with NO application fees and NO closing costs. The purpose of the loan is to provide “gap” funds to finance the difference between the Suffolk County grant and the contract amount needed to install the replacement septic system. Loan amounts cannot exceed $10,000. Remember: The purpose of the loan is to provide gap funds to finance the difference between the grant provided by Suffolk County and the contract amount needed to install the septic replacement system (up to $10,000). Requirements 1. Apply for Suffolk County Grant If you have not already, apply for the Suffolk County grant APPLY HERE 2. Suffolk County Grant Certificate Obtain a Suffolk County Grant Certificate indicating the amount of your Suffolk County grant. 3. Check if you are pre-qualified To assist in installer selection, you may want to be pre-qualified. APPLY HERE 4. Determine Final Installation Cost Obtaining an engineer’s report to determine appropriate system Interviewing installers and obtain a quote Filing all applicable permits and determine all associated costs Contact us if you need help 5. Determine Eligible Loan Amount Final Installation Cost minus the amount of the Suffolk County Grant equals the Eligible Loan Amount (up to a maximum of $10,000) Apply for the Septic Replacement Loan Once you've completed steps 1 through 5 apply for the loan. You can always contact us for help. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply for CDLI Septic Loan program Apply Septic Replacement Loan Program A low-interest rate loan to update failing septic systems.