ae3e70c3-7b84-42ac-87a8-5d4710096f0c Home How We Can Help Details eHome America is an online home buyer education class where you will learn how to: shop for a home; secure a mortgage; and maintain your home. Class fee is $100. Register now for America’s Premier Online Homebuyer Education. The Framework homebuyer course qualifies as the homebuyer education requirement for most local and national mortgage loan products and first-time homebuyer programs that require education. Learn what can you afford; how to fix or improve your credit; how to choose a realtor; how to shop for the best mortgage; the mortgage process; roles of the professionals involved in most home purchases; home inspection basics; and the closing process. Educate yourself for smart homeownership with Framework. Class fee is $75.00 Click Here and register Requirements Requirements are unique to each of the online learning tools listed Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdli.org Sign Up Here! Contact Us Online Homebuyer Education Key concepts surrounding homebuying and homeownership.

8bc5a1c2-e37b-4608-9c52-813987f003fc Home How We Can Help Details As many Long Island homes continue to age, maintenance and upkeep need to be done. The question becomes how to pay for those repairs. Community Development Long Island has available low-interest home improvement loans for eligible Long Island homeowners. We will help to identify the repairs, contract with licensed contractors to get the best prices and finance the cost of repairs up to $25,000. Community Development Long Island and NYS Affordable Housing Corporation is also providing deferred loans to eligible Long Island homeowners, so inquire today! Loans can be used to make the following types of repairs: Electrical Plumbing HVAC Energy Efficiency Measures Structural, Health, & Safety Measures CDLI will manage the process, bid out your job with reputable contractors, and get you the fairest price. If you decide to have CDLI manage your construction, there is a fee. Loans are for a period of 15 years and can be paid off in advance with no prepayment penalty. All loans will be secured with a note and mortgage. Interest rates vary between 4% or 6%, based on household income in relation to the Area Median Income (AMI). Requirements Contact us today and find out if a reverse mortgage is right for you Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply today! Apply Home Improvement Loan Low-interest loan for eligible Long Island homeowners.

35 Broadway < Rental Opportunities The 35 Broadway Apartments 35 Broadway 18 Units Application Contact Us Program Guidelines THIS DOCUMENT CONTAINS THE 35 BROADWAY PROGRAM GUIDELINES. PLEASE READ THIS DOCUMENT CAREFULLY AS THE GUIDELINES SET FORTH WILL BE WILL BE STRICTLY ENFORCED. 35 Broadway Program Guidelines .pdf Download PDF • 167KB Community Development of Long Island, Inc. (CDLI), in partnership with ARC Property Management Group, LLC (Owner/Manager), is pleased to announce that it is accepting applications to establish a list of potential applicants for two workforce rental units located within 35 Broadway. CDLI staff is available to assist with any questions you may have on the program and the application process. Please feel free to call (631)904-0913 or email at 35Broadway@cdcli.org Applications will be processed on a first-come, first-serve basis. Applications will be available ONLY online at www.cdli.org . DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. 35 Broadway 35 Broadway consists of 18 studio and two bedroom apartments and is located at 35 Broadway in Hicksville, NY. Two of the units are required to be maintained as income restricted Workforce Housing Rental Units. The two Workforce Housing Rental Units consist of 2 two-bedroom units. Income and Rent Restrictions The gross household annual income of occupants for the Workforce Housing Rental Units cannot exceed 120% of the HUD Area Median Income (HUD AMI) for Nassau County, adjusted for family size. Minimum incomes are required by the Owner/Manager in order to ensure that occupants are not paying more than 35% of their gross annual income on housing expenses (rent plus a utility allowance). Based on the above, the current maximum and minimum income limits and rents for 35 Broadway Apartments are as follows: * Minimum Income Guidelines do not apply to those applicants with an approved rental subsidy. Affordability Period The affordability restrictions stated above will remain in effect commensurate with the Term of the Lease Agreement between the Owner/Manager and the Nassau County Industrial Development Agency. Utilities Cost of the following utilities is included in the workforce unit rent amount listed above: Heat – Electric Cooking – Electric Hot water – Electric Electric Cable Internet Telephone Annual Income Recertification. Tenants will be recertified annually in accordance with the income and rent guidelines established above based on the HUD Area Median Income in effect for each year. Leases will contain addendums that outline the requirements for continued eligibility and requirements to recertify annually. Initial Tenant Selection Procedures General process Eligibility for a unit involves three steps: (1) Timely submission of a completed Application; (2) Timely submission of additional information required necessary to assess preliminary program eligibility for tenancy including income, tax returns, and related documentation; and (3) Final review by the Owner/Manager for tenancy including credit checks, backgrounds checks, employment and leasing history Step One – Submission of Wait List Application Applications will be processed on a first-come, first-served basis and may only be submitted on-line. DO NOT deliver applications in any other manner such as by mail or hand-delivery as they will NOT be accepted. To submit the electronic application, go to CDLI’s website at www.cdli.org and click on the link for 35 Broadway Application. Applicants will be placed on a wait list in the order in which their application is received. Applications will be automatically dated and time stamped for submission and included in a database. Applicants will be notified of their waitlist rank number by CDLI. CDLI will contact applicants in ranked order to determine formal eligibility for a unit. Inclusion on the Waitlist represents only the first step for initial compliance and does not guarantee preliminary approval or eligibility for a unit. Step Two – Preliminary Eligibility Review During this step, CDLI will conduct a pre-screening to verify the applicant’s income (both maximum and minimum), and household size for program eligibility. This will require the applicant provide certain documentation outlined below. (1) last 2 years of federal income tax returns, W-2 and/or 1099 form; (2) four most recent consecutive pay stubs; (3) three most recent consecutive monthly bank statements for all bank accounts and investment accounts. (4) consent for CDLI to share applicant’s income documentation with G2D The applicant will have 5 business days to provide the above referenced documents. If the foregoing is not received by CDLI within such time period, the applicant will be ineligible and a letter will be sent confirming same. The applicant will also be required to provide certain consents in order to permit CDLI to verify income submissions and employment. Income will include all gross income, including, but not limited to, income from full and part time employment, overtime, bonuses, tips, pensions, social security, 401k and IRA distributions, child support, alimony, and severance pay. ALL sources of income are included and will be annualized for the upcoming 12-month period. Total gross household income cannot exceed the maximum income limits. Once income verification has been completed, the applicant will be notified, by email, if available, or by regular mail of their status. If the applicant is deemed income eligible, they will be referred to the Owner/Manager to complete Step 3. Step Three – Rental Application/Tenant Screening If the applicant is deemed income eligible, they will be referred to the Owner/Manager to complete a Formal Rental Application with the Owner/Manager. The Owner/Manager will review the formal Rental Application and conduct a screening review. This will involve assessing the applicant’s suitability for tenancy and adhering to the Fair Credit Reporting Act and Fair Housing Laws. Waitlist The Intake Waitlist will convert to a permanent waitlist once the 2 affordable units are leased-up. When vacancies occur, the first eligible applicant on the waitlist will be contacted to inform him/her that a unit is available at the preferred mode of contact as indicated on the Waitlist Intake Form. Three attempts will be made to inform the applicant before proceeding to the next applicant on the list; all attempts will be documented. If the applicant is no longer interested, the application will be removed from the waitlist with an explanation for the reason for the removal from the waitlist. Interested applicants will have 5 business days to provide a completed Formal Rental Application, together with the required documentation as set forth above in order to conduct income certification, employment verification, creditworthiness, and background checks as described in Step 2 and Step 3 above. Commitment To Fair Housing & Nondiscrimination The Owner/Manager is fully committed to enforcing the spirit and the letter of Title VIII of the Civil Rights Act of 1968 (Federal Fair Housing Law), the Fair Housing Amendments Act of 1988, the Americans with Disabilities Act, the New York Human Rights Act, and the Suffolk County Human Rights Act. Neither the Owner/Manager nor any of its affiliates, employees, agents, or brokers will discriminate in the sale, lease, advertisement or financing of housing against any individual or family because of race, color, national origin, religion, gender, disability, gender identity, marital status, sexual orientation, veteran/military status, source of income, familial status or presence of children in a household, or on the basis of any other protected class. Reasonable Accommodations/Modifications for Persons with Disabilities Persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary to afford such persons an equal opportunity to use and enjoy the housing. Reasonable accommodations will be offered to all disabled persons who request accommodations due to disability at any time during the application, resident selection and leasing process. ADDITIONAL TERMS Applicants are advised that the Owner/Manager maintains Policies and Procedures governing the complex and its tenants. More detailed information on the Owner/Managers policies and procedures is available at https://g2dgroup.com/hicksville/35-broadway/ . Affirmative Fair Housing Marketing Contact Community Development Long Island, Inc. 1660 Walt Whitman Road, Suite 130 Melville, NY 11747 Telephone Number: (631) 904-0913 Email Address: 35broadway@cdcli.org