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19ad2dc0-1f2d-4c7d-9051-ebe500809541 Home How We Can Help Details Objective: To offer a low interest rate second mortgage loan product for gap funding on Plus One ADU Grant projects. Currently being offered to Plus One ADU Grant applicants in the Towns of Babylon, East Hampton, Shelter Island and Southampton. Below are the parameters for CDLI’s Accessory Dwelling Unit Loan Product: Applicant homeowners must go through CDLI’s ADU grant process to secure primary financing before applying for this loan Minimum Credit Score = 625 Loan amounts up to $125,000.00 based on need and funds availability Applicant’s Income must not be greater than 100% of the Area Median Income (AMI) adjusted for family size Interest (4% or 6%) based on household income in relation to the Standard AMI for the county of residence with no adjustment for family size APR = 4.84% for loans with interest of 4% APR = 6.909% for loans with interest of 6% APR calculations are based on a loan of $125,000 over 10 years (120 months) considering loans fees, interim interest, and possible title insurance costs . Duration: 10 year-term (120 months). Other terms may be allowed based on underwriting guidelines Second lien position is required Title insurance may be required for all loan amounts. Borrower to pay the loan fees at closing Loan fees: 1% origination fee $120 application fee $125 processing fee Title insurance fee (applicant to shop for) Loans will be disbursed at closing. A signed contract with the builder/contractor will be required at closing, or before disbursement. Contact Info Phone : (631)-471-1215 ext. 1510 or 1930 Email : Homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply Now First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Start Here

fe2ef4bd-e560-4b63-ab35-ff89e44f7cbd Home How We Can Help Details In collaboration with the Suffolk County Landbank Corporation (SCLBC) and the New York State Attorney General’s Office, SCLBC purchases abandoned and foreclosed homes and CDLI rehabilitates them to a high-quality standard. CDLI then makes them available for sale to qualified first-time home buyers. Our goal is to revitalize Long Island neighborhoods and to promote homeownership. Guidelines Suffolk County Landbank Program Guidelines Pautas del Programa de Suffolk County Landbank Contact Info Phone : (631) 471-1215 ext 1550 Email : wachnitz@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify If you are interested in finding out about housing opportunities, sign up below! Sign Up First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Start Here

76764139-443f-4dbf-b271-7e287232156e Home How We Can Help Details First-Ever Long Island Zoning Atlas Comes To Life! Interactive Zoning Atlas allows Long Island stakeholders to understand what kind of housing can and cannot be built across Nassau and Suffolk’s 1,200+ zoning districts. This innovative online platform, the first of its kind in New York State, provides a comprehensive mapping of all zoning districts, offering detailed insights into the types of housing permitted in each area, and other critical characteristics. With the zoning atlas you can: find out which zones allow or prohibit different types of housing; see what legislative & special taxation districts overlap with each zone; access your municipality's zoning ordinance online. Access the Long Island Zoning Atlas here . User guideline below: Using_the_LI_Zoning_Atlas_Dec2023 .pdf Download PDF • 2.46MB Contact Info Phone : (631) 471-1215 Email : info@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Access the Long Island Zoning Atlas. Zoning Atlas First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Start Here

24531bb2-3819-4739-ba77-10fd47d1300a Home How We Can Help Details At CDLI, we are passionate about keeping people in the homes that they have worked so hard to get. The Foreclosure Intervention program is a free program specifically for those who are going through mortgage challenges. A potential foreclosure can happen to anyone, often due to forces out of their control, such as: Loss of a job Unexpected medical expenses Divorce Condo or co-op assessment Tax increase Mortgage rate adjustment Here’s the key: the sooner you come to see us, the better. Our HUD-certified housing counselors can help you navigate the complexities involved with the foreclosure process. There are a wide range of options available to homeowners, including: Creating a personalized action plan Legal referrals for pro bono help CDLI communicating with your lender on your behalf Mortgage modifications for eligible customers Transition options Financial coaching for budgeting and debt issues Our housing counselors explain the process in more detail in the video below:: The Foreclosure Intervention program is available for free at no cost to the homeowner. It is sponsored through the New York State Homeowner Protection Program, which is from the Office of the Attorney General. At CDLI, our housing counselors are on your side so you do not have to navigate this complicated process by yourself. You have an advocate in your corner. Requirements: Have a mortgage Have either an anticipation that you'll fall behind on your mortgage or Actually be behind on your mortgage payment New Customer? Start Here! Start the registration process here for our Foreclosure Intervention counseling. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In Contact Info Phone : (631) 471-1215 ext. 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here! Fill out our interest form! Click Here First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Foreclosure Intervention Contact CDLI before it's too late. Start Here

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. CDLI is dedicated to increasing affordable housing opportunities throughout Long Island that meet each community’s needs. Wherever there is opportunity and community support, CDLI works with residents, government officials, community leaders, and other partners to accomplish affordable housing development. Click on each community to contact the property manager and find out about leasing opportunities. Rental Opportunities Greenview Estate House 4180 Sunrise Highway Oakdale, NY 11769 158 Units Senior Housing Read More Baldwin Commons 785 Merrick Road Baldwin, NY 11510 33 Units Multi-Family Read More The Hudson House 104 Front St. Mineola, NY 11501 36 Units Senior Housing Read More More Rental Opportunities Unlock Your Dreams With Our Programs Empowering individuals, families, and communities to change their lives. Featured Programs Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Access to Home for Heroes Home accessibility modifications for veterans with mobility challenges. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Access your home equity to cover expenses while aging in place. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU). Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Making Moves for Landlord & Brokers Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Load More

285e7f76-631a-427c-af6d-50a9bdf11b43 Home How We Can Help Details Down Payment Assistance Loans are funded through the Town of Southampton’s Community Housing Fund (CHF). CDLI only administers part of the program for application, processing, and underwriting under the following guidelines established by the Town. Loan amount up to 3% of the home’s purchase price to be applied toward the down payment of the recipient’s purchase of an owner occupied, residential property located within the Town of Southampton. Zero percent (0%) interest and payable at the sale of the home or refinance transaction. Purchase Price not to exceed $1,665,600. Eligibility Criteria: Be a First-Time Homebuyer . Defined by Southampton Town Code §140-40 as an eligible individual who has not owned a primary residential property and is not married to a person that has owned a residential property during the three year period prior to his or her purchase of the primary residential property, and who does not own a vacation or investment home. Be an Eligible Individual . Defined as a household income that does not exceed 100% of the income limits as established by the State of New York Mortgage Agency low interest rate loan program in non-target categories for Suffolk County in effect on the contract date for the sale of such property. (see the chart that follows). Purchase Community Housing. Defined as a primary residential property for an eligible individual that does not exceed 150% of the purchase price limits established by the State of New York Mortgage Agency (currently, a maximum purchase price of $1,665,600). Attend a mortgage counseling session. Given by The Community Development Corporation of Long Island (CDLI) which is a HUD certified not-for-profit housing agency and submit proof of attendance (a certificate of completion). Have NOT entered into a Contract of Sale to purchase a home prior to being issued a Purchaser Certificate by the Southampton Town Department of Housing and Community Development. The recipient(s) of a certificate has (have) 180 days to submit a fully executed Contract of Sale to the Town of Southampton. Failure to comply will trigger the nullification of the Purchaser Certificate HOMEBUYER CONTRIBUTION: The applicant is required to have a minimum of 2% of the projected purchase price deposited in the bank at the time of application . Applicant’s liquid assets cannot exceed the purchase price of the house. * PLEASE CONSULT THE TOWN OF SOUTHAMPTON FOR APPLICABLE TOWN CODE PROPERTY AND ZONING REQUIREMENTS Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply now First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Start Here

1cd38faf-ea0a-4277-902c-5685846d3d19 Home How We Can Help Details List Your Unit Let us help you fill your vacant units! Complete the electronic form to share any available units with searching voucher holders (one unit per form). Click here for the form. NSPIRE Requirements for 2025 NSPIRE REQUIREMENTS .pdf Download PDF • 217KB HCV NSPIRE Most Common Fails .pdf Download PDF • 1.37MB The Housing Choice Voucher (HCV) program (previously referred to as Section 8) assists families and individuals to afford decent, safe, and sanitary housing in the private market. The participant is free to choose any housing that meets the requirements of the program, including single-family homes, townhouses, and apartments, and is not limited to units located in subsidized housing projects. Once the tenant and landlord sign a lease, the tenant's family typically contributes 30%-40% of their income towards rent and utilities, and the HCV program pays the remainder directly to the landlord. CDLI is the Local Administrator for the New York State Homes & Community Renewal (HCR) Housing Choice Voucher program on Long Island and select rental properties in Brooklyn, NY. Benefits of Being an HCV Participating Property Owner: You will get timely and dependable payments from the Public Housing Authority (PHA) Participating, compliant landlords will receive timely and dependable housing assistance payments (HAP) each month once the HAP contract and lease are signed. Payments are made directly into the property owner’s account, no worries about lost checks or late payments. Potential for limited unit turnover The average HCV participant remains in a unit for 7-8 years. You will get your full rental payment When an HCV tenant’s income permanently changes, the portion of rent paid by the PHA and the tenant is adjusted to reflect this change. This provides financial protection to landlords in that if an HCV tenant’s income decreases, there is a process for the PHA to pay a larger portion of the rent to the landlord so the landlord continues to receive a full rental payment. You will receive regular inspections Some landlords appreciate the routine inspections because they provide an opportunity to check on the condition of the unit. This can result in identifying maintenance needs that may have otherwise gone unnoticed for some time. Landlords that own or manage properties across wide geographies in particular tend to appreciate the value in having a routine, objective inspection of their rental units. Please note property owners of subsidized units are required to comply with all relevant state and local codes in addition to HQS requirements. If a property owner has units in a municipality where rental permits are required, it is expected that property owners obtain and maintain compliance with all applicable rental permit requirements. CDLI may, upon request, require submission of documentation to demonstrate rental permit or other state/local code compliance. You may request annual reasonable rent increases Compliant landlords may request a rent increase at the annual anniversary of the HAP contract by written notice to the PHA. You can help low-income elderly, disabled, and veteran households, as well as families with children by providing affordable housing More than 50 percent of vouchers serve elderly or non-elderly disabled families. About 45 percent of vouchers assist single-parent families. Learn more about participating in the HCV Program: Information about the benefits and myths about being an HCV Property Owner: English Spanish Steps to become an HCV Participating Property Owner: English Spanish Payment Standards and Rent Increase Information The resources below provide information regarding potential rental rates and rent increases for units participating in the HCV program. Please read through the HCV Program Payment Standard and Rental Increase Guidance document to assist in determining potential rent or opportunities for rental increases. Payment Standards 2025 NYE Payment Standards 2025 Nassau Payment Standards 2025 Suffolk Payment Standards 2026 NYE Payment Standards 2026 Nassau Payment Standards 2026 Suffolk Payment Standards Utility Allowances 2025 NYC Utility Allowances 2026 NYC Utility Allowances Village of Freeport Utility Allowances Nassau Utility Allowances Suffolk Utility Allowances Project Based Vouchers ONLY 2025 Nassau/Suffolk PBV Rent Limits 2025 NYE PBV Rent Limits 2026 Nassau/Suffolk PBV Rent Limits 2026 NYE PBV Rent Limits Rent Increase Form Rent Increase Form .pdf Download PDF • 136KB Making Moves The Making Moves program provides housing mobility coaching and financial assistance to Housing Choice Voucher (Section 8) families that have children aged 18 or under who are interested in living in well-resourced areas and offers possible additional landlord incentives. Visit our Making Moves page here . Click here to view The Long Island Opportunity Lookup tool. Source of Income Discrimination Everyone deserves a place to make their home, including tenants who receive government assistance. A rental applicant cannot be rejected or steered based on their lawful source of income. Learn more here: https://www.homeforallofus.org/source-of-income/ Housing Quality Standards (HQS) Inspections Resources Property owners must maintain compliance with all HQS requirements. Please note property owners of subsidized units are required to comply with all relevant state and local codes in addition to HQS requirements. If a property owner has units in a municipality where rental permits are required, it is expected property owners obtain and maintain compliance with all applicable rental permit requirements. CDLI may, upon request, require submission of documentation to demonstrate rental permit or other state/local code compliance. Below are some resources related to HQS inspections: HQS Form: Form utilized to complete HQS inspections, along with summary information regarding minimum criteria. HUD Form 52580A - HCV Inspection Form .pdf Download PDF • 1.65MB HQS Administrative Plan Chapter: Full HQS requirements. https://www.hud.gov/sites/documents/DOC_35620.PDF Most Common HQS Failures: Reviewing your property and correcting for common HQS failures reduces the likelihood of a failed inspection. No Access - The Inspector must have access to the basement and all rooms for inspection. Inspection appointment letters are mailed to tenants ~2 weeks prior to inspection. Please follow up with the tenant to confirm their typical inspection month and/or date. Electrical - Ground Fault Circuit Interrupter (GCFI) outlets are required within 6 ft of water sources (Tubs, sinks, etc.). Outlets must be wired properly (no open grounds, reverse polarity, hot/neutral reverse, etc.). No exposed wiring, missing cover plates, or open gaps in the electrical panel. Inoperable Smoke/Carbon Monoxide Detectors - Smoke detectors are required in each bedroom. Smoke and carbon monoxide detectors are required on each level. Deteriorated and Unstable Paint Surfaces - Peeling, cracking, chipping paint. Security - All doors and windows accessible from outside must lock and be double keyed. Deadbolts not permitted. Cutting Hazards - Broken glass, cracked floor tiles, countertops, protruding nails, etc. Infestations - Presence of roaches, mice, bedbugs, fleas, etc. Utilities - All utilities must be in service. Missing Handrails - Handrails are required for four or more steps. Update your Contact Information Stay connected electronically by providing your email and mobile: https://cdcli.tfaforms.net/4866621 CDLI Landlord Forum Click here to learn more about the HCV program for landlords. Landlord Forum December 10, 2025 at 12:00 PM Virtual Webinar Register Now HUD Landlord Resources PIH HCV Landlord Resources | HUD.gov / U.S. Department of Housing and Urban Development (HUD) Sign Up for HUD Landlord Newsletters Contact Info Phone : (631) 471-1215 Email : landlordforum@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us today! Contact Us First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Start Here

6c291870-d79d-40e5-b544-b9ad1ca90b34 Home How We Can Help Details A deferred loan for the down payment and post-closing home repairs is available for first-time homebuyers. The goal of this program is to improve the quality of decent, affordable housing for New York and home buyers. Household gross income must be below 120% of the area median income based on family size. The deferred loan/grant can be up to $25,000, $32,500, $40,000, $50,000, or $60,000 based on family size and household income, and the number of repairs needed on the subject property. This is a deferred loan, at 0% interest, with no payments required and a term of 10 years, during which time any refinance or transfer of home title will result in the recapture of funds or request from the homeowner for the subordination of the loan if qualified. The home must be used as the primary residence and the homeowner is required to remain in the home for 10 years, or the loan must be paid back. It is required that 51% of the deferred loan amount must be used for post-closing home repairs. All home buyers are required to complete Community Development Long Island (CDLI) NeighborWorks® HomeOwnership Center HUD approved Home Buyer Education class and counseling. The Home Buyer is responsible for obtaining an Engineer’s report and CDLI rehabilitation staff will assist in identifying the repairs, contract with licensed and insured contractors to get the best pricing, and provide project management and oversight. The home being purchased must be located in Nassau or Suffolk County must be a co-op, condominium, single-family, or legal two-family home, and must be owner-occupied. Grant awards in excess of $50,000 per unit and up to $60,000 per unit must have an occupancy and repayment schedule of no less than 20 years. The deferred loan will be secured with a note and mortgage. The income of all household members is used to determine eligibility. This program is in effect while funding is available. The program may end at any time. Requirements One-month consecutive paystubs (anyone over 18) Three years W-2 forms Proof of any additional income as reported in the application Three years signed Federal tax returns with all schedules Owners of companies must provide corporate tax returns form (1120/ 1120-S, or 1065) with a Year-To-Date Profit & Loss statement Three months of complete asset statements Home Buyer Education Certificate from CDLI (if available) Photo ID for all applicants Documentation for additional grants funds being used for this transaction Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : Homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply Now! First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Start Here

How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Financial Coaching & Resources Empowering individuals, families, and communities to change their lives. Financial Coahng & Resources Featured Financial Coaching & Resources Programs Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Reverse Mortgage Access your home equity to cover expenses while aging in place. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Search Reset Filter by Type Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Access to Home for Heroes Home accessibility modifications for veterans with mobility challenges. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Access your home equity to cover expenses while aging in place. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU). Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Making Moves for Landlord & Brokers Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Load More

Empower your homeownership dreams with CDLI's nonprofit services in Long Island. Access affordable rentals, homeownership education, Home and Property Developer Resources, and community development. Effective February 27, 2024, CDLI is unable to issue new Tenant-Based Housing Choice Vouchers (“voucher pause”), which is expected to remain in effect in 2025 until further notice. CDLI will share any updates/changes to this pause from NYS HCR as soon as that information becomes available. CDLI is a community influencer and housing innovator that empowers families, individuals, and communities to change their lives. About CDLI TENANT RESOURCES CDLI's Housing Choice Voucher Program offers assistance to tenants and landlords in accessing and providing quality, affordable rentals. CDLI also offers additional programs accessible to qualified tenants and landlords. Learn More DREAMERS OF HOMEOWNERSHIP Preparation for homeownership starts long before the purchase takes place. CDLI will help you to become mortgage-ready by educating you about the buying process, pitfalls to avoid, and available funding opportunities. CDLI can help make your homeownership dream become a reality. Learn More HOMEOWNER RESOURCES We provide a variety of resources and education to assist homeowners in improving and maintaining their home. Learn More PROPERTY DEVELOPERS & OWNERS CDLI works with residents, government officials, community leaders, builders, and other partners to develop affordable housing throughout Long Island. Learn More Financial Coaching & Resources CDLI has a wealth of information to share. From financial fitness to buying your first home, we're here to educate so you can have a home, health, and opportunities. Financial Resources Partner with CDLI CDLI is your collaborative partner in fostering sustainable, inclusive, and thriving communities. We welcome innovative partnerships with property developers, municipalities, businesses, nonprofits, and any other entities eager to explore new possibilities. CDLI brings expertise in affordable housing, clean energy, financial empowerment, and beyond, offering both established solutions and a willingness to venture into uncharted territories. Together, let's innovate and shape vibrant communities for all. Contact Us Community Development Financial Institution Our CDFI has provided a variety of lending options to meet the needs of our ever evolving communities. Learn More about CDFI MISSION STATEMENT CDLI invests in the housing and economic aspirations of individuals and families by providing solutions that foster and maintain vibrant, equitable and sustainable communities. About CDLI Rentals Available Find the right and affordable home for you. Rental Opportunities Impact and Results Learn how CDLI is helping the people of Long Island change their lives. Impact & Results