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  • Plus One ADU Program | How CDLI Can Help

    4b310cab-6070-4cd2-b2b4-95fb6965489d Home How We Can Help Details Shelter Island residents – Plus One ADU grant application is now open – See if you qualify HERE ! Attention Babylon, Southampton, and East Hampton residents – Plus One ADU grant application is currently closed. Please check back here for updates. Accessory Dwelling Units (ADUs) are secondary housing units on a single-family residential lot. ADUs benefit homeowners, renters, and the community by creating more housing options while maintaining the character of single-family residential suburban and rural communities. For homeowners, a code-compliant ADU can provide an additional source of income, flexibility for multi-generational housing, and an increase in property value. CDLI has been selected by New York State Homes and Community Renewal to administer the new Plus One ADU Program in the Town of Babylon, East Hampton, Shelter Island, and Southampton. The Plus One ADU Program provides a full-service program to support low- and middle-income single-family homeowner occupants who wish to: Build a new accessory dwelling unit on their property OR Improve an existing ADU that needs to be brought into compliance with code requirements. Click here for Plus One ADU Program FAQs Income Guidelines Household Size 1 2 3 4 5 6 7 8 Household Maximum Annual Income $138,495 $158,280 $178,065 $197,850 $213,678 $229,506 $245,334 $261,162 Program Highlights Up to $125,000 in grant funding including project management costs per ADU constructed. Program support includes ADU design, permitting, and construction costs including oversight and closeout. Household annual income must be at or below the current Nassau/Suffolk Area Median Income based on household size.[1] Homeowners and renters must maintain year-round residency and keep the property in good condition and repair for 10 years or until the sale of the property[2] Requirements What documents do I need to apply? Babylon Residents click here East Hampton Residents click here Shelter Island Residents click here Southampton Residents click here Design Guidelines Babylon Residents click here East Hampton Residents click here Shelter Island Residents click here Southampton Residents click here [1] Currently $197,850 for a household of 4. [2] In the event of the sale of property or non-compliance, the amount of grant funds will be subject to repayment in accordance with a simple annual declining balance, based on the ten-year regulatory period. Contact Info Phone : (631) 364-5646 Email : PlusOneADU@cdcli.org See If You Qualify Our Team will contact you after reviewing your interest form! Submit Interest Form First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Start Here

  • Manufactured Home | How CDLI Can Help

    aac4e078-24db-4314-a4a4-a929bed26c0e Home How We Can Help Details In collaboration with Home HeadQuarters, a nonprofit entity based in Syracuse, NY, CDLI offers loan packaging for potential buyers looking to acquire a manufactured home. CDLI staff will educate potential applicants on the loan process and take their applications. Home HeadQuarters’ staff will process and underwrite the loan. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us! Contact Us First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Manufactured Home Loan packaging for acquiring a manufactured home. Start Here

  • Septic Replacement Loan Program | How CDLI Can Help

    7bc3da73-1931-4f48-a1b3-7d974a1fe7c4 Home How We Can Help Details To further CDLI's mission of increasing investment in neighborhoods, protecting the assets of homeowners, and protecting the environment, a low-interest rate loan product with zero application fees, and zero closing costs is now available to assist with the installation of a Suffolk County approved septic system replacement! This new loan from CDLI is made available in conjunction with the Suffolk County Septic Improvement Program. Under the Suffolk County Septic Improvement Program, homeowners may apply for a grant from Suffolk County to assist with the cost of replacing outdated and failing septic systems with state-of-the-art nitrogen reducing systems designed to reverse decades of damaging nitrogen pollution of ground and surface waters. CDLI will then make its low interest loan available, if the homeowner is in need of additional funds to cover the costs of installing the new system. These loans are made available with NO application fees and NO closing costs. The purpose of the loan is to provide “gap” funds to finance the difference between the Suffolk County grant and the contract amount needed to install the replacement septic system. Loan amounts cannot exceed $10,000. Remember: The purpose of the loan is to provide gap funds to finance the difference between the grant provided by Suffolk County and the contract amount needed to install the septic replacement system (up to $10,000). Requirements 1. Apply for Suffolk County Grant If you have not already, apply for the Suffolk County grant APPLY HERE 2. Suffolk County Grant Certificate Obtain a Suffolk County Grant Certificate indicating the amount of your Suffolk County grant. 3. Check if you are pre-qualified To assist in installer selection, you may want to be pre-qualified. APPLY HERE 4. Determine Final Installation Cost Obtaining an engineer’s report to determine appropriate system Interviewing installers and obtain a quote Filing all applicable permits and determine all associated costs Contact us if you need help 5. Determine Eligible Loan Amount Final Installation Cost minus the amount of the Suffolk County Grant equals the Eligible Loan Amount (up to a maximum of $10,000) Apply for the Septic Replacement Loan Once you've completed steps 1 through 5 apply for the loan. You can always contact us for help. Contact Info Phone : (631) 471-1215 ext. 1510 or 1930 Email : homeloan@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Apply for CDLI Septic Loan program Apply First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Start Here

  • First Time Homebuyer Education | How CDLI Can Help

    f894e34d-bdcf-4570-8ef0-ef27f87b2130 Home How We Can Help Details Preparation for homeownership starts long before the purchase takes place. CDLI will help you to become mortgage-ready by educating you about the buying process, pitfalls to avoid, and available funding opportunities. CDLI can help make your dream become a reality. Buying a home can be challenging especially for a first-timer. Whether you are ready to buy a home right away, or whether you need additional preparation, the team at CDLI will help you through every step of the way! Learn more about our First Time Homebuyer program: Homebuyer Education Classes CDLI offers comprehensive Homebuyer Education (HBE) classes that fulfill the U.S. Department of Housing and Urban Development (HUD) 8-hour requirement. These classes are led by HUD-Certified Housing Counselors and are designed to prepare first-time homebuyers with the knowledge and tools they need to navigate the homebuying process with confidence. What to Expect: Classes are offered both in-person and via Zoom The cost is $50 for the course Participants receive one-on-one counseling following the class A Certificate of Completion is provided, which is often required for down payment assistance or grant programs (e.g., SONYMA) Our classes include guidance from: A HUD-Certified Housing Counselor A loan officer A licensed real estate agent A real estate attorney New Customer? Start Here! Start the registration process here for our First Time Homebuyer course. Click Here to Register Returning Clients Access your account. Already have an account? Click Here to Log In First Time Homebuyer Orientation For an informational session about this program, register for a virtual free First Time Homebuyer Orientation. Contact Info Phone : (631) 471-1215 ext 5393 Email : homeownershipcenter@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. New Customer? Start Here! Fill out our interest form! Click Here First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI. Start Here

  • Housing Choice Voucher (Tenants) | How CDLI Can Help

    000abd6e-07eb-44c4-990b-9b1a604e23f7 Home How We Can Help Details Housing Choice Voucher About Housing Choice Voucher Program for Tenants The Housing Choice Voucher program (often referred to as Section 8) assists families and individuals to afford decent, safe, and sanitary housing in the private market. The participant is free to choose any housing that meets the requirements of the program, including single-family homes, townhouses, and apartments, and is not limited to units located in subsidized housing projects. Once the tenant and landlord sign a lease, the tenant's family typically contributes 30%-40% of their income towards rent and utilities, and the HCV program pays the remainder directly to the landlord. CDLI is the Local Administrator for the New York State Homes & Community Renewal (HCR) Housing Choice Voucher program for Nassau and Suffolk Counties, the Town of Hempstead, the Village of Sea Cliff, and select project-based voucher buildings in Brooklyn. For all programs, CDLI oversees tenant eligibility, lease-up, annual recertification, and Housing Quality Standards inspections of all units. CDLI is committed to knowledgeable customer service and program administration for all its tenants and landlords on behalf of all its partner organizations. The Wait List The waiting list is currently closed for all HCV programs. Please follow us on Instagram to stay up to date on when the wait list and/or applications open back up. @ communitydevelopmentli Housing Choice Voucher Recertification Visit our Recertification Page to learn more. Unsure who your assigned housing specialist is? Submit a request here . Getting your Voucher and Leasing Up Voucher and Lease Up .pdf Download PDF • 195KB Porting your Voucher to CDLI CDLI is only billing for portability vouchers. Prior to sending the participant’s portability information, the initiating Housing Authority should ensure the household composition is accurate, review the portability process with the interested participant, and confirm if they want to port to Nassau County or Suffolk County. The voucher size issued by CDLI can differ from the voucher size issued by the initiating Housing Authority as it is based on our guidelines. A portability package should be submitted from your current housing authority to: Email: portability@cdcli.org Fax: (631) 648-5009 Once the portability package is received, our Eligibility Team will follow up within 2 weeks of receiving the information to review the participant’s information and process the portability. Payment Standards and Rent Increase Information The resources below provide information regarding potential rental rates and rent increases for units participating in the HCV program. Please read through the HCV Program Payment Standard and Rental Increase Guidance document to assist in determining potential rent or opportunities for rental increases. Payment Standards 2025 NYE Payment Standards 2025 Nassau Payment Standards 2025 Suffolk Payment Standards 2026 NYE Payment Standards 2026 Nassau Payment Standards 2026 Suffolk Payment Standards Utility Allowances NYC Utility Allowances Village of Freeport Utility Allowances Nassau Utility Allowances Suffolk Utility Allowances Project Based Vouchers ONLY 2025 Nassau/Suffolk PBV Rent Limits 2025 NYE PBV Rent Limits 2026 Nassau/Suffolk PBV Rent Limits 2026 NYE PBV Rent Limits Supportive CDLI Programs Making Moves The Making Moves program provides housing mobility coaching and financial assistance to Housing Choice Voucher (Section 8) families that have children aged 18 or under who are interested in living in well-resourced areas and offers possible additional tenant incentives. Visit our Making Moves page here . Click here to view The Long Island Opportunity Lookup tool. Family Self-Sufficiency Family Self-Sufficiency is a FREE voluntary program that helps families/individuals with a CDLI Housing Choice Voucher (Section 8) obtain services to become more economically stable and successful. Visit our FSS page here. Additional Resources HUD HCV Resources This page will provide you with an overview of the program and answers to frequently asked questions. Click here. Violence Against Women (and Others) Act Resources The Violence against Women Act of 2013 (VAWA) provides special protections for victims of domestic violence, dating violence, sexual assault and stalking who are applying for or receiving assistance under the Housing Choice Voucher (HCV) program. VAWA protections are not only available to women but are available equally to all individuals regardless of sex, gender identity, or sexual orientation. New Violence Against Women Act (VAWA) Website If You've Experienced Domestic Violence Notice of occupancy rights under VAWA to Housing Choice Voucher program applicants and participants who are or have been victims of domestic violence, dating violence, sexual assault, or stalking: Sample of Notice Occupancy Rights Under the Violence Against Women Act, Form HUD-5380 Certification of Domestic Violence, Dating Violence, Sexual Assault, or Stalking and Alternate Documentation, Form HUD-5382 Emergency Transfer Plan for Victims of Domestic Violence, Dating Violence, Sexual Assault, or Stalking (HCV Version) Emergency Transfer Request for Certain Victims of Domestic Violence, Dating Violence, Sexual Assault, or Stalking, Form HUD-5383 National Domestic Violence Hot Lines: 1 (800) 799-SAFE 1 (800) 799-7233 1 (800) 787-3224 Suffolk County Resources Brighter Tomorrows, Inc. brightertomorrowsli.org (631) 395-1800 Provides residential, transitional and non-residential domestic violence services. OCFS Licensed and Approved. Long Island Against Domestic Violence liadv,org (631) 666-8833 Provides both residential and nonresidential domestic violence services. OCFS Licensed and Approved. The Retreat, Inc. theretreatinc.org (631) 329-2200 Provides both residential and nonresidential domestic violence services. OCFS Licensed and Approved. Victims Information Bureau of Suffolk (VIBS) vibs.org (631) 360-3606 Provides nonresidential domestic violence services. OCFS Licensed and Approved. Nassau County Resources Circulo de la Hispanidad, Inc. - Salva Domestic Violence Program nassaucountyny.gov (516) 889-2849 Provides nonresidential domestic violence services. OCFS Licensed and Approved. Long Island Against Domestic Violence liadv,org (631) 666-8833 Provides both residential and nonresidential domestic violence services. OCFS Licensed and Approved. The Safe Center Long Island tscli.org (516) 542-0404 Provides both residential and nonresidential domestic violence services. OCFS Licensed and Approved. Contact Info Phone : (631) 471-1215 Email : info@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Contact us today! Contact Us First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Start Here

  • Dreamers of Homeownership | How CDLI Can Help Your Dreams of Homeownership Come True

    How We Can Help Community Development Long Island (CDLI) is the only full-service collection of community development entities: CDLI Parent Corporation; CDCLI Funding Corporation, a Certified Community Development Financial Institution; and CDCLI Housing Development Corporation. CDLI is not just an organization; we are a movement towards long-term economic stability for all. As a Community Development Financial Institution, we function with the high standards of a bank, ensuring responsible and impactful lending. Whether you're seeking a home, looking to invest in your community, or aiming to develop properties that matter, CDLI is here to make dreams of long-term economic stability come true. Empowering individuals, families, and communities to change their lives. Dreamers of Homeownership Dreamers of Homeownership Featured Dreamers of Homeownership Programs First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More All Programs Click on any of the filters below to view the programs that are right for you. CD Financial Institution (CDFI) Dreamers of Homeownership Financial Coaching & Resources Homeowner Resources Property Developers & Owners Tenant Resources Filter by Type Search Reset Access To Home Program Home accessibility options for individuals facing mobility challenges. Learn More Cesspool/Septic System Replacement & Retrofit Find help on updating your failing cesspool. Learn More Emergency Home Repair Loan A loan offering up to $5,000 on emergency home repairs. Learn More Foreclosure Intervention Contact CDLI before it's too late. Learn More Housing Choice Voucher (Tenants) Opportunities to receive rental assistance. Learn More Long Island Zoning Atlas Which zones allow or prohibit different types of housing and more. Learn More Manufactured Home Loan packaging for acquiring a manufactured home. Learn More Online Homebuyer Education Key concepts surrounding homebuying and homeownership. Learn More Rent-To-Own Program Helping Long Islanders to accomplish homeownership. Learn More Single Family Home Development (SCLBC) Revitalizing neighborhoods and promoting homeownership. Learn More Voucher Homeownership (VHO) Accomplish homeownership with your Housing Choice Voucher. Learn More Access to Home for Heroes Home accessibility modifications for veterans with mobility challenges. Learn More Climate Friendly Homes Fund Replacing older systems with all-electric, high-performance heating, cooling, and hot water heating systems. Learn More Family Self-Sufficiency (FSS) Where do you see yourself in 5 years? FSS can help you set and achieve your goals! Learn More Getting your House in Order A culturally specific program aimed to improve African American financial well-being. Learn More Housing Choice Voucher Recertification (Tenants) Annual recertification is required. Learn More Mainstream Voucher Program Rental assistance for low-income individuals with disabilities to live independently in the community. Learn More Moxey Rigby Resident Services Invest in your family's success. Learn More Partner With CDLI Property developers, municipalities, businesses, nonprofits, and those eager to explore new possibilities. Learn More Reverse Mortgage Access your home equity to cover expenses while aging in place. Learn More Targeted Home Improvement Program Critical repair assistance to financially constrained homeowners in The Village of Hempstead. Learn More Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Learn More Accessory Dwelling Unit Loan Product (ADU) A low interest rate second mortgage loan product for the construction of an Accessory Dwelling Unit. Learn More Community Power Program Reduce your monthly electric bill by 10%. Learn More Financial Education & Coaching Set and achieve financial goals on the path towards homeownership. Learn More Home Improvement Loan Low-interest loan for eligible Long Island homeowners. Learn More Long Island Home Improvement Program Are you finding it difficult to make needed repairs to your home. Learn More Making Moves Program for Housing Choice Voucher Families on Long Island CDLI’s Making Moves helps Section 8 families relocate to high-opportunity Long Island communities with coaching, housing search support, and financial aid. Learn More NYS First Time Homebuyer Grant Program Improving the quality of decent and affordable housing. Learn More Plus One ADU Program Grants for homeowners in Babylon, East Hampton, Shelter Island, and Southampton for accessory dwelling unit construction. Learn More Senior Resident Services Confidential individual social services, and group programs. Learn More Town of Southampton Accessory Dwelling Unit Loan Loan for eligible applicants to help cover construction costs of a new accessory dwelling unit (ADU). Learn More Acquisition & Rehabilitation Loan Product This loan has a down payment portion and a rehabilitation portion to acquire and repair a property. Learn More Down Payment and Closing Cost Assistance A low-interest rate loan for down payment and closing costs. Learn More First Time Homebuyer Education Take charge of your home-buying journey with the guidance of CDLI. Learn More Housing Choice Voucher (Landlords) Providing affordable housing in our communities while receiving timely and dependable rental payments. Learn More Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Learn More Making Moves for Landlord & Brokers Learn More Online Financial Capabilities Education Understand budgeting, credit and manage personal finances. Learn More RESTORE Program Emergency repairs for seniors aged 60 and over. Learn More Septic Replacement Loan Program A low-interest rate loan to update failing septic systems. Learn More Town of Southampton Down Payment Assistance Program Down payment assistance for first-time homebuyers in The Town of Southampton. Learn More Load More

  • Making Moves for Landlord & Brokers | How CDLI Can Help

    770b1c5c-d641-469a-9c4a-abf43ea27cd2 Home How We Can Help Details Earn Reliable Income + Incentives The Making Moves Program helps families who are enrolled in our mobility program, and are working with a CDLI coach to use their housing choice voucher to move to communities that promote better health and life satisfaction, and improve children's school and future earnings success. Making Moves supports landlords and brokers through secure and reliable rental payments, plus financial incentives for leasing in well-resourced communities. Bethany House Landlord Testimonial Financial Incentives For Landlords $2,000 bonus for housing Making Moves families in well-resourced communities One month’s rent incentive through the HCR HCV program For Brokers Making Moves pays the broker's fee equivalent to one month's rent $500 bonus to brokers who refer a landlord to Making Moves who leases a unit in a well-resourced community to a Making Moves family Why Partner with Us Reliable Income The Housing Choice Voucher program provides steady, government-backed rent payments directly to landlords. Responsible Tenant Education Our tenants receive resources to help them maintain their homes and we offer support with tenant education on how they can responsibly maintain their rental unit. Tenant Support 2 years post-move support from Making Moves Coaches to help sustain tenancies and protect your investment. Property Qualification Tool Click here to see if your property qualifies for this amazing opportunity and incentives! Check Property Eligibility Note: Results may vary between this tool and Google Maps. Contact us a t makingmoves@cdcli.org for additional support if needed. Eligibility Requirements Your property must: Meet basic HUD housing standards Be located in a well-resourced community Have an active and current rental permit Connect with us to have a team member reach out to discuss the Making Moves program and how it can work for you. Get Started Calling all landlords and brokers Attend the next HCV Landlord Forum Landlord Forum December 10, 2025 at 12:00 PM Virtual Webinar Register Now Discover the essentials of the Housing Choice Voucher (Section 8) program while debunking common myths. Learn about inspection requirements and gain a deeper understanding of both landlord and tenant rights and responsibilities. This forum will provide: A practical overview of CDL’s role in supporting landlords and tenants Tips for successful landlord–tenant relationships Steps to becoming a great landlord Strategies for working effectively with the Rental Assistance team (e.g. Rent Increase Request) Whether you’re new to the program or looking to strengthen your knowledge, this forum offers valuable insights to support your success. Contact Info Phone : 631-597-0742 Email : MakingMoves@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Interested in Partnering with Us? Get Started First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Making Moves for Landlord & Brokers Start Here

  • RESTORE Program | How CDLI Can Help

    601ef05a-f7c9-4652-8179-0c990e9c1701 Home How We Can Help Details CDLI has been selected by New York State Homes and Community Renewal to administer the Residential Emergency Services to Offer Home Repairs to the Elderly (RESTORE) Program in Nassau and Suffolk Counties. Funds are made available through the New York State Housing Trust Fund Corporation. The RESTORE Program provides income-eligible homeowners, 60 years of age and older, the resources to make necessary emergency repairs to address hazardous conditions posing a threat to life, health or safety of the elderly homeowner. Funds are available for repairs up to $20,000 per home. Typical repairs may include: Heating system repairs or replacements Electrical repairs or upgrades Plumbing repairs that pose a health risk such as water supply and septic issues Structural repairs such as deteriorated foundations, roofs, floors, stairs, decks, doorways, etc. Accessibility measures such as ramps, stair lifts, and grab bars Please note that all repairs must address an emergency issue as determined by CDLI. Application Please review and complete the following form: RESTORE Program Application .pdf Download PDF • 251KB Contact Info Phone : (631) 648-5085 Email : restore@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Email Your Documents Click Here First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now RESTORE Program Emergency repairs for seniors aged 60 and over. Start Here

  • Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. | How CDLI Can Help

    200d5a2d-7980-43e3-8f66-89438fe3cebe Home How We Can Help Details Get up to $50,000 in grants and loans to make your home more resilient against storms, flooding, and extreme weather while improving its energy efficiency. The funding is split into: Half as a low-interest loan (3% interest rate, 5-10 year repayment term) Half as a grant that doesn't need to be repaid once you complete your loan payments ELIGIBILITY Must be a Long Island homeowner Property must be your primary residence (1-4 unit buildings eligible) Household income at or below 120% of the area median income Property location must be eligible under program guidelines Homeowner must be current on their mortgage and taxes WHAT IMPROVEMENTS ARE COVERED? 50% of the loan/grant proceeds must be used for resiliency measures that will fortify the home to protect against future flood and storm damage. Additional eligible improvements include: Storm protection and weather resilience upgrades Energy efficiency improvements Home electrification projects Climate-ready home systems Improvements must be to the main structure of your home These improvements benefit all homeowners while also helping seniors age safely in their current homes. HOW IT WORKS Choose your own contractor(s) - they must be licensed and insured Work with us to plan eligible improvements Get up to $25,000 as a grant Get up to $25,000 as a 3% interest loan Pay back just the loan portion over 5-10 years ADDITIONAL INFORMATION No minimum credit score required Lender and third party fees do apply: approximately $1,189 – $1,779 Technical assistance provided throughout the process Work must be completed by approved contractors INCOME LIMITS FOR NASSAU AND SUFFOLK COUNTIES Household Size 1 2 3 4 5 6 7 8 Max Annual Income @ 120% AMI $138,500 $158,300 $178,100 $197,900 $213,700 $229,550 $245,350 $261,200 To see a list of eligible improvements through this program, click here . Contact Info Phone : (516) 519-0678 Email : jguerrero@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. Click Here to Apply Apply Now First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Long Island Resiliency Retrofits Program: Storm, Flood & Energy Improvements. Get up to $50,000 in grants and low-interest loans to protect your home from floods and storms. Start Here

  • Weatherization Assistance Program | How CDLI Can Help

    20badca9-27a0-4d8e-afa6-06f285f75c3c Home How We Can Help Details The Weatherization Assistance Program (WAP) assists families and individuals by reducing their heating/cooling costs and improving the safety of their homes through energy efficiency measures. These cost savings help all residents, including seniors who want to age affordably in their current homes. Owners/landlords of buildings occupied by low-income households are also encouraged to apply for assistance for their buildings. Participants who reside in a rental unit, please call our office to obtain a copy of the Landlord Preliminary Agreement for your landlord to fill out and sign. Program services are delivered through New York State Homes and Community Renewal’s statewide network of local service providers. CDLI is the provider of weatherization services for Nassau and Suffolk Counties. Funds are made available through the U.S. Department of Energy and U.S. Department of Health & Human Services. Funds are available for approximately 400 homes each year. Applications are addressed on a first-come, first-served basis. If an application is incomplete or determined to be ineligible, you will be notified within 48 hours. Typical repairs may include but are not limited to: Weatherstripping & Caulking Attic & Wall Insulation Heating System Improvements or Replacement Energy Efficient Lighting Energy Efficient Refrigeration Hot Water Tank & Pipe Insulation Smoke Detectors & CO Detectors Window Repairs or Replacement Exterior Door Repairs or Replacement Other Minor Repairs That Improve Energy Efficiency These improvements help all eligible residents maintain affordable, comfortable homes, including those who want to age in place. Application WAP Application .pdf Download PDF • 1.22MB Contact Info Phone : (631) 648-5091 Email : weatherization@cdcli.org Disclosure We are a nonprofit exempt mortgage banker. Loans are arranged through third-party vendors. CDLI Funding Corporation is a Fair Housing and Equal Opportunity lender. See If You Qualify Email your documents! Click Here First Time Home Buyer Event December 14, 2025, 6:00 - 8:00 PM Virtual Webinar Register Now Weatherization Assistance Program Energy efficiency measures that reduce costs and improve safety. Start Here

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